PICIC Insurance Limited (PSX:PIL)

PICIC Insurance Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Interest & Dividend Income	12.58	12.58	8.25	4.66	3.36	4.75
Other Revenue	-	-	-	0	-	0
Total Revenue	12.58	12.58	8.25	4.66	3.36	4.75
Revenue Growth (YoY)	52.54%	52.54%	76.90%	38.79%	-29.31%	4.83%
Selling, General & Administrative	7.06	7.06	5.95	4.7	3.9	4.55
Other Operating Expenses	0.38	0.3	0.3	0.3	0.29	0.29
Total Operating Expenses	7.45	7.36	6.25	5	4.19	4.84
Operating Income	5.13	5.22	2	-0.34	-0.83	-0.09
EBT Excluding Unusual Items	5.13	5.22	2	-0.34	-0.83	-0.09
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.07
Pretax Income	5.13	5.22	2	-0.34	-0.83	-0.01
Income Tax Expense	1.88	1.88	1.24	2.73	-	-
Net Income	3.25	3.34	0.76	-3.07	-0.83	-0.01
Net Income to Common	3.25	3.34	0.76	-3.07	-0.83	-0.01
Net Income Growth	495.60%	337.79%	-	-	-	-
Shares Outstanding (Basic)	35	35	35	35	35	35
Shares Outstanding (Diluted)	35	35	35	35	35	35
EPS (Basic)	0.09	0.10	0.02	-0.09	-0.02	-0.00
EPS (Diluted)	0.09	0.10	0.02	-0.09	-0.02	-0.00
EPS Growth	495.60%	337.80%	-	-	-	-
Free Cash Flow	-3.07	-1.91	-1.24	-1.38	-0.64	-0.86
Free Cash Flow Per Share	-0.09	-0.06	-0.04	-0.04	-0.02	-0.03
Operating Margin	40.81%	41.48%	24.24%	-7.25%	-24.74%	-1.81%
Profit Margin	25.85%	26.52%	9.24%	-65.83%	-24.74%	-0.25%
Free Cash Flow Margin	-24.44%	-15.17%	-15.07%	-29.69%	-18.99%	-18.16%
EBITDA	-	5.23	-	-	-0.82	-0.08
EBITDA Margin	-	41.53%	-	-	-24.44%	-1.60%
D&A For EBITDA	-	0.01	-	-	0.01	0.01
EBIT	5.13	5.22	2	-0.34	-0.83	-0.09
EBIT Margin	40.81%	41.48%	24.24%	-7.25%	-24.74%	-1.81%
Effective Tax Rate	36.66%	36.07%	61.88%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.