PICIC Insurance Limited (PSX:PIL)

PICIC Insurance Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Interest & Dividend Income	12.15	12.58	8.25	4.66	3.36
Other Revenue	-	-	-	0	-
Total Revenue	12.15	12.58	8.25	4.66	3.36
Revenue Growth (YoY)	-3.39%	52.54%	76.90%	38.79%	-29.31%
Selling, General & Administrative	6.66	7.06	5.95	4.7	3.9
Other Operating Expenses	17.35	0.3	0.3	0.3	0.29
Total Operating Expenses	24.01	7.36	6.25	5	4.19
Operating Income	-11.85	5.22	2	-0.34	-0.83
EBT Excluding Unusual Items	-11.85	5.22	2	-0.34	-0.83
Pretax Income	-11.85	5.22	2	-0.34	-0.83
Income Tax Expense	3.04	1.88	1.24	2.73	-
Net Income	-14.89	3.34	0.76	-3.07	-0.83
Net Income to Common	-14.89	3.34	0.76	-3.07	-0.83
Net Income Growth	-	337.79%	-	-	-
Shares Outstanding (Basic)	35	35	35	35	35
Shares Outstanding (Diluted)	35	35	35	35	35
EPS (Basic)	-0.43	0.10	0.02	-0.09	-0.02
EPS (Diluted)	-0.43	0.10	0.02	-0.09	-0.02
EPS Growth	-	337.80%	-	-	-
Free Cash Flow	-3.04	-1.91	-1.24	-1.38	-0.64
Free Cash Flow Per Share	-0.09	-0.06	-0.04	-0.04	-0.02
Operating Margin	-97.52%	41.48%	24.24%	-7.25%	-24.74%
Profit Margin	-122.52%	26.52%	9.24%	-65.83%	-24.74%
Free Cash Flow Margin	-25.00%	-15.17%	-15.07%	-29.69%	-18.99%
EBITDA	-11.84	5.23	-	-	-0.82
EBITDA Margin	-97.42%	41.53%	-	-	-24.44%
D&A For EBITDA	0.01	0.01	-	-	0.01
EBIT	-11.85	5.22	2	-0.34	-0.83
EBIT Margin	-97.52%	41.48%	24.24%	-7.25%	-24.74%
Effective Tax Rate	-	36.07%	61.88%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.