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PICIC Insurance Limited (PSX:PIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
5.01
-0.12 (-2.34%)
At close: Sep 9, 2026

PICIC Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13.5312.1512.588.254.663.36
Revenue Growth
11.01%-3.39%52.54%76.90%38.79%-29.31%
Operating Income
2.14-11.855.222-0.34-0.83
Net Income
-5.66-14.893.340.76-3.07-0.83
Earnings Per Share
-0.16-0.430.100.02-0.09-0.02
EPS Growth
--337.80%---

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
0.010.010.010.030.040.02
Net Cash Growth
0%0%-81.25%-15.79%72.73%-85.99%
Net Cash Per Share
0.000.000.000.000.000.00
Cash & Investments
0.010.010.010.030.040.02

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7.8-3.04-1.88-1.24-1.38-0.64
Capital Expenditures
---0.03---
Free Cash Flow
-7.8-3.04-1.91-1.24-1.38-0.64
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.82%-97.52%41.48%24.24%-7.25%-24.74%
Pretax Margin
15.82%-97.52%41.48%24.24%-7.25%-24.74%
Profit Margin
-41.86%-122.52%26.52%9.24%-65.83%-24.74%
FCF Margin
-57.63%-25.00%-15.17%-15.07%-29.69%-18.99%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--20.4641.34--
PS Ratio
13.2716.045.433.826.0811.25