Pak-Qatar Family Takaful Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	353.23	291.31	269.72	156.3	149.09	175.33
Depreciation & Amortization	179.29	176.35	160.8	168.41	144.9	125.03
Other Amortization	12.15	12.15	9.18	9.06	9.53	9.9
Gain (Loss) on Sale of Assets	-0.67	-0.61	0.06	-0.03	-0.05	0.02
Gain (Loss) on Sale of Investments	-7,991	-6,757	-9,258	-6,666	212.1	455.77
Change in Accounts Receivable	-79.4	-70.92	19.62	51.43	216.21	-143.85
Change in Other Net Operating Assets	191.52	172.17	316.49	471.75	109.39	601.81
Other Operating Activities	8,926	6,933	17,130	9,232	14.91	268.84
Operating Cash Flow	1,590	757.15	8,647	3,423	856.08	1,493
Operating Cash Flow Growth	-53.54%	-91.24%	152.63%	299.84%	-42.66%	71.98%
Capital Expenditures	-212.55	-212.55	-55.41	-178.97	-103.71	-58.86
Sale of Property, Plant & Equipment	86.55	1.63	0.35	3.37	0.19	0.02
Investment in Securities	-3,618	-4,010	-12,751	-5,867	-1,191	-1,506
Other Investing Activities	1,489	1,655	4,574	3,474	635.39	695.58
Investing Cash Flow	-2,255	-2,567	-8,232	-2,569	-1,130	-869.04
Issuance of Common Stock	1,401	1,401	-	-	-	-
Common Dividends Paid	-108.62	-108.62	-65.36	-65.36	-	-92.93
Other Financing Activities	-43.94	-43.94	-	-	-	-
Financing Cash Flow	1,248	1,248	-65.36	-65.36	-	-92.93
Net Cash Flow	583.47	-561.03	349.59	788.76	-274.16	530.88
Free Cash Flow	1,378	544.61	8,592	3,244	752.37	1,434
Free Cash Flow Growth	-57.53%	-93.66%	164.86%	331.16%	-47.53%	78.59%
Free Cash Flow Margin	3.93%	1.53%	23.19%	14.90%	8.94%	19.25%
Free Cash Flow Per Share	7.94	3.67	57.96	24.82	5.76	10.97
Cash Income Tax Paid	61.92	61.92	74.29	92.11	92.26	100.35
Levered Free Cash Flow	-	-8,354	-17,463	-9,423	-217.99	-364.06
Unlevered Free Cash Flow	-	-8,335	-17,446	-9,407	-217.99	-364.06
Change in Working Capital	112.11	101.24	336.11	523.18	325.59	457.96

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.