Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	103.75	1.75	0.08	0.09	5.1	5.11
Investments in Equity & Preferred Securities	784.58	897.73	747.5	585.69	423.65	365.36
Other Investments	45.21	44.69	43.51	42.63	42.59	38.57
Total Investments	1,631	1,746	1,370	981.91	813.77	835.64
Cash & Equivalents	241.63	209.29	125.02	121.93	113.96	123.33
Reinsurance Recoverable	292.27	285.37	322.34	190.83	164.06	182.65
Other Receivables	876.9	834.57	797.4	561.92	402.28	311.73
Property, Plant & Equipment	150.03	145.21	104.76	87.16	72.74	73.4
Other Current Assets	296.27	331.06	265.77	195.64	156.01	175.62
Long-Term Deferred Tax Assets	-	-	-	-	20.41	6.96
Long-Term Deferred Charges	153.42	160.61	129.52	103.12	80.63	70.84
Other Long-Term Assets	-	102	70	70	65	67.54
Total Assets	3,641	3,814	3,185	2,313	1,889	1,848

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	40.98	40.93	70.69	21.64	14.36	9.37
Insurance & Annuity Liabilities	147.25	123.98	90.46	0	-	-
Unpaid Claims	312.88	305.36	368.29	230.15	188.53	212.98
Unearned Premiums	691.49	762.64	601.59	479.46	370.84	337.15
Reinsurance Payable	113.17	80.1	192.16	216.6	186.79	195.48
Current Income Taxes Payable	133.75	123.45	59.12	23.9	8.92	1.09
Long-Term Deferred Tax Liabilities	4.26	157.7	126.49	30.16	-	0.02
Other Current Liabilities	6.06	6.06	6.85	4.53	3.42	2.17
Other Long-Term Liabilities	71.42	102.06	73.2	62.47	40.21	26.68
Total Liabilities	1,550	1,731	1,613	1,090	828.6	799.63

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,005	1,005	665.38	665.38	633.69	603.52
Retained Earnings	954.85	895.94	770.36	535.05	426.52	442.76
Comprehensive Income & Other	131.69	182.57	136.69	21.99	0.05	1.78
Shareholders' Equity	2,091	2,083	1,572	1,222	1,060	1,048
Total Liabilities & Equity	3,641	3,814	3,185	2,313	1,889	1,848

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	130.61	130.61	130.61	130.61	130.61	130.61
Total Common Shares Outstanding	130.61	130.61	130.61	130.61	130.61	130.61
Net Cash (Debt)	241.63	209.29	125.02	121.93	113.96	123.33
Net Cash Growth	132.50%	67.41%	2.54%	6.99%	-7.60%	-31.94%
Net Cash Per Share	1.85	1.60	0.96	0.93	0.87	0.94
Book Value Per Share	16.01	15.95	12.04	9.36	8.12	8.02
Tangible Book Value	2,091	2,083	1,572	1,222	1,060	1,048
Tangible Book Value Per Share	16.01	15.95	12.04	9.36	8.12	8.02
Land	-	-	30.22	30.22	25.81	30.22
Machinery	-	-	211.4	196.47	102.21	173.08
Construction In Progress	-	-	10.9	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 28, 2026

Data Sources Report a data error