TPL Insurance Limited (PSX:TPLI)
Pakistan · Delayed Price · Currency is PKR 74.81
-2.43 (-3.15%)
At close: Jul 31, 2026
TPL Insurance Ratios and Metrics
Market cap in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 15,343 | 4,589 | 2,339 | 2,867 | 3,323 | 3,481 | |
Market Cap Growth | 832.90% | 96.18% | -18.41% | -13.73% | -4.52% | 22.42% |
Enterprise Value | 10,372 | 443 | -1,224 | -330 | 2,109 | 2,583 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 396.66 | 79.61 | 32.66 | 2.54 | 181.95 | - |
PS Ratio | 3.15 | 1.00 | 0.60 | 0.80 | 1.08 | 1.39 |
PB Ratio | 5.54 | 1.65 | 0.85 | 1.09 | 1.55 | 2.28 |
P/FCF Ratio | 23.09 | 26.96 | 12.67 | - | 12.45 | - |
P/OCF Ratio | 19.74 | 15.19 | 9.64 | - | 10.34 | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.13 | 0.10 | - | - | 0.68 | 1.03 |
EV/EBITDA Ratio | 44.61 | 3.33 | - | - | 27.91 | 43.01 |
EV/EBIT Ratio | - | 171.92 | - | - | 29.71 | 119.85 |
EV/FCF Ratio | 15.61 | 2.61 | - | - | 7.90 | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.03 | 0.04 | 0.05 | 0.05 | 0.11 | 0.13 |
Debt / EBITDA Ratio | 0.38 | 0.48 | 0.33 | 0.49 | 1.08 | 0.85 |
Debt / FCF Ratio | 0.13 | 0.72 | 0.76 | - | 0.88 | - |
Net Debt / Equity Ratio | -1.79 | -1.53 | -1.31 | -1.22 | -1.01 | -0.77 |
Net Debt / EBITDA Ratio | -45.87 | -32.12 | -11.79 | -24.41 | -28.59 | -19.60 |
Net Debt / FCF Ratio | -7.48 | -25.12 | -19.59 | 27.47 | -8.09 | 6.54 |
Quick Ratio | 1.11 | 0.99 | 1.03 | 0.95 | 0.89 | 0.79 |
Current Ratio | 1.38 | 1.37 | 1.40 | 1.33 | 1.28 | 1.15 |
Asset Turnover | 0.54 | 0.55 | 0.51 | 0.54 | 0.57 | 0.61 |
Return on Equity (ROE) | 1.42% | 2.08% | 2.66% | 47.13% | 1.00% | -0.82% |
Return on Assets (ROA) | -0.08% | 0.02% | 1.42% | 1.11% | 0.83% | 0.33% |
Return on Invested Capital (ROIC) | -0.37% | 0.09% | 3.04% | 4.42% | 0.97% | 1.60% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 0.25% | 1.26% | 3.06% | 39.31% | 0.55% | -0.28% |
FCF Yield | 4.33% | 3.71% | 7.89% | -4.08% | 8.03% | -5.17% |
Dividend Yield | - | - | - | 20.76% | - | - |
Payout Ratio | - | - | 277.96% | 30.04% | - | - |
Buyback Yield / Dilution | 0.15% | - | -0.13% | -13.32% | -17.25% | -17.84% |
Total Shareholder Return | 0.15% | - | -0.13% | 7.44% | -17.25% | -17.84% |