The United Insurance Company of Pakistan Limited (PSX:UNIC)
Pakistan
· Delayed Price · Currency is PKR 17.16
+0.18 (1.06%)
At close: May 2, 2025
PSX:UNIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 5,152 | 3,613 | 3,386 | 2,717 | 1,906 | Upgrade
|
| Total Interest & Dividend Income | 158.43 | 162.3 | 112.73 | 70.46 | 65.54 | Upgrade
|
| Gain (Loss) on Sale of Investments | 360.1 | 0.8 | 0.34 | 20.23 | 3.29 | Upgrade
|
| Other Revenue | 61.79 | 87.98 | 59.34 | 26.2 | 19.08 | Upgrade
|
| Total Revenue | 5,733 | 3,864 | 3,558 | 2,834 | 1,994 | Upgrade
|
| Revenue Growth (YoY) | 48.37% | 8.59% | 25.56% | 42.14% | -24.71% | Upgrade
|
| Policy Benefits | 1,348 | 968.38 | 755.7 | 533.54 | 438.67 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 1,147 | 994.47 | 776.3 | 661.37 | 646.24 | Upgrade
|
| Selling, General & Administrative | 2,168 | 1,914 | 1,256 | 1,283 | 1,038 | Upgrade
|
| Other Operating Expenses | -863.67 | -690.46 | -3.31 | -382.84 | -276.92 | Upgrade
|
| Reinsurance Income or Expense | 789.43 | 628.94 | 515.77 | 355.25 | 377.88 | Upgrade
|
| Total Operating Expenses | 3,009 | 2,557 | 2,269 | 1,740 | 1,468 | Upgrade
|
| Operating Income | 2,723 | 1,307 | 1,289 | 1,094 | 525.3 | Upgrade
|
| Interest Expense | -11.39 | -8.85 | -11.02 | -5.61 | -6.08 | Upgrade
|
| Earnings From Equity Investments | - | - | - | -304.53 | 16.56 | Upgrade
|
| Currency Exchange Gain (Loss) | 2.27 | -2.93 | -1.53 | -0.67 | -0.3 | Upgrade
|
| Other Non Operating Income (Expenses) | 23.45 | 23.06 | -53.09 | -29.93 | 0.17 | Upgrade
|
| EBT Excluding Unusual Items | 2,738 | 1,318 | 1,224 | 753.47 | 535.65 | Upgrade
|
| Gain (Loss) on Sale of Assets | 54.71 | 31.08 | -24.42 | 6.4 | -1.25 | Upgrade
|
| Other Unusual Items | - | 21.27 | - | - | - | Upgrade
|
| Pretax Income | 2,793 | 1,370 | 1,199 | 759.88 | 534.4 | Upgrade
|
| Income Tax Expense | 765.56 | 364.78 | 277.46 | 248.16 | 119.85 | Upgrade
|
| Net Income | 2,027 | 1,005 | 921.72 | 511.71 | 414.55 | Upgrade
|
| Net Income to Common | 2,027 | 1,005 | 921.72 | 511.71 | 414.55 | Upgrade
|
| Net Income Growth | 101.60% | 9.08% | 80.12% | 23.44% | 3.23% | Upgrade
|
| Shares Outstanding (Basic) | 401 | 401 | 354 | 354 | 354 | Upgrade
|
| Shares Outstanding (Diluted) | 401 | 401 | 354 | 354 | 354 | Upgrade
|
| Shares Change (YoY) | - | 13.16% | - | - | - | Upgrade
|
| EPS (Basic) | 5.06 | 2.51 | 2.60 | 1.45 | 1.17 | Upgrade
|
| EPS (Diluted) | 5.06 | 2.51 | 2.60 | 1.45 | 1.17 | Upgrade
|
| EPS Growth | 101.60% | -3.60% | 80.12% | 23.44% | 3.23% | Upgrade
|
| Free Cash Flow | 1,277 | 190.34 | 763.36 | 715.69 | 518.1 | Upgrade
|
| Free Cash Flow Per Share | 3.19 | 0.47 | 2.16 | 2.02 | 1.46 | Upgrade
|
| Dividend Per Share | 1.667 | 2.917 | 3.750 | 0.833 | 0.500 | Upgrade
|
| Dividend Growth | -42.86% | -22.22% | 350.02% | 66.66% | - | Upgrade
|
| Operating Margin | 47.51% | 33.82% | 36.23% | 38.61% | 26.35% | Upgrade
|
| Profit Margin | 35.36% | 26.02% | 25.90% | 18.06% | 20.79% | Upgrade
|
| Free Cash Flow Margin | 22.27% | 4.93% | 21.45% | 25.25% | 25.99% | Upgrade
|
| EBITDA | 2,918 | 1,474 | 1,404 | 1,212 | 652.65 | Upgrade
|
| EBITDA Margin | 50.90% | 38.14% | 39.47% | 42.77% | 32.73% | Upgrade
|
| D&A For EBITDA | 194.17 | 167.1 | 115.23 | 117.77 | 127.35 | Upgrade
|
| EBIT | 2,723 | 1,307 | 1,289 | 1,094 | 525.3 | Upgrade
|
| EBIT Margin | 47.51% | 33.82% | 36.23% | 38.61% | 26.35% | Upgrade
|
| Effective Tax Rate | 27.41% | 26.62% | 23.14% | 32.66% | 22.43% | Upgrade
|
Updated Oct 31, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.