Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	103.27	0.08	0.09	5.1	5.11	-
Investments in Equity & Preferred Securities	707.01	736.48	585.69	423.65	365.36	363.16
Other Investments	43.61	43.51	42.63	42.59	38.57	38.14
Total Investments	1,477	1,359	981.91	813.77	835.64	774.71
Cash & Equivalents	163.33	111.71	121.93	113.96	123.33	181.22
Reinsurance Recoverable	306.63	533.8	384.39	164.06	182.65	182.23
Other Receivables	810.85	657.13	561.92	402.28	311.73	239.29
Property, Plant & Equipment	129.69	104.76	87.16	72.74	73.4	70.21
Other Current Assets	237.56	2.65	2.09	156.01	175.62	140.87
Long-Term Deferred Tax Assets	-	-	-	20.41	6.96	2.54
Long-Term Deferred Charges	124.1	105.69	103.12	80.63	70.84	59.77
Other Long-Term Assets	-	70	70	65	67.54	63.14
Total Assets	3,249	2,945	2,313	1,889	1,848	1,714
Accrued Expenses	35.44	27.65	21.64	14.36	9.37	9.89
Insurance & Annuity Liabilities	110.63	0.01	0	-	-	-
Unpaid Claims	331.94	343.52	230.15	188.53	212.98	223.49
Unearned Premiums	563.53	523.18	479.46	370.84	337.15	300.24
Reinsurance Payable	132.3	192.16	216.6	186.79	195.48	147.24
Current Income Taxes Payable	76.98	59.12	23.9	8.92	1.09	4.64
Long-Term Deferred Tax Liabilities	152.15	126.49	30.16	-	0.02	-
Other Current Liabilities	6.85	6.85	4.53	3.42	2.17	2.17
Other Long-Term Liabilities	94.08	69.79	62.47	40.21	26.68	18.6
Total Liabilities	1,526	1,373	1,090	828.6	799.63	716.34
Common Stock	1,005	665.38	665.38	633.69	603.52	561.41
Retained Earnings	579.71	770.36	535.05	426.52	442.76	431.86
Comprehensive Income & Other	138.96	136.69	21.99	0.05	1.78	4.36
Shareholders' Equity	1,723	1,572	1,222	1,060	1,048	997.63
Total Liabilities & Equity	3,249	2,945	2,313	1,889	1,848	1,714
Filing Date Shares Outstanding	100.47	100.47	100.47	100.47	100.47	100.47
Total Common Shares Outstanding	100.47	100.47	100.47	100.47	100.47	100.47
Net Cash (Debt)	163.33	111.71	121.93	113.96	123.33	181.22
Net Cash Growth	45.03%	-8.38%	6.99%	-7.60%	-31.94%	-4.86%
Net Cash Per Share	1.63	1.11	1.21	1.13	1.23	1.80
Book Value Per Share	17.15	15.65	12.17	10.55	10.43	9.93
Tangible Book Value	1,723	1,572	1,222	1,060	1,048	997.63
Tangible Book Value Per Share	17.15	15.65	12.17	10.55	10.43	9.93
Land	-	30.22	30.22	25.81	30.22	30.22
Machinery	-	211.4	196.47	102.21	173.08	169.87
Construction In Progress	-	10.9	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.