PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	103.75	1.75	0.08	0.09	5.1	5.11
Investments in Equity & Preferred Securities	1,330	897.73	747.5	585.69	423.65	365.36
Other Investments	45.21	44.69	43.51	42.63	42.59	38.57
Total Investments	1,479	1,746	1,370	981.91	813.77	835.64
Cash & Equivalents	129.56	209.29	125.02	121.93	113.96	123.33
Reinsurance Recoverable	204.35	285.37	322.34	190.83	164.06	182.65
Other Receivables	792	834.57	797.4	561.92	402.28	311.73
Property, Plant & Equipment	150.03	145.21	104.76	87.16	72.74	73.4
Other Current Assets	232.75	331.06	265.77	195.64	156.01	175.62
Long-Term Deferred Tax Assets	-	-	-	-	20.41	6.96
Long-Term Deferred Charges	111.54	160.61	129.52	103.12	80.63	70.84
Other Long-Term Assets	542.01	102	70	70	65	67.54
Total Assets	3,641	3,814	3,185	2,313	1,889	1,848
Accrued Expenses	-	40.93	70.69	21.64	14.36	9.37
Insurance & Annuity Liabilities	382.4	123.98	90.46	0	-	-
Unpaid Claims	267.84	305.36	368.29	230.15	188.53	212.98
Unearned Premiums	571.95	762.64	601.59	479.46	370.84	337.15
Reinsurance Payable	113.17	80.1	192.16	216.6	186.79	195.48
Current Income Taxes Payable	133.75	123.45	59.12	23.9	8.92	1.09
Long-Term Deferred Tax Liabilities	4.17	157.7	126.49	30.16	-	0.02
Other Current Liabilities	6.06	6.06	6.85	4.53	3.42	2.17
Other Long-Term Liabilities	70.59	102.06	73.2	62.47	40.21	26.68
Total Liabilities	1,550	1,731	1,613	1,090	828.6	799.63
Common Stock	1,005	1,005	665.38	665.38	633.69	603.52
Retained Earnings	554.85	895.94	770.36	535.05	426.52	442.76
Comprehensive Income & Other	531.69	182.57	136.69	21.99	0.05	1.78
Shareholders' Equity	2,091	2,083	1,572	1,222	1,060	1,048
Total Liabilities & Equity	3,641	3,814	3,185	2,313	1,889	1,848
Filing Date Shares Outstanding	99.84	130.61	130.61	130.61	130.61	130.61
Total Common Shares Outstanding	99.84	130.61	130.61	130.61	130.61	130.61
Net Cash (Debt)	129.56	209.29	125.02	121.93	113.96	123.33
Net Cash Growth	24.66%	67.41%	2.54%	6.99%	-7.60%	-31.94%
Net Cash Per Share	0.99	1.60	0.96	0.93	0.87	0.94
Book Value Per Share	20.95	15.95	12.04	9.36	8.12	8.02
Tangible Book Value	2,091	2,083	1,572	1,222	1,060	1,048
Tangible Book Value Per Share	20.95	15.95	12.04	9.36	8.12	8.02
Land	-	-	30.22	30.22	25.81	30.22
Machinery	-	-	211.4	196.47	102.21	173.08
Construction In Progress	-	-	10.9	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.