PICIC Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	164	68	32	28	38	56
Market Cap Growth	104.80%	116.67%	11.11%	-25.00%	-32.50%	55.34%
Enterprise Value	164	68	31	28	38	56
PE Ratio	-	20.46	41.34	-	-	-
PS Ratio	13.47	5.43	3.82	6.08	11.25	11.79
PB Ratio	-5.29	-6.22	-1.97	-1.45	-2.05	-3.11
EV/Sales Ratio	13.47	5.43	3.80	6.07	11.25	11.75
EV/EBITDA Ratio	-	13.06	-	-	-	-
EV/EBIT Ratio	-	13.08	15.68	-	-	-
Net Debt / Equity Ratio	0	0.00	0.00	0.00	0.00	0.01
Net Debt / EBITDA Ratio	0	0.00	-	-	0.03	2.07
Net Debt / FCF Ratio	0.00	0.00	0.03	0.03	0.03	0.18
Quick Ratio	0	0	0	0	0	0.00
Current Ratio	0.19	0.23	0.24	0.26	0.28	0.29
Asset Turnover	0.12	0.13	0.09	0.06	0.04	0.07
Return on Assets (ROA)	-8.25%	3.29%	1.42%	-0.26%	-0.67%	-0.07%
Earnings Yield	-10.33%	4.89%	2.42%	-10.82%	-2.20%	-0.02%
FCF Yield	1.85%	-2.80%	-3.95%	-4.88%	-1.69%	-1.54%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.