Reliance Insurance Company Limited (PSX:RICL)
Pakistan · Delayed Price · Currency is PKR 11.97
+0.52 (4.54%)
At close: Sep 11, 2026
PSX:RICL Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 134.12 | 1.75 | 0.08 | 0.09 | 5.1 | 5.11 |
Investments in Equity & Preferred Securities | 848.83 | 897.73 | 747.5 | 585.69 | 423.65 | 365.36 |
Other Investments | 45.29 | 44.69 | 43.51 | 42.63 | 42.59 | 38.57 |
Total Investments | 1,862 | 1,746 | 1,370 | 981.91 | 813.77 | 835.64 |
Cash & Equivalents | 277.75 | 209.29 | 125.02 | 121.93 | 113.96 | 123.33 |
Reinsurance Recoverable | 378.55 | 285.37 | 322.34 | 190.83 | 164.06 | 182.65 |
Other Receivables | 948.07 | 834.57 | 797.4 | 561.92 | 402.28 | 311.73 |
Property, Plant & Equipment | 156.33 | 145.21 | 104.76 | 87.16 | 72.74 | 73.4 |
Other Current Assets | 277.09 | 331.06 | 265.77 | 195.64 | 156.01 | 175.62 |
Long-Term Deferred Tax Assets | - | - | - | - | 20.41 | 6.96 |
Long-Term Deferred Charges | 148.94 | 160.61 | 129.52 | 103.12 | 80.63 | 70.84 |
Other Long-Term Assets | - | 102 | 70 | 70 | 65 | 67.54 |
Total Assets | 4,048 | 3,814 | 3,185 | 2,313 | 1,889 | 1,848 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 48.96 | 40.93 | 70.69 | 21.64 | 14.36 | 9.37 |
Insurance & Annuity Liabilities | 135.55 | 123.98 | 90.46 | 0 | - | - |
Unpaid Claims | 420.88 | 305.36 | 368.29 | 230.15 | 188.53 | 212.98 |
Unearned Premiums | 671.17 | 762.64 | 601.59 | 479.46 | 370.84 | 337.15 |
Reinsurance Payable | 131.51 | 80.1 | 192.16 | 216.6 | 186.79 | 195.48 |
Current Income Taxes Payable | 138.61 | 123.45 | 59.12 | 23.9 | 8.92 | 1.09 |
Long-Term Deferred Tax Liabilities | 60.92 | 157.7 | 126.49 | 30.16 | - | 0.02 |
Other Current Liabilities | 6.03 | 6.06 | 6.85 | 4.53 | 3.42 | 2.17 |
Other Long-Term Liabilities | 133.97 | 102.06 | 73.2 | 62.47 | 40.21 | 26.68 |
Total Liabilities | 1,779 | 1,731 | 1,613 | 1,090 | 828.6 | 799.63 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,306 | 1,005 | 665.38 | 665.38 | 633.69 | 603.52 |
Retained Earnings | 790.12 | 895.94 | 770.36 | 535.05 | 426.52 | 442.76 |
Comprehensive Income & Other | 173.35 | 182.57 | 136.69 | 21.99 | 0.05 | 1.78 |
Shareholders' Equity | 2,270 | 2,083 | 1,572 | 1,222 | 1,060 | 1,048 |
Total Liabilities & Equity | 4,048 | 3,814 | 3,185 | 2,313 | 1,889 | 1,848 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 130.61 | 130.61 | 130.61 | 130.61 | 130.61 | 130.61 |
Total Common Shares Outstanding | 130.61 | 130.61 | 130.61 | 130.61 | 130.61 | 130.61 |
Net Cash (Debt) | 277.75 | 209.29 | 125.02 | 121.93 | 113.96 | 123.33 |
Net Cash Growth | 70.06% | 67.41% | 2.54% | 6.99% | -7.60% | -31.94% |
Net Cash Per Share | 2.13 | 1.60 | 0.96 | 0.93 | 0.87 | 0.94 |
Book Value Per Share | 17.38 | 15.95 | 12.04 | 9.36 | 8.12 | 8.02 |
Tangible Book Value | 2,270 | 2,083 | 1,572 | 1,222 | 1,060 | 1,048 |
Tangible Book Value Per Share | 17.38 | 15.95 | 12.04 | 9.36 | 8.12 | 8.02 |
Land | - | - | 30.22 | 30.22 | 25.81 | 30.22 |
Machinery | - | - | 211.4 | 196.47 | 102.21 | 173.08 |
Construction In Progress | - | - | 10.9 | - | - | - |