The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
20.07
-0.33 (-1.62%)
At close: May 8, 2026

PSX:UVIC Statistics

Total Valuation

PSX:UVIC has a market cap or net worth of PKR 1.05 billion. The enterprise value is 1.02 billion.

Market Cap1.05B
Enterprise Value 1.02B

Important Dates

The last earnings date was Tuesday, March 31, 2026.

Earnings Date Mar 31, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:UVIC has 50.00 million shares outstanding. The number of shares has decreased by -0.99% in one year.

Current Share Class 50.00M
Shares Outstanding 50.00M
Shares Change (YoY) -0.99%
Shares Change (QoQ) -0.17%
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 1.17%
Float 6.21M

Valuation Ratios

The trailing PE ratio is 25.07.

PE Ratio 25.07
Forward PE n/a
PS Ratio 9.95
PB Ratio 1.43
P/TBV Ratio 1.43
P/FCF Ratio 22.44
P/OCF Ratio 14.40
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.03, with an EV/FCF ratio of 21.93.

EV / Earnings 24.68
EV / Sales 9.72
EV / EBITDA 25.03
EV / EBIT 28.05
EV / FCF 21.93

Financial Position

The company has a current ratio of 0.92

Current Ratio 0.92
Quick Ratio 0.59
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.91% and return on invested capital (ROIC) is 4.62%.

Return on Equity (ROE) 5.91%
Return on Assets (ROA) 2.60%
Return on Invested Capital (ROIC) 4.62%
Return on Capital Employed (ROCE) 4.91%
Weighted Average Cost of Capital (WACC) 6.77%
Revenue Per Employee 4.78M
Profits Per Employee 1.88M
Employee Count22
Asset Turnover 0.12
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:UVIC has paid 3.41 million in taxes.

Income Tax 3.41M
Effective Tax Rate 7.61%

Stock Price Statistics

The stock price has increased by +143.27% in the last 52 weeks. The beta is 0.46, so PSX:UVIC's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +143.27%
50-Day Moving Average 21.19
200-Day Moving Average 22.05
Relative Strength Index (RSI) 51.62
Average Volume (20 Days) 3,903

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:UVIC had revenue of PKR 105.12 million and earned 41.39 million in profits. Earnings per share was 0.83.

Revenue105.12M
Gross Profit 118.50M
Operating Income 36.42M
Pretax Income 44.80M
Net Income 41.39M
EBITDA 40.82M
EBIT 36.42M
Earnings Per Share (EPS) 0.83
Full Income Statement

Balance Sheet

The company has 23.91 million in cash and n/a in debt, with a net cash position of 23.91 million or 0.48 per share.

Cash & Cash Equivalents 23.91M
Total Debt n/a
Net Cash 23.91M
Net Cash Per Share 0.48
Equity (Book Value) 730.38M
Book Value Per Share 14.90
Working Capital -12.92M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 72.63 million and capital expenditures -26.05 million, giving a free cash flow of 46.58 million.

Operating Cash Flow 72.63M
Capital Expenditures -26.05M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 46.58M
FCF Per Share 0.93
Full Cash Flow Statement

Margins

Gross margin is 112.72%, with operating and profit margins of 34.64% and 39.37%.

Gross Margin 112.72%
Operating Margin 34.64%
Pretax Margin 42.62%
Profit Margin 39.37%
EBITDA Margin 38.83%
EBIT Margin 34.64%
FCF Margin 44.31%

Dividends & Yields

PSX:UVIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.99%
Shareholder Yield 0.99%
Earnings Yield 3.96%
FCF Yield 4.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2008. It was a forward split with a ratio of 1.4.

Last Split Date Mar 28, 2008
Split Type Forward
Split Ratio 1.4

Scores

Altman Z-Score n/a
Piotroski F-Score 5