PICIC Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	211	195	68	32	28	38
Market Cap Growth	87.54%	185.64%	116.67%	11.11%	-25.00%	-32.50%
Enterprise Value	211	195	68	31	28	38
PE Ratio	-	-	20.46	41.34	-	-
PS Ratio	17.34	16.04	5.43	3.82	6.08	11.25
PB Ratio	-8.34	-6.69	-6.22	-1.97	-1.45	-2.05
EV/Sales Ratio	17.34	16.04	5.43	3.80	6.07	11.25
EV/EBITDA Ratio	-	-	13.06	-	-	-
EV/EBIT Ratio	-	-	13.08	15.68	-	-
Net Debt / Equity Ratio	0	0	0.00	0.00	0.00	0.00
Net Debt / EBITDA Ratio	0	0.00	0.00	-	-	0.03
Net Debt / FCF Ratio	0.00	0.00	0.00	0.03	0.03	0.03
Current Ratio	0.18	0.19	0.23	0.24	0.26	0.28
Asset Turnover	0.11	0.11	0.13	0.09	0.06	0.04
Return on Assets (ROA)	-7.68%	-6.84%	3.29%	1.42%	-0.26%	-0.67%
Earnings Yield	-8.02%	-7.64%	4.89%	2.42%	-10.82%	-2.20%
FCF Yield	-	-1.56%	-2.80%	-3.95%	-4.88%	-1.69%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.