TPL Insurance Limited (PSX:TPLI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
100.24
+4.86 (5.10%)
At close: Nov 2, 2026

TPL Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,7024,5673,8903,6073,0922,508
Revenue Growth
30.31%17.40%7.83%16.66%23.27%7.11%
Operating Income
338.922.58173.68118.3470.9921.55
Net Income
301.4757.6471.631,12718.26-9.69
Earnings Per Share
1.440.290.365.680.10-0.06
EPS Growth
660.67%-19.53%-93.65%5345.72%--

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire & Property Damage
69.7696.0176.3946.4729.17
Marine, Aviation & Transport
94.951.7728.114.7626.29
Motor
3,3462,7302,5252,4492,127
Health
525.3483.13395.38407179.91
Miscellaneous
257.6163.4859.650.0435.72
Unallocated Investment Income
207.39388.83439.9184.8678.67
Unallocated Other Income
141.2978.9486.1661.8532.18
Total
4,6433,8923,6113,1142,509

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
413.424,3993,7573,3422,3961,376
Total Debt
233.28122.84140.01130.22235.29199.42
Net Cash (Debt)
180.144,2763,6173,2122,1601,177
Net Cash Growth
-95.65%18.23%12.60%48.68%83.56%37.04%
Net Cash Per Share
0.8621.5318.2116.1912.347.88

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,223302.12242.71-76.93321.39-36.25
Capital Expenditures
-91.92-131.89-58.09-39.99-54.42-143.61
Free Cash Flow
1,131170.23184.62-116.92266.97-179.86
Free Cash Flow Growth
581.02%-7.79%----

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
5.94%0.06%4.46%3.28%2.30%0.86%
Pretax Margin
6.72%1.22%3.72%32.50%2.10%-0.21%
Profit Margin
5.29%1.26%1.84%31.24%0.59%-0.39%
FCF Margin
19.84%3.73%4.75%-3.24%8.63%-7.17%

Dividends

Fiscal Year
FY 2023
Period EndingDec '23
Dividend Per Share
3.000
Dividend Per Share Growth
-
Dividend Yield
20.76%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
69.4079.6132.662.54181.95-
P/FCF Ratio
17.4426.9612.67-12.45-
PS Ratio
3.461.000.600.801.081.39