Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	1,693	1,587	777	599	425	362
Market Cap Growth	53.07%	104.26%	29.78%	41.05%	17.25%	-17.83%
Enterprise Value	1,563	1,380	632	465	279	186
PE Ratio	3.93	3.41	2.58	3.48	9.63	6.83
PS Ratio	1.60	1.36	0.80	0.82	0.96	0.95
PB Ratio	0.81	0.76	0.49	0.49	0.40	0.35
EV/Sales Ratio	1.47	1.19	0.65	0.64	0.63	0.49
EV/EBITDA Ratio	3.61	2.42	1.41	1.76	3.45	2.49
EV/EBIT Ratio	3.79	2.50	1.46	1.85	4.07	2.90
Net Debt / Equity Ratio	-0.06	-0.10	-0.08	-0.10	-0.11	-0.12
Net Debt / EBITDA Ratio	-0.30	-0.37	-0.28	-0.46	-1.41	-1.65
Net Debt / FCF Ratio	0.55	0.91	0.78	1.24	1.63	1.62
Quick Ratio	0.88	1.43	1.19	1.10	1.16	1.18
Current Ratio	1.28	1.90	1.64	1.50	1.58	1.66
Asset Turnover	0.32	0.33	0.36	0.35	0.24	0.21
Return on Equity (ROE)	22.92%	25.44%	21.60%	15.06%	4.18%	5.18%
Return on Assets (ROA)	7.81%	9.85%	9.83%	7.49%	2.29%	2.25%
Return on Invested Capital (ROIC)	19.77%	25.17%	21.41%	14.74%	4.23%	4.72%
Earnings Yield	25.45%	29.29%	38.84%	28.71%	10.39%	14.64%
FCF Yield	-14.03%	-14.50%	-20.51%	-16.41%	-16.44%	-21.01%
Dividend Yield	-	-	-	12.38%	8.91%	10.74%
Payout Ratio	0.18%	0.17%	21.28%	17.79%	65.58%	-
Buyback Yield / Dilution	-6.19%	-	-	-	0.00%	-
Total Shareholder Return	-6.19%	-	-	12.38%	8.91%	10.74%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.