Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	103.27	0.08	0.09	5.1	5.11	-
Investments in Equity & Preferred Securities	1,199	736.48	585.69	423.65	365.36	363.16
Other Investments	43.61	43.51	42.63	42.59	38.57	38.14
Total Investments	1,345	1,359	981.91	813.77	835.64	774.71
Cash & Equivalents	109.49	111.71	121.93	113.96	123.33	181.22
Reinsurance Recoverable	239.54	533.8	384.39	164.06	182.65	182.23
Other Receivables	697.73	657.13	561.92	402.28	311.73	239.29
Property, Plant & Equipment	129.69	104.76	87.16	72.74	73.4	70.21
Other Current Assets	214.85	2.65	2.09	156.01	175.62	140.87
Long-Term Deferred Tax Assets	-	-	-	20.41	6.96	2.54
Long-Term Deferred Charges	92.64	105.69	103.12	80.63	70.84	59.77
Other Long-Term Assets	420.08	70	70	65	67.54	63.14
Total Assets	3,249	2,945	2,313	1,889	1,848	1,714
Accrued Expenses	-	27.65	21.64	14.36	9.37	9.89
Insurance & Annuity Liabilities	26.31	0.01	0	-	-	-
Unpaid Claims	302.18	343.52	230.15	188.53	212.98	223.49
Unearned Premiums	492.06	523.18	479.46	370.84	337.15	300.24
Reinsurance Payable	132.3	192.16	216.6	186.79	195.48	147.24
Current Income Taxes Payable	76.98	59.12	23.9	8.92	1.09	4.64
Long-Term Deferred Tax Liabilities	152.15	126.49	30.16	-	0.02	-
Other Current Liabilities	6.85	6.85	4.53	3.42	2.17	2.17
Other Long-Term Liabilities	337.25	69.79	62.47	40.21	26.68	18.6
Total Liabilities	1,526	1,373	1,090	828.6	799.63	716.34
Common Stock	1,005	665.38	665.38	633.69	603.52	561.41
Retained Earnings	579.71	770.36	535.05	426.52	442.76	431.86
Comprehensive Income & Other	138.96	136.69	21.99	0.05	1.78	4.36
Shareholders' Equity	1,723	1,572	1,222	1,060	1,048	997.63
Total Liabilities & Equity	3,249	2,945	2,313	1,889	1,848	1,714
Filing Date Shares Outstanding	101.27	100.47	100.47	100.47	100.47	100.47
Total Common Shares Outstanding	101.27	100.47	100.47	100.47	100.47	100.47
Net Cash (Debt)	109.49	111.71	121.93	113.96	123.33	181.22
Net Cash Growth	-2.78%	-8.38%	6.99%	-7.60%	-31.94%	-4.86%
Net Cash Per Share	1.09	1.11	1.21	1.13	1.23	1.80
Book Value Per Share	17.02	15.65	12.17	10.55	10.43	9.93
Tangible Book Value	1,723	1,572	1,222	1,060	1,048	997.63
Tangible Book Value Per Share	17.02	15.65	12.17	10.55	10.43	9.93
Land	-	30.22	30.22	25.81	30.22	30.22
Machinery	-	211.4	196.47	102.21	173.08	169.87
Construction In Progress	-	10.9	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.