The United Insurance Company of Pakistan Limited (PSX:UNIC)

PSX:UNIC Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	6,986	5,583	3,245	2,242	2,360	2,384
Market Cap Growth	72.04%	72.04%	44.74%	-5.00%	-0.99%	-4.54%
Enterprise Value	6,357	5,409	2,309	1,638	1,666	1,931
PE Ratio	3.32	2.75	3.23	2.43	4.61	5.75
PS Ratio	1.22	0.97	0.84	0.63	0.83	1.20
PB Ratio	1.16	0.93	0.65	0.48	0.54	0.58
P/FCF Ratio	5.47	4.37	17.05	2.94	3.30	4.60
P/OCF Ratio	4.02	3.22	6.85	2.25	2.84	4.14
EV/Sales Ratio	1.11	0.94	0.60	0.46	0.59	0.97
EV/EBITDA Ratio	2.15	1.85	1.57	1.17	1.37	2.96
EV/EBIT Ratio	2.33	1.99	1.77	1.27	1.52	3.68
EV/FCF Ratio	4.98	4.24	12.13	2.15	2.33	3.73
Debt / Equity Ratio	0.03	0.03	0.01	0.02	0.02	0.02
Debt / EBITDA Ratio	0.06	0.06	0.03	0.06	0.08	0.14
Debt / FCF Ratio	0.14	0.14	0.26	0.11	0.13	0.18
Quick Ratio	0.64	0.64	0.37	0.42	0.54	0.30
Current Ratio	1.24	1.24	1.16	1.14	1.25	0.96
Asset Turnover	0.38	0.38	0.29	0.31	0.28	0.22
Return on Equity (ROE)	36.68%	36.68%	20.71%	20.39%	12.05%	10.36%
Return on Assets (ROA)	11.38%	11.38%	6.08%	6.93%	6.80%	3.64%
Return on Capital (ROIC)	30.17%	30.17%	16.59%	17.48%	15.76%	8.03%
Earnings Yield	29.01%	36.31%	30.98%	41.11%	21.68%	17.39%
Earnings Yield	29.01%	36.31%	30.98%	41.11%	21.68%	17.39%
FCF Yield	18.28%	22.87%	5.87%	34.05%	30.33%	21.74%
Dividend Yield	9.71%	12.42%	39.19%	103.76%	33.75%	22.84%
Payout Ratio	50.06%	50.07%	117.72%	108.73%	55.85%	42.70%
Buyback Yield / Dilution	-	-	-13.16%	-	-	-
Total Shareholder Return	9.71%	12.42%	26.04%	103.76%	33.75%	22.84%

Updated Oct 31, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.