The Universal Insurance Company Limited (PSX:UVIC)

PSX:UVIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Equity & Preferred Securities	406.67	387.6	312.31	270.08	363.56	371.68
Total Investments	454.34	435.27	359.58	316.42	464.77	517.5
Cash & Equivalents	12.77	23.92	61.52	142.86	10.07	13.4
Reinsurance Recoverable	94.23	94.25	98.3	100.51	104.96	127.26
Other Receivables	36.14	41.22	96.67	76.89	26.34	26.31
Property, Plant & Equipment	169.29	172.6	150.02	146.51	157.92	155.44
Other Current Assets	23.15	27.91	26.03	18.36	28.52	34.51
Long-Term Deferred Tax Assets	-	-	-	-	95.1	56
Long-Term Deferred Charges	0.42	0.43	0.69	0.76	5.15	7.25
Other Long-Term Assets	113.08	112.38	58.63	57.01	55.36	55.17
Total Assets	903.41	907.98	851.44	859.31	948.19	992.85

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	7.46	6.58	7.81	9.57	8.94
Insurance & Annuity Liabilities	73.49	76.48	70.03	67.43	86.64	4.74
Unpaid Claims	76.08	74.56	96.88	101.14	84.09	46.83
Unearned Premiums	6.59	20.11	7.86	7.04	36.86	51.72
Reinsurance Payable	-	-	-	-	-	38.82
Current Income Taxes Payable	-	0.05	0.06	0.04	0.11	0.02
Long-Term Deferred Tax Liabilities	-	-	-	6.65	-	-
Other Current Liabilities	0.56	0.56	0.56	0.56	0.56	0.56
Other Long-Term Liabilities	9.13	1.57	0.58	0.65	0.65	0.51
Total Liabilities	165.84	180.79	182.55	191.32	218.47	152.6

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	500	500	500	500	500	500
Additional Paid-In Capital	13.82	13.82	13.82	13.82	13.82	13.82
Retained Earnings	79.2	51.65	9.37	-166.96	-137.3	-27.4
Comprehensive Income & Other	144.55	161.72	145.7	321.12	353.2	353.82
Shareholders' Equity	737.57	727.19	668.89	667.99	729.72	840.24
Total Liabilities & Equity	903.41	907.98	851.44	859.31	948.19	992.85

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	50.4	50	50	50	50	50
Total Common Shares Outstanding	50.4	50	50	50	50	50
Net Cash (Debt)	12.77	23.92	61.52	142.86	10.07	13.4
Net Cash Growth	-84.84%	-61.12%	-56.94%	1318.54%	-24.83%	43.57%
Net Cash Per Share	0.25	0.48	1.23	2.86	0.20	0.27
Book Value Per Share	14.63	14.54	13.38	13.36	14.59	16.80
Tangible Book Value	737.57	727.19	668.89	667.99	729.72	840.24
Tangible Book Value Per Share	14.63	14.54	13.38	13.36	14.59	16.80
Land	-	116.76	116.76	115.6	115.6	115.6
Buildings	-	37.53	37.53	32.76	49.22	49.22
Machinery	-	64.89	47.35	49.86	51.44	47.49

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 12, 2026

Data Sources Report a data error