The Universal Insurance Company Limited (PSX:UVIC)

PSX:UVIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Equity & Preferred Securities	417.38	387.6	312.31	270.08	363.56	371.68
Total Investments	576.31	435.27	359.58	316.42	464.77	517.5
Cash & Equivalents	31.04	23.92	61.52	142.86	10.07	13.4
Reinsurance Recoverable	34.73	94.25	98.3	100.51	104.96	127.26
Other Receivables	105.2	41.22	96.67	76.89	26.34	26.31
Property, Plant & Equipment	171.93	172.6	150.02	146.51	157.92	155.44
Other Current Assets	25.34	27.91	26.03	18.36	28.52	34.51
Long-Term Deferred Tax Assets	-	-	-	-	95.1	56
Long-Term Deferred Charges	0.81	0.43	0.69	0.76	5.15	7.25
Other Long-Term Assets	-	112.38	58.63	57.01	55.36	55.17
Total Assets	945.37	907.98	851.44	859.31	948.19	992.85

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	7.46	6.58	7.81	9.57	8.94
Insurance & Annuity Liabilities	66.23	76.48	70.03	67.43	86.64	4.74
Unpaid Claims	82.1	74.56	96.88	101.14	84.09	46.83
Unearned Premiums	29.27	20.11	7.86	7.04	36.86	51.72
Reinsurance Payable	-	-	-	-	-	38.82
Current Income Taxes Payable	-	0.05	0.06	0.04	0.11	0.02
Long-Term Deferred Tax Liabilities	-	-	-	6.65	-	-
Other Current Liabilities	0.56	0.56	0.56	0.56	0.56	0.56
Other Long-Term Liabilities	16.33	1.57	0.58	0.65	0.65	0.51
Total Liabilities	194.48	180.79	182.55	191.32	218.47	152.6

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	500	500	500	500	500	500
Additional Paid-In Capital	13.82	13.82	13.82	13.82	13.82	13.82
Retained Earnings	82	51.65	9.37	-166.96	-137.3	-27.4
Comprehensive Income & Other	155.06	161.72	145.7	321.12	353.2	353.82
Shareholders' Equity	750.88	727.19	668.89	667.99	729.72	840.24
Total Liabilities & Equity	945.37	907.98	851.44	859.31	948.19	992.85

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	50.34	50	50	50	50	50
Total Common Shares Outstanding	50.34	50	50	50	50	50
Net Cash (Debt)	31.04	23.92	61.52	142.86	10.07	13.4
Net Cash Growth	-24.00%	-61.12%	-56.94%	1318.54%	-24.83%	43.57%
Net Cash Per Share	0.63	0.48	1.23	2.86	0.20	0.27
Book Value Per Share	14.92	14.54	13.38	13.36	14.59	16.80
Tangible Book Value	750.88	727.19	668.89	667.99	729.72	840.24
Tangible Book Value Per Share	14.92	14.54	13.38	13.36	14.59	16.80
Land	-	116.76	116.76	115.6	115.6	115.6
Buildings	-	37.53	37.53	32.76	49.22	49.22
Machinery	-	64.89	47.35	49.86	51.44	47.49

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error