Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	243.09	301.85	171.9	44.11	53.01	68.5
Depreciation & Amortization	17.26	14.71	13.01	12.25	10.56	12.04
Gain (Loss) on Sale of Assets	-6.91	-4.5	-5.56	-0.55	-3.26	-0.72
Gain (Loss) on Sale of Investments	-67.71	-73.7	-14.09	-7.33	-4.96	-8.81
Change in Other Net Operating Assets	-113.87	-57.57	-13.1	-22.12	-28.87	-40.81
Other Operating Activities	-243.7	-304.15	-214.5	-81.89	-80.77	-92.44
Operating Cash Flow	-171.83	-123.35	-62.34	-55.52	-54.28	-62.24
Capital Expenditures	-48.86	-36.01	-35.94	-14.26	-21.8	-0.61
Sale of Property, Plant & Equipment	10.44	8.2	14.07	3.22	11.31	2.12
Investment in Securities	96.13	62.83	-15.09	3.37	-24.65	-18.94
Other Investing Activities	121.4	146.21	136.61	100.23	71.83	59.77
Investing Cash Flow	179.11	181.22	99.65	92.56	36.68	42.33
Common Dividends Paid	-	-64.22	-30.57	-28.93	-	-
Other Financing Activities	2.32	-	-	-	-	-
Financing Cash Flow	2.32	-64.22	-30.57	-28.93	-	-
Miscellaneous Cash Flow Adjustments	-	-	0	-	-	-
Net Cash Flow	9.59	-6.35	6.74	8.11	-17.6	-19.92
Free Cash Flow	-220.69	-159.36	-98.29	-69.79	-76.08	-62.86
Free Cash Flow Margin	-22.97%	-16.33%	-13.50%	-15.83%	-19.96%	-15.26%
Free Cash Flow Per Share	-2.20	-1.59	-0.98	-0.69	-0.76	-0.63
Cash Income Tax Paid	37.38	37.38	23.15	19.02	17.18	20.86
Levered Free Cash Flow	613.53	-45.34	101.38	83.01	-61.83	6.56
Unlevered Free Cash Flow	613.53	-45.34	101.38	83.01	-61.83	6.56
Change in Working Capital	-113.87	-57.57	-13.1	-22.12	-28.87	-40.81

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.