Shaheen Insurance Company Limited (PSX:SHNI)
Pakistan · Delayed Price · Currency is PKR 7.97
-0.03 (-0.38%)
At close: Nov 2, 2026
Shaheen Insurance Company Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,226 | 1,126 | 921.36 | 443.68 | 300.87 | 180.19 |
Total Interest & Dividend Income | 74.6 | 90.04 | 105.08 | 105.17 | 73.52 | 54.13 |
Gain (Loss) on Sale of Investments | 10.56 | 10.56 | 0.04 | 14.98 | 10.44 | 0.07 |
Other Revenue | 68.93 | 46.37 | 67.25 | 28.62 | 7.37 | 0.91 |
| 1,380 | 1,272 | 1,094 | 592.45 | 392.2 | 235.31 | |
Revenue Growth | -5.54% | 16.34% | 84.61% | 51.06% | 66.67% | -19.94% |
Policy Benefits | 585.51 | 588.24 | 444.01 | 149.42 | 80.08 | 42.71 |
Policy Acquisition & Underwriting Costs | 241.49 | 204.63 | 173.13 | 93.72 | 63.37 | 36.93 |
Selling, General & Administrative | 342.1 | 301.4 | 259.87 | 195.21 | 201.77 | 143.49 |
Other Operating Expenses | -35.46 | -18.94 | -16.93 | -11.62 | -2.23 | 4.19 |
Total Operating Expenses | 1,134 | 1,075 | 860.08 | 426.72 | 342.99 | 227.31 |
Operating Income | 246.42 | 197.15 | 233.65 | 165.72 | 49.21 | 8 |
Interest Expense | -8.1 | -7.33 | -3.12 | -2.32 | -2.45 | -2.16 |
Currency Exchange Gain (Loss) | - | - | - | 0.14 | 0.13 | 0.02 |
Other Non Operating Income (Expenses) | 3.04 | 3.04 | -0 | - | - | - |
EBT Excluding Unusual Items | 241.37 | 192.86 | 230.53 | 163.54 | 46.88 | 5.85 |
Merger & Restructuring Charges | -3.03 | -3.03 | -2.02 | - | - | - |
Gain (Loss) on Sale of Assets | 2.91 | 2.91 | 8.47 | 0.39 | 2.97 | 0.55 |
Asset Writedown | 8.42 | 8.42 | 1.83 | - | 12.1 | 19.57 |
Other Unusual Items | - | - | - | - | 15.83 | - |
Pretax Income | 249.66 | 201.16 | 238.8 | 163.93 | 77.79 | 25.97 |
Income Tax Expense | 61.09 | 48.83 | 73.54 | 47.63 | 24.41 | -5.11 |
Net Income | 188.58 | 152.34 | 165.27 | 116.3 | 53.38 | 31.08 |
Net Income to Common | 188.58 | 152.34 | 165.27 | 116.3 | 53.38 | 31.08 |
Net Income Growth | 35.58% | -7.83% | 42.10% | 117.89% | 71.75% | -12.70% |
Shares Outstanding (Basic) | 104 | 105 | 105 | 105 | 105 | 105 |
Shares Outstanding (Diluted) | 104 | 105 | 105 | 105 | 105 | 105 |
Shares Change | -0.30% | - | - | - | - | - |
EPS (Basic) | 1.80 | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 |
EPS (Diluted) | 1.80 | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 |
EPS Growth | 35.98% | -7.83% | 42.10% | 117.89% | 71.75% | -12.70% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -313.26 | -7.18 | 20.15 | 94.12 | 23.67 | -18.91 |
Free Cash Flow Per Share | -3.00 | -0.07 | 0.19 | 0.90 | 0.23 | -0.18 |
Dividend Per Share | - | - | - | 0.143 | - | - |
Dividend Growth | - | - | - | - | - | - |
Operating Margin | 17.86% | 15.49% | 21.36% | 27.97% | 12.55% | 3.40% |
Profit Margin | 13.66% | 11.97% | 15.11% | 19.63% | 13.61% | 13.21% |
Free Cash Flow Margin | -22.70% | -0.56% | 1.84% | 15.89% | 6.04% | -8.04% |
EBITDA | 265.65 | 213.06 | 240.92 | 170.94 | 53.34 | 11.8 |
EBITDA Margin | 19.25% | 16.74% | 22.03% | 28.85% | 13.60% | 5.02% |
D&A For EBITDA | 19.22 | 15.91 | 7.28 | 5.21 | 4.14 | 3.81 |
EBIT | 246.42 | 197.15 | 233.65 | 165.72 | 49.21 | 8 |
EBIT Margin | 17.86% | 15.49% | 21.36% | 27.97% | 12.55% | 3.40% |
Effective Tax Rate | 24.47% | 24.27% | 30.79% | 29.05% | 31.39% | - |