QSE:QIBK Income Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	8,943	9,092	9,584	8,580	6,502	5,999
Net Interest Income Growth	-4.35%	-5.13%	11.71%	31.95%	8.39%	0.71%
Gain (Loss) on Sale of Investments	-20.83	-20.53	223.57	107.15	37.33	32.62
Gain (Loss) on Sale of Equity Investments	93.14	83.89	66.49	60.05	73.29	41.57
Other Non-Interest Income	2,938	2,721	2,327	2,367	2,355	2,053
Total Non-Interest Income	3,010	2,784	2,617	2,534	2,466	2,127
Non-Interest Income Growth	4.87%	6.39%	3.26%	2.78%	15.91%	7.45%
Revenues Before Loan Losses	11,953	11,877	12,201	11,114	8,968	8,126
Provision for Loan Losses	694.4	708.61	982.07	1,058	1,194	1,326
Revenue	11,258	11,168	11,219	10,056	7,774	6,800
Revenue Growth	-3.93%	-0.45%	11.56%	29.36%	14.32%	1.90%
Salaries and Employee Benefits	657.04	640.2	668.31	655.99	636.65	650.21
Occupancy Expenses	85.13	68.9	67.17	75.15	88.99	90.14
Selling, General & Administrative	77.2	77.2	80.14	68.31	95.3	71.62
Other Non-Interest Expense	5,419	5,531	5,774	4,912	2,877	2,413
Total Non-Interest Expense	6,238	6,318	6,589	5,712	3,698	3,225
EBT Excluding Unusual Items	5,020	4,851	4,630	4,344	4,075	3,575
Asset Writedown	-58.97	-	-	-43.5	-40.89	-11.93
Pretax Income	4,961	4,851	4,630	4,301	4,034	3,563
Income Tax Expense	83.89	20.33	29.87	12.95	11.21	9.71
Earnings From Continuing Operations	4,877	4,830	4,600	4,288	4,023	3,553
Earnings From Discontinued Operations	39.68	-	-	-	-	-
Minority Interest in Earnings	-11.61	4.93	5.41	17.28	-18.02	2.38
Net Income	4,905	4,835	4,605	4,305	4,005	3,555
Preferred Dividends & Other Adjustments	218.64	218.64	218.64	218.64	187.67	196.34
Net Income to Common	4,687	4,616	4,387	4,087	3,818	3,359
Net Income Growth	2.40%	5.24%	7.34%	7.05%	13.65%	17.44%
Basic Shares Outstanding	2,363	2,363	2,363	2,363	2,363	2,363
Diluted Shares Outstanding	2,363	2,363	2,363	2,363	2,363	2,363
Shares Change	-	-	-	-	-	-
EPS (Basic)	1.98	1.95	1.86	1.73	1.62	1.42
EPS (Diluted)	1.98	1.95	1.86	1.73	1.62	1.42
EPS Growth	2.40%	5.24%	7.34%	7.05%	13.65%	17.44%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.500	0.900	0.800	0.725	0.625	0.575
Dividend Growth	-47.37%	12.50%	10.35%	16.00%	8.70%	43.75%
Effective Tax Rate	1.69%	0.42%	0.65%	0.30%	0.28%	0.27%