The United Insurance Company of Pakistan Limited (PSX:UNIC)

PSX:UNIC Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,027	1,005	921.72	511.71	414.55
Depreciation & Amortization	226.9	209.35	140.57	141.17	151.26
Other Amortization	8.18	4.02	0.37	0.49	0.66
Gain (Loss) on Sale of Assets	-54.71	-31.08	24.42	-6.12	1.25
Change in Other Net Operating Assets	63.39	-449.97	-37.62	-42.44	80.33
Other Operating Activities	-534.69	-263.91	-52.26	-77.8	-56.39
Operating Cash Flow	1,736	473.84	997.2	831.54	575.1
Operating Cash Flow Growth	266.37%	-52.48%	19.92%	44.59%	55.71%
Capital Expenditures	-459.21	-283.5	-233.84	-115.86	-57
Sale of Property, Plant & Equipment	81.68	44.6	47.51	18.47	13.34
Investment in Securities	-277.38	370.44	168.39	-328.72	-172.23
Other Investing Activities	221.33	328.27	265.35	265.56	53.13
Investing Cash Flow	-433.57	459.82	247.41	-160.54	-162.76
Total Debt Repaid	-48.07	-42.66	-50.39	-41.68	-38.08
Net Debt Issued (Repaid)	-48.07	-42.66	-50.39	-41.68	-38.08
Common Dividends Paid	-1,015	-1,184	-1,002	-285.79	-177
Other Financing Activities	-15.55	-12.86	-62.59	-35.95	-6.08
Financing Cash Flow	-1,078	-1,239	-1,115	-363.43	-221.17
Net Cash Flow	224.04	-305.42	129.47	307.58	191.17
Free Cash Flow	1,277	190.34	763.36	715.69	518.1
Free Cash Flow Growth	570.79%	-75.06%	6.66%	38.14%	54.71%
Free Cash Flow Margin	22.27%	4.93%	21.45%	25.25%	25.99%
Free Cash Flow Per Share	3.19	0.47	2.16	2.02	1.46
Cash Interest Paid	11.39	8.85	62.59	35.95	6.08
Cash Income Tax Paid	300.85	198.14	161.64	159.42	111.09
Levered Free Cash Flow	757.57	269.05	1,115	-586.65	847.82
Unlevered Free Cash Flow	764.69	274.58	1,122	-583.15	851.62
Change in Net Working Capital	713.35	471.91	-408.78	1,293	-428.39

Updated Oct 31, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.