Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	134.12	1.75	0.08	0.09	5.1	5.11
Investments in Equity & Preferred Securities	1,421	897.73	747.5	585.69	423.65	365.36
Other Investments	48	44.69	43.51	42.63	42.59	38.57
Total Investments	1,603	1,746	1,370	981.91	813.77	835.64
Cash & Equivalents	121.75	209.29	125.02	121.93	113.96	123.33
Reinsurance Recoverable	242.63	285.37	322.34	190.83	164.06	182.65
Other Receivables	907.49	834.57	797.4	561.92	402.28	311.73
Property, Plant & Equipment	140.19	145.21	104.76	87.16	72.74	73.4
Other Current Assets	262.01	331.06	265.77	195.64	156.01	175.62
Long-Term Deferred Tax Assets	-	-	-	-	20.41	6.96
Long-Term Deferred Charges	110.93	160.61	129.52	103.12	80.63	70.84
Other Long-Term Assets	601.98	102	70	70	65	67.54
Total Assets	3,990	3,814	3,185	2,313	1,889	1,848

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	40.93	70.69	21.64	14.36	9.37
Insurance & Annuity Liabilities	434.74	123.98	90.46	0	-	-
Unpaid Claims	304.02	305.36	368.29	230.15	188.53	212.98
Unearned Premiums	607.65	762.64	601.59	479.46	370.84	337.15
Reinsurance Payable	91.38	80.1	192.16	216.6	186.79	195.48
Current Income Taxes Payable	156.5	123.45	59.12	23.9	8.92	1.09
Long-Term Deferred Tax Liabilities	36.08	157.7	126.49	30.16	-	0.02
Other Current Liabilities	5.83	6.06	6.85	4.53	3.42	2.17
Other Long-Term Liabilities	89.68	102.06	73.2	62.47	40.21	26.68
Total Liabilities	1,726	1,731	1,613	1,090	828.6	799.63

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,306	1,005	665.38	665.38	633.69	603.52
Retained Earnings	821.61	895.94	770.36	535.05	426.52	442.76
Comprehensive Income & Other	136.26	182.57	136.69	21.99	0.05	1.78
Shareholders' Equity	2,264	2,083	1,572	1,222	1,060	1,048
Total Liabilities & Equity	3,990	3,814	3,185	2,313	1,889	1,848

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	131.21	130.61	130.61	130.61	130.61	130.61
Total Common Shares Outstanding	131.21	130.61	130.61	130.61	130.61	130.61
Net Cash (Debt)	121.75	209.29	125.02	121.93	113.96	123.33
Net Cash Growth	-41.28%	67.41%	2.54%	6.99%	-7.60%	-31.94%
Net Cash Per Share	0.93	1.60	0.96	0.93	0.87	0.94
Book Value Per Share	17.26	15.95	12.04	9.36	8.12	8.02
Tangible Book Value	2,264	2,083	1,572	1,222	1,060	1,048
Tangible Book Value Per Share	17.26	15.95	12.04	9.36	8.12	8.02
Land	-	-	30.22	30.22	25.81	30.22
Machinery	-	-	211.4	196.47	102.21	173.08
Construction In Progress	-	-	10.9	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error