Reliance Insurance Company Limited (PSX:RICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
12.48
+0.24 (1.96%)
At close: Aug 20, 2026

PSX:RICL Ratios and Metrics

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
1,6301,587777599425362
Market Cap Growth
29.90%104.26%29.78%41.05%17.25%-17.83%
Enterprise Value
1,3881,380632465279186

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.783.412.583.489.636.83
PS Ratio
1.531.360.800.820.960.95
PB Ratio
0.780.760.490.490.400.35

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
1.301.190.650.640.630.49
EV/EBITDA Ratio
3.182.421.411.763.452.49
EV/EBIT Ratio
3.342.501.461.854.072.90

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Debt / Equity Ratio
-0.12-0.10-0.08-0.10-0.11-0.12
Net Debt / EBITDA Ratio
-0.55-0.37-0.28-0.46-1.41-1.65
Net Debt / FCF Ratio
1.020.910.781.241.631.62
Quick Ratio
1.431.431.191.101.161.18
Current Ratio
1.891.901.641.501.581.66
Asset Turnover
0.320.330.360.350.240.21
Return on Equity (ROE)
22.92%25.44%21.60%15.06%4.18%5.18%
Return on Assets (ROA)
7.89%9.85%9.83%7.49%2.29%2.25%
Return on Invested Capital (ROIC)
19.95%25.17%21.41%14.74%4.23%4.72%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
26.43%29.29%38.84%28.71%10.39%14.64%
FCF Yield
-14.57%-14.50%-20.51%-16.41%-16.44%-21.01%
Dividend Yield
---12.38%8.91%10.74%
Payout Ratio
0.18%0.17%21.28%17.79%65.58%-
Total Shareholder Return
---12.38%8.91%10.74%