The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
23.67
0.00 (0.00%)
At close: May 29, 2026

PSX:UVIC Statistics

Total Valuation

PSX:UVIC has a market cap or net worth of PKR 1.18 billion. The enterprise value is 1.16 billion.

Market Cap1.18B
Enterprise Value 1.16B

Important Dates

The last earnings date was Tuesday, March 31, 2026.

Earnings Date Mar 31, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:UVIC has 50.00 million shares outstanding. The number of shares has decreased by -0.99% in one year.

Current Share Class 50.00M
Shares Outstanding 50.00M
Shares Change (YoY) -0.99%
Shares Change (QoQ) -0.17%
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 1.17%
Float 6.21M

Valuation Ratios

The trailing PE ratio is 28.38.

PE Ratio 28.38
Forward PE n/a
PS Ratio 11.04
PB Ratio 1.62
P/TBV Ratio 1.62
P/FCF Ratio 25.41
P/OCF Ratio 16.30
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 27.04, with an EV/FCF ratio of 24.89.

EV / Earnings 28.02
EV / Sales 10.82
EV / EBITDA 27.04
EV / EBIT 30.13
EV / FCF 24.89

Financial Position

The company has a current ratio of 0.92

Current Ratio 0.92
Quick Ratio 0.21
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.91% and return on invested capital (ROIC) is 4.88%.

Return on Equity (ROE) 5.91%
Return on Assets (ROA) 2.75%
Return on Invested Capital (ROIC) 4.88%
Return on Capital Employed (ROCE) 5.19%
Weighted Average Cost of Capital (WACC) 6.77%
Revenue Per Employee 4.87M
Profits Per Employee 1.88M
Employee Count22
Asset Turnover 0.12
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:UVIC has paid 3.41 million in taxes.

Income Tax 3.41M
Effective Tax Rate 7.61%

Stock Price Statistics

The stock price has increased by +165.96% in the last 52 weeks. The beta is 0.46, so PSX:UVIC's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +165.96%
50-Day Moving Average 21.25
200-Day Moving Average 22.73
Relative Strength Index (RSI) 59.63
Average Volume (20 Days) 13,005

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:UVIC had revenue of PKR 107.19 million and earned 41.39 million in profits. Earnings per share was 0.83.

Revenue107.19M
Gross Profit 120.64M
Operating Income 38.49M
Pretax Income 44.80M
Net Income 41.39M
EBITDA 42.89M
EBIT 38.49M
Earnings Per Share (EPS) 0.83
Full Income Statement

Balance Sheet

The company has 23.91 million in cash and n/a in debt, with a net cash position of 23.91 million or 0.48 per share.

Cash & Cash Equivalents 23.91M
Total Debt n/a
Net Cash 23.91M
Net Cash Per Share 0.48
Equity (Book Value) 730.38M
Book Value Per Share 14.61
Working Capital -12.92M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 72.63 million and capital expenditures -26.05 million, giving a free cash flow of 46.58 million.

Operating Cash Flow 72.63M
Capital Expenditures -26.05M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 46.58M
FCF Per Share 0.93
Full Cash Flow Statement

Margins

Gross margin is 112.55%, with operating and profit margins of 35.90% and 38.61%.

Gross Margin 112.55%
Operating Margin 35.90%
Pretax Margin 41.79%
Profit Margin 38.61%
EBITDA Margin 40.01%
EBIT Margin 35.90%
FCF Margin 43.46%

Dividends & Yields

PSX:UVIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.99%
Shareholder Yield 0.99%
Earnings Yield 3.50%
FCF Yield 3.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2008. It was a forward split with a ratio of 1.4.

Last Split Date Mar 28, 2008
Split Type Forward
Split Ratio 1.4

Scores

Altman Z-Score n/a
Piotroski F-Score 5