TPL Insurance Limited (PSX:TPLI)
74.81
-2.43 (-3.15%)
At close: Jul 31, 2026
TPL Insurance Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 4,877 | 4,567 | 3,890 | 3,607 | 3,092 | 2,508 |
Revenue Growth | 21.70% | 17.40% | 7.83% | 16.66% | 23.27% | 7.11% |
Operating Income Operating Income Growth | -11.4 | 2.58 | 173.68 | 118.34 | 70.99 | 21.55 |
Net Income Net Income Growth | 38.68 | 57.64 | 71.63 | 1,127 | 18.26 | -9.69 |
Earnings Per Share EPS Growth | 0.19 | 0.29 | 0.36 | 5.68 | 0.10 | -0.06 |
EPS Growth | -13.59% | -19.53% | -93.65% | 5345.72% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire & Property Damage Fire & Property Damage Growth | 48.5 | 69.76 | 96.01 | 76.39 | 46.47 | 29.17 |
Health Health Growth | 530.51 | 525.3 | 483.13 | 395.38 | 407 | 179.91 |
Marine, Aviation & Transport Marine, Aviation & Transport Growth | 128.54 | 94.9 | 51.77 | 28.1 | 14.76 | 26.29 |
Miscellaneous Miscellaneous Growth | 312.58 | 257.61 | 63.48 | 59.6 | 50.04 | 35.72 |
Motor Motor Growth | 3,573 | 3,346 | 2,730 | 2,525 | 2,449 | 2,127 |
Unallocated Investment Income Unallocated Investment Income Growth | 220.56 | 207.39 | 388.83 | 439.91 | 84.86 | 78.67 |
Unallocated Other Income Unallocated Other Income Growth | 139.13 | 141.29 | 78.94 | 86.16 | 61.85 | 32.18 |
Total Total Growth | 4,953 | 4,643 | 3,892 | 3,611 | 3,114 | 2,509 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,060 | 4,399 | 3,757 | 3,342 | 2,396 | 1,376 |
Total Debt Total Debt Growth | 88.7 | 122.84 | 140.01 | 130.22 | 235.29 | 199.42 |
Net Cash (Debt) Net Cash Growth | 4,972 | 4,276 | 3,617 | 3,212 | 2,160 | 1,177 |
Net Cash Growth | 30.64% | 18.23% | 12.60% | 48.68% | 83.56% | 37.04% |
Net Cash Per Share Net Cash Per Share Growth | 24.78 | 21.53 | 18.21 | 16.19 | 12.34 | 7.88 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 777.3 | 302.12 | 242.71 | -76.93 | 321.39 | -36.25 |
Capital Expenditures CapEx Growth | -112.73 | -131.89 | -58.09 | -39.99 | -54.42 | -143.61 |
Free Cash Flow Free Cash Flow Growth | 664.57 | 170.23 | 184.62 | -116.92 | 266.97 | -179.86 |
Free Cash Flow Growth | 96.64% | -7.79% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | -0.23% | 0.06% | 4.46% | 3.28% | 2.30% | 0.86% |
Pretax Margin | 0.85% | 1.22% | 3.72% | 32.50% | 2.10% | -0.21% |
Profit Margin | 0.79% | 1.26% | 1.84% | 31.24% | 0.59% | -0.39% |
FCF Margin | 13.63% | 3.73% | 4.75% | -3.24% | 8.63% | -7.17% |
| Fiscal Year | FY 2023 |
|---|---|
| Period Ending | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 3.000 |
Dividend Per Share Growth | - |
Dividend Yield | 20.76% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 396.66 | 79.61 | 32.66 | 2.54 | 181.95 | - |
P/FCF Ratio | 23.09 | 26.96 | 12.67 | - | 12.45 | - |
PS Ratio | 3.15 | 1.00 | 0.60 | 0.80 | 1.08 | 1.39 |