QLM Life & Medical Insurance Company Q.P.S.C. (QSE:QLMI)
Qatar flag Qatar · Delayed Price · Currency is QAR
2.198
0.00 (0.00%)
At close: Jul 27, 2026

QSE:QLMI Financials Overview

Millions QAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,6331,5681,2981,1951,260853.38
Revenue Growth
23.57%20.83%8.65%-5.22%47.69%-15.70%
Operating Income
77.6978.9181.7794.9780.69108.68
Net Income
65.6765.5565.0576.2873.24106.17
Earnings Per Share
0.190.190.190.220.210.30
EPS Growth
4.56%0.77%-14.72%4.15%-31.02%8.29%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance - Medical
1,3471,2881,043965.291,073730.32
Insurance - Life
219.38213.16181.27156.29139.9282.87
Unallocated Net Investment Income
55.1553.8257.0554.6738.5240.19
Total
1,6221,5551,2821,1761,251853.38

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
560.52416.98131.72213.71453684.42
Total Debt
229.14165.97272.86254.21392.78315.19
Net Cash (Debt)
331.38251.01-141.14-40.560.22369.23
Net Cash Growth
-----83.69%1.82%
Net Cash Per Share
0.950.72-0.40-0.120.171.05

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
101.4419.2717.3142.8625.8269.39
Capital Expenditures
-0.92-0.93-0.91-2.7-1.52-1.46
Free Cash Flow
100.5218.3316.440.1624.2967.93
Free Cash Flow Growth
-56.36%11.76%-59.15%65.31%-64.24%-8.13%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
4.76%5.03%6.30%7.95%6.40%12.74%
Pretax Margin
4.05%4.21%5.05%6.42%5.68%12.46%
Profit Margin
4.02%4.18%5.01%6.39%5.81%12.44%
FCF Margin
6.16%1.17%1.26%3.36%1.93%7.96%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1000.1000.1000.1250.1250.220
Dividend Per Share Growth
0%0%-20.00%0%-43.18%-
Dividend Yield
4.55%4.18%5.32%5.82%3.16%5.51%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.7113.3511.1111.4722.9316.65
Forward PE
10.2610.689.297.9016.5516.83
P/FCF Ratio
7.6547.7344.0621.7869.1426.02
PS Ratio
0.470.560.560.731.332.07