TPL Insurance Limited (PSX:TPLI)

TPL Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	4,569	4,589	2,339	2,867	3,323	3,481
Market Cap Growth	152.79%	96.18%	-18.41%	-13.73%	-4.52%	22.42%
Enterprise Value	1,696	443	-1,224	-330	2,109	2,583
PE Ratio	79.27	79.61	32.66	2.54	181.95	-
PS Ratio	0.98	0.99	0.60	0.80	1.08	1.39
PB Ratio	1.64	1.65	0.85	1.09	1.55	2.28
P/FCF Ratio	26.84	26.96	12.67	-	12.45	-
P/OCF Ratio	15.12	15.19	9.64	-	10.34	-
EV/Sales Ratio	0.37	0.10	-	-	0.68	1.03
EV/EBITDA Ratio	8.74	2.29	-	-	27.91	43.01
EV/EBIT Ratio	20.41	5.34	-	-	29.71	119.85
EV/FCF Ratio	9.96	2.61	-	-	7.90	-
Debt / Equity Ratio	0.04	0.04	0.05	0.05	0.11	0.13
Debt / EBITDA Ratio	0.63	0.63	0.33	0.49	1.08	0.85
Debt / FCF Ratio	0.72	0.72	0.76	-	0.88	-
Net Debt / Equity Ratio	-1.03	-1.03	-1.31	-1.22	-1.01	-0.77
Net Debt / EBITDA Ratio	-14.80	-14.80	-11.79	-24.41	-28.59	-19.60
Net Debt / FCF Ratio	-16.87	-16.87	-19.59	27.47	-8.09	6.54
Quick Ratio	0.99	0.99	1.02	0.95	0.89	0.79
Current Ratio	1.36	1.36	1.39	1.33	1.28	1.15
Asset Turnover	0.55	0.55	0.51	0.54	0.57	0.61
Return on Equity (ROE)	2.08%	2.08%	2.66%	47.13%	1.00%	-0.82%
Return on Assets (ROA)	0.62%	0.62%	1.42%	1.11%	0.83%	0.33%
Return on Invested Capital (ROIC)	2.94%	2.86%	3.04%	4.42%	0.97%	1.60%
Earnings Yield	1.26%	1.26%	3.06%	39.31%	0.55%	-0.28%
FCF Yield	3.73%	3.71%	7.89%	-4.08%	8.03%	-5.17%
Dividend Yield	-	-	-	20.76%	-	-
Payout Ratio	-	-	277.96%	30.04%	-	-
Buyback Yield / Dilution	63.12%	-21.05%	-	-13.32%	-17.25%	-17.84%
Total Shareholder Return	63.12%	-21.05%	-	7.44%	-17.25%	-17.84%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.