PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	1.75	0.08	0.09	5.1	5.11
Investments in Equity & Preferred Securities	897.73	747.5	585.69	423.65	365.36
Other Investments	44.69	43.51	42.63	42.59	38.57
Total Investments	1,746	1,370	981.91	813.77	835.64
Cash & Equivalents	209.29	125.02	121.93	113.96	123.33
Reinsurance Recoverable	285.37	322.34	190.83	164.06	182.65
Other Receivables	834.57	797.4	561.92	402.28	311.73
Property, Plant & Equipment	145.21	104.76	87.16	72.74	73.4
Other Current Assets	331.06	265.77	195.64	156.01	175.62
Long-Term Deferred Tax Assets	-	-	-	20.41	6.96
Long-Term Deferred Charges	160.61	129.52	103.12	80.63	70.84
Other Long-Term Assets	102	70	70	65	67.54
Total Assets	3,814	3,185	2,313	1,889	1,848
Accrued Expenses	40.93	70.69	21.64	14.36	9.37
Insurance & Annuity Liabilities	123.98	90.46	0	-	-
Unpaid Claims	305.36	368.29	230.15	188.53	212.98
Unearned Premiums	762.64	601.59	479.46	370.84	337.15
Reinsurance Payable	80.1	192.16	216.6	186.79	195.48
Current Income Taxes Payable	123.45	59.12	23.9	8.92	1.09
Long-Term Deferred Tax Liabilities	157.7	126.49	30.16	-	0.02
Other Current Liabilities	6.06	6.85	4.53	3.42	2.17
Other Long-Term Liabilities	102.06	73.2	62.47	40.21	26.68
Total Liabilities	1,731	1,613	1,090	828.6	799.63
Common Stock	1,005	665.38	665.38	633.69	603.52
Retained Earnings	895.94	770.36	535.05	426.52	442.76
Comprehensive Income & Other	182.57	136.69	21.99	0.05	1.78
Shareholders' Equity	2,083	1,572	1,222	1,060	1,048
Total Liabilities & Equity	3,814	3,185	2,313	1,889	1,848
Filing Date Shares Outstanding	130.61	130.61	130.61	130.61	130.61
Total Common Shares Outstanding	130.61	130.61	130.61	130.61	130.61
Net Cash (Debt)	209.29	125.02	121.93	113.96	123.33
Net Cash Growth	67.41%	2.54%	6.99%	-7.60%	-31.94%
Net Cash Per Share	1.60	0.96	0.93	0.87	0.94
Book Value Per Share	15.95	12.04	9.36	8.12	8.02
Tangible Book Value	2,083	1,572	1,222	1,060	1,048
Tangible Book Value Per Share	15.95	12.04	9.36	8.12	8.02
Land	-	30.22	30.22	25.81	30.22
Machinery	-	211.4	196.47	102.21	173.08
Construction In Progress	-	10.9	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.