TPL Insurance Limited (PSX:TPLI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
74.81
-2.43 (-3.15%)
At close: Jul 31, 2026

TPL Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,8774,5673,8903,6073,0922,508
Revenue Growth
21.70%17.40%7.83%16.66%23.27%7.11%
Operating Income
-11.42.58173.68118.3470.9921.55
Net Income
38.6857.6471.631,12718.26-9.69
Earnings Per Share
0.190.290.365.680.10-0.06
EPS Growth
-13.59%-19.53%-93.65%5345.72%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire & Property Damage
48.569.7696.0176.3946.4729.17
Health
530.51525.3483.13395.38407179.91
Marine, Aviation & Transport
128.5494.951.7728.114.7626.29
Miscellaneous
312.58257.6163.4859.650.0435.72
Motor
3,5733,3462,7302,5252,4492,127
Unallocated Investment Income
220.56207.39388.83439.9184.8678.67
Unallocated Other Income
139.13141.2978.9486.1661.8532.18
Total
4,9534,6433,8923,6113,1142,509

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,0604,3993,7573,3422,3961,376
Total Debt
88.7122.84140.01130.22235.29199.42
Net Cash (Debt)
4,9724,2763,6173,2122,1601,177
Net Cash Growth
30.64%18.23%12.60%48.68%83.56%37.04%
Net Cash Per Share
24.7821.5318.2116.1912.347.88

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
777.3302.12242.71-76.93321.39-36.25
Capital Expenditures
-112.73-131.89-58.09-39.99-54.42-143.61
Free Cash Flow
664.57170.23184.62-116.92266.97-179.86
Free Cash Flow Growth
96.64%-7.79%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-0.23%0.06%4.46%3.28%2.30%0.86%
Pretax Margin
0.85%1.22%3.72%32.50%2.10%-0.21%
Profit Margin
0.79%1.26%1.84%31.24%0.59%-0.39%
FCF Margin
13.63%3.73%4.75%-3.24%8.63%-7.17%

Dividends

Fiscal YearFY 2023
Period EndingDec '23
Dividend Per Share
3.000
Dividend Per Share Growth
-
Dividend Yield
20.76%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
396.6679.6132.662.54181.95-
P/FCF Ratio
23.0926.9612.67-12.45-
PS Ratio
3.151.000.600.801.081.39