The Universal Insurance Company Limited (PSX:UVIC)

PSX:UVIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Equity & Preferred Securities	396.59	387.6	312.31	270.08	363.56	371.68
Total Investments	444.26	435.27	359.58	316.42	464.77	517.5
Cash & Equivalents	23.91	23.92	61.52	142.86	10.07	13.4
Reinsurance Recoverable	95.24	94.25	98.3	100.51	104.96	127.26
Other Receivables	39.64	41.22	96.67	76.89	26.34	26.31
Property, Plant & Equipment	170.72	172.6	150.02	146.51	157.92	155.44
Other Current Assets	20.46	27.91	26.03	18.36	28.52	34.51
Long-Term Deferred Tax Assets	-	-	-	-	95.1	56
Long-Term Deferred Charges	0.18	0.43	0.69	0.76	5.15	7.25
Other Long-Term Assets	110.76	112.38	58.63	57.01	55.36	55.17
Total Assets	905.17	907.98	851.44	859.31	948.19	992.85

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	7.46	6.58	7.81	9.57	8.94
Insurance & Annuity Liabilities	76.48	76.48	70.03	67.43	86.64	4.74
Unpaid Claims	76.06	74.56	96.88	101.14	84.09	46.83
Unearned Premiums	12.73	20.11	7.86	7.04	36.86	51.72
Reinsurance Payable	-	-	-	-	-	38.82
Current Income Taxes Payable	-	0.05	0.06	0.04	0.11	0.02
Long-Term Deferred Tax Liabilities	-	-	-	6.65	-	-
Other Current Liabilities	0.56	0.56	0.56	0.56	0.56	0.56
Other Long-Term Liabilities	8.96	1.57	0.58	0.65	0.65	0.51
Total Liabilities	174.79	180.79	182.55	191.32	218.47	152.6

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	500	500	500	500	500	500
Additional Paid-In Capital	13.82	13.82	13.82	13.82	13.82	13.82
Retained Earnings	46.04	51.65	9.37	-166.96	-137.3	-27.4
Comprehensive Income & Other	170.51	161.72	145.7	321.12	353.2	353.82
Shareholders' Equity	730.38	727.19	668.89	667.99	729.72	840.24
Total Liabilities & Equity	905.17	907.98	851.44	859.31	948.19	992.85

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	50	50	50	50	50	50
Total Common Shares Outstanding	50	50	50	50	50	50
Net Cash (Debt)	23.91	23.92	61.52	142.86	10.07	13.4
Net Cash Growth	-51.39%	-61.12%	-56.94%	1318.54%	-24.83%	43.57%
Net Cash Per Share	0.48	0.48	1.23	2.86	0.20	0.27
Book Value Per Share	14.61	14.54	13.38	13.36	14.59	16.80
Tangible Book Value	730.38	727.19	668.89	667.99	729.72	840.24
Tangible Book Value Per Share	14.61	14.54	13.38	13.36	14.59	16.80
Land	-	116.76	116.76	115.6	115.6	115.6
Buildings	-	37.53	37.53	32.76	49.22	49.22
Machinery	-	64.89	47.35	49.86	51.44	47.49

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 28, 2026

Data Sources Report a data error