Skip to main content
logo
The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
20.45
-0.05 (-0.24%)
At close: Aug 20, 2026

PSX:UVIC Ratios and Metrics

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1,0231,254598348222210
Market Cap Growth
127.22%109.87%71.94%56.88%5.48%-23.64%
Enterprise Value
9991,213272333180205

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.5231.19---5.19
PS Ratio
9.5412.299.354.972.422.30
PB Ratio
1.401.720.890.520.300.25
P/FCF Ratio
21.9535.22----
P/OCF Ratio
14.0820.33----

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
9.3211.894.264.761.962.25
EV/EBITDA Ratio
23.2830.72----
EV/EBIT Ratio
25.9533.47----
EV/FCF Ratio
21.4434.07----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Debt / Equity Ratio
-0.03-0.03-0.09-0.21-0.01-0.02
Net Debt / EBITDA Ratio
-0.56-0.612.882.580.070.29
Net Debt / FCF Ratio
-0.51-0.670.831.070.140.39
Quick Ratio
0.210.370.901.210.440.98
Current Ratio
0.921.061.601.871.072.05
Asset Turnover
0.120.120.080.080.090.09
Return on Equity (ROE)
5.91%5.76%-0.73%-22.17%-14.14%4.84%
Return on Assets (ROA)
2.75%2.57%-1.79%-4.09%-9.37%-3.14%
Return on Invested Capital (ROIC)
4.88%4.68%-3.65%-8.47%-18.54%-5.32%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
4.05%3.21%-0.81%-44.58%-50.12%19.26%
FCF Yield
4.56%2.84%-12.43%-38.30%-32.28%-16.44%