Pak-Qatar Family Takaful Limited (PSX:PAKQATAR)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
17.25
-0.12 (-0.69%)
At close: Sep 29, 2026

Pak-Qatar Family Takaful Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
41,24735,59437,04721,7778,4217,450
Revenue Growth
11.34%-3.92%70.12%158.60%13.03%-59.52%
Operating Income
387.42357.47318.06204.08143.69-14.07
Net Income
328.88291.31269.72156.3149.09175.33
Earnings Per Share
1.671.972.061.201.141.34
EPS Growth
-19.20%-4.77%72.57%4.83%-14.96%7.19%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Policyholders' Funds - Individual Family
39,65233,99835,22420,0777,6597,593
Policyholders' Funds - Group Family
376.24395.44444.86451.6368.38426.51
Policyholders' Funds - Group Health
2,0602,1342,4232,3992,1621,571
Total
42,08936,52838,09222,92810,1909,591

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,6983,8704,3824,0323,2933,427
Total Debt
239.87195.72134184.55223.74195.56
Net Cash (Debt)
3,4583,6754,2483,8473,0693,232
Net Cash Growth
-18.58%-13.48%10.40%25.35%-5.02%20.31%
Net Cash Per Share
17.5324.7932.5029.4323.4824.72

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5,504757.158,6473,423856.081,493
Capital Expenditures
-358.62-212.55-55.41-178.97-103.71-58.86
Free Cash Flow
5,145544.618,5923,244752.371,434
Free Cash Flow Growth
-40.12%-93.66%164.86%331.16%-47.53%78.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
0.94%1.00%0.86%0.94%1.71%-0.19%
Pretax Margin
1.19%1.21%0.99%0.88%2.19%3.02%
Profit Margin
0.80%0.82%0.73%0.72%1.77%2.35%
FCF Margin
12.47%1.53%23.19%14.90%8.94%19.25%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
1.0001.0001.0000.5000.500
Dividend Per Share Growth
0%0%100.00%0%-
Dividend Yield
5.80%5.33%---

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.4215.70----
P/FCF Ratio
0.788.40----
PS Ratio
0.100.13----