TPL Insurance Statistics

Total Valuation

TPL Insurance has a market cap or net worth of PKR 1.60 billion. The enterprise value is -2.21 billion.

Market Cap	1.60B
Enterprise Value	-2.21B

Important Dates

The next estimated earnings date is Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	n/a

Share Statistics

TPL Insurance has 198.39 million shares outstanding. The number of shares has increased by 8.18% in one year.

Current Share Class	198.39M
Shares Outstanding	198.39M
Shares Change (YoY)	+8.18%
Shares Change (QoQ)	-1.88%
Owned by Insiders (%)	1.44%
Owned by Institutions (%)	3.44%
Float	19.46M

Valuation Ratios

The trailing PE ratio is 36.08.

PE Ratio	36.08
Forward PE	n/a
PS Ratio	0.40
PB Ratio	0.59
P/TBV Ratio	0.59
P/FCF Ratio	4.73
P/OCF Ratio	3.84
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	-49.22
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-6.53

Financial Position

The company has a current ratio of 1.39, with a Debt / Equity ratio of 0.04.

Current Ratio	1.39
Quick Ratio	1.07
Debt / Equity	0.04
Debt / EBITDA	0.24
Debt / FCF	0.31
Interest Coverage	8.05

Financial Efficiency

Return on equity (ROE) is 1.69% and return on invested capital (ROIC) is 4.15%.

Return on Equity (ROE)	1.69%
Return on Assets (ROA)	1.41%
Return on Invested Capital (ROIC)	4.15%
Return on Capital Employed (ROCE)	5.37%
Revenue Per Employee	10.77M
Profits Per Employee	120,518
Employee Count	372
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -45.65% in the last 52 weeks. The beta is -0.25, so TPL Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.25
52-Week Price Change	-45.65%
50-Day Moving Average	8.68
200-Day Moving Average	9.85
Relative Strength Index (RSI)	42.49
Average Volume (20 Days)	8,220

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TPL Insurance had revenue of PKR 4.01 billion and earned 44.83 million in profits. Earnings per share was 0.22.

Revenue	4.01B
Gross Profit	1.91B
Operating Income	184.40M
Pretax Income	110.73M
Net Income	44.83M
EBITDA	315.30M
EBIT	184.40M
Earnings Per Share (EPS)	0.22

Full Income Statement

Balance Sheet

The company has 4.11 billion in cash and 105.42 million in debt, giving a net cash position of 3.81 billion or 19.18 per share.

Cash & Cash Equivalents	4.11B
Total Debt	105.42M
Net Cash	3.81B
Net Cash Per Share	19.18
Equity (Book Value)	2.70B
Book Value Per Share	13.86
Working Capital	1.97B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 416.09 million and capital expenditures -78.13 million, giving a free cash flow of 337.96 million.

Operating Cash Flow	416.09M
Capital Expenditures	-78.13M
Free Cash Flow	337.96M
FCF Per Share	1.70

Full Cash Flow Statement

Margins

Gross margin is 47.71%, with operating and profit margins of 4.60% and 1.12%.

Gross Margin	47.71%
Operating Margin	4.60%
Pretax Margin	2.76%
Profit Margin	1.12%
EBITDA Margin	7.87%
EBIT Margin	4.60%
FCF Margin	8.43%

Dividends & Yields

TPL Insurance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	444.09%
Buyback Yield	-8.18%
Shareholder Yield	n/a
Earnings Yield	2.80%
FCF Yield	21.14%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 27, 2022. It was a forward split with a ratio of 1.35.

Last Split Date	Oct 27, 2022
Split Type	Forward
Split Ratio	1.35

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a