The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
9.83
-0.51 (-4.93%)
At close: Mar 24, 2025

PSX:UVIC Statistics

Total Valuation

PSX:UVIC has a market cap or net worth of PKR 485.50 million. The enterprise value is 423.98 million.

Market Cap 485.50M
Enterprise Value 423.98M

Important Dates

The last earnings date was Thursday, March 27, 2025.

Earnings Date Mar 27, 2025
Ex-Dividend Date n/a

Share Statistics

PSX:UVIC has 50.00 million shares outstanding. The number of shares has decreased by -3.08% in one year.

Current Share Class n/a
Shares Outstanding 50.00M
Shares Change (YoY) -3.08%
Shares Change (QoQ) +0.38%
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 1.71%
Float 6.21M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 6.88
PB Ratio 0.64
P/TBV Ratio 0.73
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings -87.51
EV / Sales 6.20
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF -5.71

Financial Position

The company has a current ratio of 1.05

Current Ratio 1.05
Quick Ratio 0.71
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -0.72% and return on invested capital (ROIC) is -1.87%.

Return on Equity (ROE) -0.72%
Return on Assets (ROA) -1.46%
Return on Invested Capital (ROIC) -1.87%
Return on Capital Employed (ROCE) -2.94%
Revenue Per Employee 2.07M
Profits Per Employee -146,818
Employee Count 33
Asset Turnover 0.08
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +44.56% in the last 52 weeks. The beta is -0.33, so PSX:UVIC's price volatility has been lower than the market average.

Beta (5Y) -0.33
52-Week Price Change +44.56%
50-Day Moving Average 10.58
200-Day Moving Average 9.06
Relative Strength Index (RSI) 47.56
Average Volume (20 Days) 141,285

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:UVIC had revenue of PKR 68.40 million and -4.85 million in losses. Loss per share was -0.10.

Revenue 68.40M
Gross Profit 61.90M
Operating Income -20.02M
Pretax Income -9.75M
Net Income -4.85M
EBITDA -16.94M
EBIT -20.02M
Loss Per Share -0.10
Full Income Statement

Balance Sheet

The company has 61.52 million in cash and n/a in debt, giving a net cash position of 61.52 million or 1.23 per share.

Cash & Cash Equivalents 61.52M
Total Debt n/a
Net Cash 61.52M
Net Cash Per Share 1.23
Equity (Book Value) 668.89M
Book Value Per Share 15.18
Working Capital 8.84M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -73.33 million and capital expenditures -928,000, giving a free cash flow of -74.25 million.

Operating Cash Flow -73.33M
Capital Expenditures -928,000
Free Cash Flow -74.25M
FCF Per Share -1.49
Full Cash Flow Statement

Margins

Gross margin is 90.50%, with operating and profit margins of -29.27% and -7.08%.

Gross Margin 90.50%
Operating Margin -29.27%
Pretax Margin -14.25%
Profit Margin -7.08%
EBITDA Margin -24.77%
EBIT Margin -29.27%
FCF Margin n/a

Dividends & Yields

PSX:UVIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.08%
Shareholder Yield 3.08%
Earnings Yield -1.00%
FCF Yield -15.29%

Stock Splits

The last stock split was on March 28, 2008. It was a forward split with a ratio of 1.4.

Last Split Date Mar 28, 2008
Split Type Forward
Split Ratio 1.4

Scores

Altman Z-Score n/a
Piotroski F-Score n/a