Reliance Insurance Company Limited (PSX: RICL)
Pakistan
· Delayed Price · Currency is PKR 10.11
-0.14 (-1.37%)
At close: Oct 11, 2024
RICL Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 501.8 | 460.69 | 360.47 | 303.13 | 319.48 | 347.8 | Upgrade
|
| Total Interest & Dividend Income | 180.17 | 158.19 | 114.48 | 74.69 | 68.85 | 67.44 | Upgrade
|
| Gain (Loss) on Sale of Investments | 252.99 | 109.23 | -34.04 | 3.42 | 23.57 | 33.09 | Upgrade
|
| Total Revenue | 934.96 | 728.11 | 440.91 | 381.25 | 411.9 | 448.33 | Upgrade
|
| Revenue Growth (YoY) | 73.55% | 65.14% | 15.65% | -7.44% | -8.12% | 12.87% | Upgrade
|
| Policy Benefits | 145.73 | 139.12 | 93.64 | 64.17 | 76.42 | 87.21 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 127.47 | 114.12 | 92.89 | 65.45 | 74.32 | 78.24 | Upgrade
|
| Depreciation & Amortization | 4.56 | 4.56 | 4.29 | 3.17 | 3.61 | 4.11 | Upgrade
|
| Selling, General & Administrative | 214.97 | 202.47 | 172.32 | 168.17 | 170.2 | 181.79 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | - | 0.95 | Upgrade
|
| Other Operating Expenses | -37.42 | -37.42 | -35.38 | -23.55 | -34.1 | -36.86 | Upgrade
|
| Total Operating Expenses | 508.97 | 476.51 | 372.52 | 317.02 | 328.94 | 353.53 | Upgrade
|
| Operating Income | 425.99 | 251.6 | 68.39 | 64.23 | 82.96 | 94.79 | Upgrade
|
| Other Non Operating Income (Expenses) | -0.18 | -0.18 | -1.34 | 3.02 | -0.1 | - | Upgrade
|
| EBT Excluding Unusual Items | 425.82 | 251.42 | 67.05 | 67.25 | 82.86 | 94.79 | Upgrade
|
| Gain (Loss) on Sale of Assets | 5.56 | 5.56 | 0.55 | 3.26 | 0.72 | 1.61 | Upgrade
|
| Pretax Income | 431.38 | 256.99 | 67.6 | 70.51 | 83.58 | 96.4 | Upgrade
|
| Income Tax Expense | 95.5 | 85.09 | 23.49 | 17.5 | 15.08 | 25.19 | Upgrade
|
| Net Income | 335.88 | 171.9 | 44.11 | 53.01 | 68.5 | 71.21 | Upgrade
|
| Net Income to Common | 335.88 | 171.9 | 44.11 | 53.01 | 68.5 | 71.21 | Upgrade
|
| Net Income Growth | 373.03% | 289.71% | -16.79% | -22.61% | -3.81% | 45.34% | Upgrade
|
| Shares Outstanding (Basic) | 67 | 67 | 67 | 67 | 67 | 67 | Upgrade
|
| Shares Outstanding (Diluted) | 67 | 67 | 67 | 67 | 67 | 67 | Upgrade
|
| EPS (Basic) | 5.05 | 2.58 | 0.66 | 0.80 | 1.03 | 1.07 | Upgrade
|
| EPS (Diluted) | 5.05 | 2.58 | 0.66 | 0.80 | 1.03 | 1.07 | Upgrade
|
| EPS Growth | 373.03% | 289.71% | -16.79% | -22.61% | -3.81% | 45.34% | Upgrade
|
| Free Cash Flow | -171.26 | -98.29 | -69.79 | -76.08 | -62.86 | -50.95 | Upgrade
|
| Free Cash Flow Per Share | -2.57 | -1.48 | -1.05 | -1.14 | -0.94 | -0.77 | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | 0.476 | 0.454 | - | - | Upgrade
|
| Dividend Growth | 110.00% | 110.00% | 5.01% | - | - | - | Upgrade
|
| Operating Margin | 45.56% | 34.56% | 15.51% | 16.85% | 20.14% | 21.14% | Upgrade
|
| Profit Margin | 35.92% | 23.61% | 10.00% | 13.90% | 16.63% | 15.88% | Upgrade
|
| Free Cash Flow Margin | -18.32% | -13.50% | -15.83% | -19.96% | -15.26% | -11.37% | Upgrade
|
| EBITDA | 439.6 | 264.62 | 80.64 | 74.79 | 95 | 108.48 | Upgrade
|
| EBITDA Margin | 47.02% | 36.34% | 18.29% | 19.62% | 23.06% | 24.20% | Upgrade
|
| D&A For EBITDA | 13.6 | 13.01 | 12.25 | 10.56 | 12.04 | 13.69 | Upgrade
|
| EBIT | 425.99 | 251.6 | 68.39 | 64.23 | 82.96 | 94.79 | Upgrade
|
| EBIT Margin | 45.56% | 34.56% | 15.51% | 16.85% | 20.14% | 21.14% | Upgrade
|
| Effective Tax Rate | 22.14% | 33.11% | 34.75% | 24.82% | 18.04% | 26.13% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.