Pak-Qatar Family Takaful Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	291.31	269.72	156.3	149.09	175.33
Depreciation & Amortization	176.35	160.8	168.41	144.9	125.03
Other Amortization	12.15	9.18	9.06	9.53	9.9
Gain (Loss) on Sale of Assets	-0.61	0.06	-0.03	-0.05	0.02
Gain (Loss) on Sale of Investments	-6,757	-9,258	-6,666	212.1	455.77
Change in Accounts Receivable	-70.92	19.62	51.43	216.21	-143.85
Change in Other Net Operating Assets	172.17	316.49	471.75	109.39	601.81
Other Operating Activities	6,933	17,130	9,232	14.91	268.84
Operating Cash Flow	757.15	8,647	3,423	856.08	1,493
Operating Cash Flow Growth	-91.24%	152.63%	299.84%	-42.66%	71.98%
Capital Expenditures	-212.55	-55.41	-178.97	-103.71	-58.86
Sale of Property, Plant & Equipment	1.63	0.35	3.37	0.19	0.02
Investment in Securities	-4,010	-12,751	-5,867	-1,191	-1,506
Other Investing Activities	1,655	4,574	3,474	635.39	695.58
Investing Cash Flow	-2,567	-8,232	-2,569	-1,130	-869.04
Issuance of Common Stock	1,401	-	-	-	-
Common Dividends Paid	-108.62	-65.36	-65.36	-	-92.93
Other Financing Activities	-43.94	-	-	-	-
Financing Cash Flow	1,248	-65.36	-65.36	-	-92.93
Net Cash Flow	-561.03	349.59	788.76	-274.16	530.88
Free Cash Flow	544.61	8,592	3,244	752.37	1,434
Free Cash Flow Growth	-93.66%	164.86%	331.16%	-47.53%	78.59%
Free Cash Flow Margin	1.53%	23.19%	14.90%	8.94%	19.25%
Free Cash Flow Per Share	3.67	57.96	24.82	5.76	10.97
Cash Income Tax Paid	61.92	74.29	92.11	92.26	100.35
Levered Free Cash Flow	-8,354	-17,463	-9,423	-217.99	-364.06
Unlevered Free Cash Flow	-8,335	-17,446	-9,407	-217.99	-364.06
Change in Working Capital	101.24	336.11	523.18	325.59	457.96

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.