TPL Insurance Limited (PSX:TPLI)

TPL Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 18, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,448	2,339	2,867	3,323	3,481	2,843
Market Cap Growth	103.80%	-18.41%	-13.73%	-4.52%	22.42%	18.00%
Enterprise Value	302	-1,224	-330	2,109	2,583	1,891
PE Ratio	71.59	32.66	2.54	181.95	-	71.46
PS Ratio	1.02	0.60	0.80	1.08	1.39	1.21
PB Ratio	1.64	0.85	1.09	1.55	2.28	3.38
P/FCF Ratio	26.77	12.67	-	12.45	-	5.94
P/OCF Ratio	15.92	9.64	-	10.34	-	5.75
EV/Sales Ratio	0.07	-	-	0.68	1.03	0.81
EV/EBITDA Ratio	0.78	-	-	27.91	43.01	15.17
EV/EBIT Ratio	2.20	-	-	29.71	119.85	21.03
EV/FCF Ratio	1.82	-	-	7.90	-	3.95
Debt / Equity Ratio	0.01	0.05	0.05	0.11	0.13	0.15
Debt / EBITDA Ratio	0.07	0.33	0.49	1.08	0.85	0.40
Debt / FCF Ratio	0.17	0.76	-	0.88	-	0.27
Quick Ratio	1.07	1.02	0.95	0.89	0.79	0.73
Current Ratio	1.36	1.39	1.33	1.28	1.15	1.08
Asset Turnover	0.53	0.51	0.54	0.57	0.61	0.72
Return on Equity (ROE)	2.21%	2.66%	47.13%	1.00%	-0.82%	4.99%
Return on Assets (ROA)	1.03%	1.42%	1.11%	0.83%	0.33%	1.74%
Return on Capital (ROIC)	3.11%	3.84%	2.87%	2.16%	1.00%	5.62%
Earnings Yield	1.32%	3.06%	39.31%	0.55%	-0.28%	1.40%
FCF Yield	3.74%	7.89%	-4.08%	8.03%	-5.17%	16.85%
Dividend Yield	-	-	20.76%	-	-	-
Payout Ratio	-	277.96%	30.04%	-	-	-
Buyback Yield / Dilution	3.81%	-	-13.32%	-17.25%	-17.84%	-
Total Shareholder Return	3.81%	-	7.44%	-17.25%	-17.84%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.