PICIC Insurance Limited (PSX:PIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
5.30
-0.10 (-1.85%)
At close: Jul 30, 2026

PICIC Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
12.1512.1512.588.254.663.36
Revenue Growth
-3.39%-3.39%52.54%76.90%38.79%-29.31%
Operating Income
-13.86-11.855.222-0.34-0.83
Net Income
-16.9-14.893.340.76-3.07-0.83
Earnings Per Share
-0.48-0.430.100.02-0.09-0.02
EPS Growth
--337.80%---

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
0.010.010.010.030.040.02
Net Cash Growth
0%0%-81.25%-15.79%72.73%-85.99%
Net Cash Per Share
0.000.000.000.000.000.00
Cash & Investments
0.010.010.010.030.040.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3.04-3.04-1.88-1.24-1.38-0.64
Capital Expenditures
---0.03---
Free Cash Flow
-3.04-3.04-1.91-1.24-1.38-0.64
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-114.05%-97.52%41.48%24.24%-7.25%-24.74%
Pretax Margin
-114.04%-97.52%41.48%24.24%-7.25%-24.74%
Profit Margin
-139.05%-122.52%26.52%9.24%-65.83%-24.74%
FCF Margin
-25.00%-25.00%-15.17%-15.07%-29.69%-18.99%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--20.4641.34--
PS Ratio
15.2616.045.433.826.0811.25