The United Insurance Company of Pakistan Limited (PSX: UNIC)
Pakistan
· Delayed Price · Currency is PKR 15.69
-0.14 (-0.88%)
At close: Dec 24, 2024
PSX: UNIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 3,770 | 3,613 | 3,386 | 2,717 | 1,906 | 2,540 | Upgrade
|
| Total Interest & Dividend Income | 84.54 | 136.29 | 112.73 | 70.46 | 65.54 | 63.65 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.8 | 0.8 | 0.34 | 20.23 | 3.29 | 12.29 | Upgrade
|
| Other Revenue | 85.61 | 113.32 | 59.34 | 26.2 | 19.08 | 31.86 | Upgrade
|
| Total Revenue | 3,941 | 3,863 | 3,558 | 2,834 | 1,994 | 2,648 | Upgrade
|
| Revenue Growth (YoY) | 6.80% | 8.57% | 25.56% | 42.14% | -24.71% | 2.81% | Upgrade
|
| Policy Benefits | 924.9 | 968.38 | 755.7 | 533.54 | 438.67 | 1,154 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 862.19 | 806.14 | 776.3 | 661.37 | 646.24 | 550.91 | Upgrade
|
| Selling, General & Administrative | 1,466 | 1,392 | 1,256 | 1,283 | 1,038 | 1,055 | Upgrade
|
| Other Operating Expenses | -121.26 | -8.02 | -3.31 | -382.84 | -276.92 | -358.67 | Upgrade
|
| Reinsurance Income or Expense | 620.31 | 628.94 | 515.77 | 355.25 | 377.88 | 325.22 | Upgrade
|
| Total Operating Expenses | 2,512 | 2,529 | 2,269 | 1,740 | 1,468 | 2,075 | Upgrade
|
| Operating Income | 1,429 | 1,334 | 1,289 | 1,094 | 525.3 | 573.2 | Upgrade
|
| Interest Expense | -8.14 | -8.85 | -11.02 | -5.61 | -6.08 | -5.93 | Upgrade
|
| Earnings From Equity Investments | - | - | - | -304.53 | 16.56 | 23.82 | Upgrade
|
| Currency Exchange Gain (Loss) | -2.93 | -2.93 | -1.53 | -0.67 | -0.3 | 0.13 | Upgrade
|
| Other Non Operating Income (Expenses) | -3.55 | -4.13 | -53.09 | -29.93 | 0.17 | 0.23 | Upgrade
|
| EBT Excluding Unusual Items | 1,414 | 1,318 | 1,224 | 753.47 | 535.65 | 591.46 | Upgrade
|
| Gain (Loss) on Sale of Assets | 31.08 | 31.08 | -24.42 | 6.4 | -1.25 | 17.65 | Upgrade
|
| Other Unusual Items | 21.27 | 21.27 | - | - | - | - | Upgrade
|
| Pretax Income | 1,467 | 1,370 | 1,199 | 759.88 | 534.4 | 609.11 | Upgrade
|
| Income Tax Expense | 366.95 | 364.78 | 277.46 | 248.16 | 119.85 | 207.52 | Upgrade
|
| Net Income | 1,100 | 1,005 | 921.72 | 511.71 | 414.55 | 401.59 | Upgrade
|
| Net Income to Common | 1,100 | 1,005 | 921.72 | 511.71 | 414.55 | 401.59 | Upgrade
|
| Net Income Growth | 4.70% | 9.08% | 80.12% | 23.44% | 3.23% | 3.18% | Upgrade
|
| Shares Outstanding (Basic) | 332 | 334 | 295 | 295 | 295 | 295 | Upgrade
|
| Shares Outstanding (Diluted) | 332 | 334 | 295 | 295 | 295 | 295 | Upgrade
|
| Shares Change (YoY) | 5.45% | 13.16% | - | - | - | -0.00% | Upgrade
|
| EPS (Basic) | 3.31 | 3.01 | 3.12 | 1.73 | 1.41 | 1.36 | Upgrade
|
| EPS (Diluted) | 3.31 | 3.01 | 3.12 | 1.73 | 1.41 | 1.36 | Upgrade
|
| EPS Growth | -0.71% | -3.60% | 80.12% | 23.44% | 3.23% | 3.18% | Upgrade
|
| Free Cash Flow | 1,499 | 190.34 | 763.36 | 715.69 | 518.1 | 334.89 | Upgrade
|
| Free Cash Flow Per Share | 4.51 | 0.57 | 2.59 | 2.43 | 1.76 | 1.14 | Upgrade
|
| Dividend Per Share | 3.000 | 3.500 | 4.500 | 1.000 | 0.600 | - | Upgrade
|
| Dividend Growth | -14.29% | -22.22% | 350.00% | 66.67% | - | - | Upgrade
|
| Operating Margin | 36.26% | 34.53% | 36.23% | 38.61% | 26.35% | 21.64% | Upgrade
|
| Profit Margin | 27.91% | 26.03% | 25.90% | 18.06% | 20.79% | 15.16% | Upgrade
|
| Free Cash Flow Margin | 38.03% | 4.93% | 21.45% | 25.25% | 25.99% | 12.65% | Upgrade
|
| EBITDA | 1,608 | 1,501 | 1,404 | 1,212 | 652.65 | 643.53 | Upgrade
|
| EBITDA Margin | 40.81% | 38.85% | 39.47% | 42.77% | 32.73% | 24.30% | Upgrade
|
| D&A For EBITDA | 179.33 | 167.1 | 115.23 | 117.77 | 127.35 | 70.33 | Upgrade
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| EBIT | 1,429 | 1,334 | 1,289 | 1,094 | 525.3 | 573.2 | Upgrade
|
| EBIT Margin | 36.26% | 34.53% | 36.23% | 38.61% | 26.35% | 21.64% | Upgrade
|
| Effective Tax Rate | 25.02% | 26.62% | 23.14% | 32.66% | 22.43% | 34.07% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.