The Universal Insurance Company Limited (PSX:UVIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.42
+0.31 (1.62%)
At close: Sep 11, 2026

PSX:UVIC Statistics

Total Valuation

PSX:UVIC has a market cap or net worth of PKR 971.00 million. The enterprise value is 958.23 million.

Market Cap971.00M
Enterprise Value 958.23M

Important Dates

The last earnings date was Thursday, August 27, 2026.

Earnings Date Aug 27, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:UVIC has 50.00 million shares outstanding. The number of shares has increased by 1.70% in one year.

Current Share Class 50.00M
Shares Outstanding 50.00M
Shares Change (YoY) +1.70%
Shares Change (QoQ) +2.81%
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 1.17%
Float 6.21M

Valuation Ratios

The trailing PE ratio is 41.89.

PE Ratio 41.89
Forward PE n/a
PS Ratio 8.09
PB Ratio 1.32
P/TBV Ratio 1.32
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 40.73
EV / Sales 7.98
EV / EBITDA 35.29
EV / EBIT 44.44
EV / FCF n/a

Financial Position

The company has a current ratio of 1.07

Current Ratio 1.07
Quick Ratio 0.31
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.28% and return on invested capital (ROIC) is 2.48%.

Return on Equity (ROE) 3.28%
Return on Assets (ROA) 1.53%
Return on Invested Capital (ROIC) 2.48%
Return on Capital Employed (ROCE) 2.88%
Weighted Average Cost of Capital (WACC) 7.65%
Revenue Per Employee 5.46M
Profits Per Employee 1.07M
Employee Count22
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:UVIC has paid 4.31 million in taxes.

Income Tax 4.31M
Effective Tax Rate 15.49%

Stock Price Statistics

The stock price has decreased by -25.57% in the last 52 weeks. The beta is 0.62, so PSX:UVIC's price volatility has been lower than the market average.

Beta (5Y) 0.62
52-Week Price Change -25.57%
50-Day Moving Average 22.61
200-Day Moving Average 22.81
Relative Strength Index (RSI) 38.41
Average Volume (20 Days) 10,588

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:UVIC had revenue of PKR 120.03 million and earned 23.53 million in profits. Earnings per share was 0.46.

Revenue120.03M
Gross Profit 110.95M
Operating Income 21.56M
Pretax Income 27.84M
Net Income 23.53M
EBITDA 27.15M
EBIT 21.56M
Earnings Per Share (EPS) 0.46
Full Income Statement

Balance Sheet

The company has 12.77 million in cash and no debt, with a net cash position of 12.77 million or 0.26 per share.

Cash & Cash Equivalents 12.77M
Total Debt n/a
Net Cash 12.77M
Net Cash Per Share 0.26
Equity (Book Value) 737.57M
Book Value Per Share 14.63
Working Capital 10.99M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -12.06 million and capital expenditures -26.50 million, giving a free cash flow of -38.56 million.

Operating Cash Flow -12.06M
Capital Expenditures -26.50M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -38.56M
FCF Per Share -0.77
Full Cash Flow Statement

Margins

Gross margin is 92.44%, with operating and profit margins of 17.97% and 19.60%.

Gross Margin 92.44%
Operating Margin 17.97%
Pretax Margin 23.20%
Profit Margin 19.60%
EBITDA Margin 22.62%
EBIT Margin 17.97%
FCF Margin n/a

Dividends & Yields

PSX:UVIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.70%
Shareholder Yield -1.70%
Earnings Yield 2.42%
FCF Yield -3.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2008. It was a forward split with a ratio of 1.4.

Last Split Date Mar 28, 2008
Split Type Forward
Split Ratio 1.4

Scores

Altman Z-Score n/a
Piotroski F-Score 3