TPL Insurance Limited (PSX:TPLI)

TPL Insurance Statistics

Total Valuation

TPL Insurance has a market cap or net worth of PKR 4.57 billion. The enterprise value is 1.70 billion.

Market Cap	4.57B
Enterprise Value	1.70B

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	n/a

Share Statistics

TPL Insurance has 198.64 million shares outstanding. The number of shares has decreased by -63.12% in one year.

Current Share Class	198.64M
Shares Outstanding	198.64M
Shares Change (YoY)	-63.12%
Shares Change (QoQ)	+117.15%
Owned by Insiders (%)	1.44%
Owned by Institutions (%)	3.43%
Float	19.71M

Valuation Ratios

The trailing PE ratio is 79.27.

PE Ratio	79.27
Forward PE	n/a
PS Ratio	0.98
PB Ratio	1.64
P/TBV Ratio	1.65
P/FCF Ratio	26.84
P/OCF Ratio	15.12
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.74, with an EV/FCF ratio of 9.96.

EV / Earnings	29.43
EV / Sales	0.37
EV / EBITDA	8.74
EV / EBIT	20.41
EV / FCF	9.96

Financial Position

The company has a current ratio of 1.36, with a Debt / Equity ratio of 0.04.

Current Ratio	1.36
Quick Ratio	0.99
Debt / Equity	0.04
Debt / EBITDA	0.63
Debt / FCF	0.72
Interest Coverage	3.04

Financial Efficiency

Return on equity (ROE) is 2.08% and return on invested capital (ROIC) is 2.94%.

Return on Equity (ROE)	2.08%
Return on Assets (ROA)	0.62%
Return on Invested Capital (ROIC)	2.94%
Return on Capital Employed (ROCE)	1.83%
Weighted Average Cost of Capital (WACC)	3.17%
Revenue Per Employee	12.49M
Profits Per Employee	154,936
Employee Count	372
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

Income Tax	-1.84M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +160.48% in the last 52 weeks. The beta is -0.27, so TPL Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.27
52-Week Price Change	+160.48%
50-Day Moving Average	22.35
200-Day Moving Average	18.77
Relative Strength Index (RSI)	54.69
Average Volume (20 Days)	145,996

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TPL Insurance had revenue of PKR 4.65 billion and earned 57.64 million in profits.

Revenue	4.65B
Gross Profit	2.08B
Operating Income	83.10M
Pretax Income	55.79M
Net Income	57.64M
EBITDA	194.07M
EBIT	83.10M
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 3.00 billion in cash and 122.84 million in debt, with a net cash position of 2.87 billion or 14.46 per share.

Cash & Cash Equivalents	3.00B
Total Debt	122.84M
Net Cash	2.87B
Net Cash Per Share	14.46
Equity (Book Value)	2.79B
Book Value Per Share	n/a
Working Capital	1.56B

Cash Flow

In the last 12 months, operating cash flow was 302.12 million and capital expenditures -131.89 million, giving a free cash flow of 170.23 million.

Operating Cash Flow	302.12M
Capital Expenditures	-131.89M
Depreciation & Amortization	n/a
Net Borrowing	-136.76M
Free Cash Flow	170.23M
FCF Per Share	0.86

Margins

Gross margin is 44.71%, with operating and profit margins of 1.79% and 1.24%.

Gross Margin	44.71%
Operating Margin	1.79%
Pretax Margin	1.20%
Profit Margin	1.24%
EBITDA Margin	4.18%
EBIT Margin	1.79%
FCF Margin	3.66%

Dividends & Yields

TPL Insurance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	63.12%
Shareholder Yield	63.12%
Earnings Yield	1.26%
FCF Yield	3.73%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on October 27, 2022. It was a forward split with a ratio of 1.35.

Last Split Date	Oct 27, 2022
Split Type	Forward
Split Ratio	1.35

Scores

Altman Z-Score	n/a
Piotroski F-Score	4