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The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
17.40
-1.93 (-9.98%)
At close: Nov 2, 2026

PSX:UVIC Ratios and Metrics

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
8731,254598348222210
Market Cap Growth
-30.20%109.87%71.94%56.88%5.48%-23.64%
Enterprise Value
8411,213272333180205

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
41.0631.19---5.19
PS Ratio
6.8012.299.354.972.422.30
PB Ratio
1.161.720.890.520.300.25
P/FCF Ratio
-35.22----
P/OCF Ratio
-20.33----

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
6.5511.894.264.761.962.25
EV/EBITDA Ratio
36.1030.72----
EV/EBIT Ratio
51.6533.47----
EV/FCF Ratio
-34.07----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Debt / Equity Ratio
-0.04-0.03-0.09-0.21-0.01-0.02
Net Debt / EBITDA Ratio
-1.33-0.612.882.580.070.29
Net Debt / FCF Ratio
0.87-0.670.831.070.140.39
Quick Ratio
0.610.370.901.210.440.98
Current Ratio
0.951.061.601.871.072.05
Asset Turnover
0.140.120.080.080.090.09
Return on Equity (ROE)
2.85%5.76%-0.73%-22.17%-14.14%4.84%
Return on Assets (ROA)
1.11%2.57%-1.79%-4.09%-9.37%-3.14%
Return on Invested Capital (ROIC)
1.84%4.68%-3.65%-8.47%-18.54%-5.32%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.44%3.21%-0.81%-44.58%-50.12%19.26%
FCF Yield
-4.09%2.84%-12.43%-38.30%-32.28%-16.44%