QLM Life & Medical Insurance Company Q.P.S.C. (QSE:QLMI)
Qatar flag Qatar · Delayed Price · Currency is QAR
1.890
-0.094 (-4.74%)
At close: Nov 12, 2026

QSE:QLMI Financials Overview

Millions QAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7871,5681,2981,1951,260853.38
Revenue Growth
22.61%20.83%8.65%-5.22%47.69%-15.70%
Operating Income
70.4478.9181.7794.9780.69108.68
Net Income
59.8765.5565.0576.2873.24106.17
Earnings Per Share
0.170.190.190.220.210.30
EPS Growth
4.62%0.77%-14.72%4.15%-31.02%8.29%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance - Life
230.9213.16181.27156.29139.9282.87
Insurance - Medical
1,5031,2881,043965.291,073730.32
Unallocated Net Investment/other Income
43.2353.8257.0554.6738.5240.19
Total
1,7771,5551,2821,1761,251853.38

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
341.38416.98131.72213.71453684.42
Total Debt
301.98165.97272.86254.21392.78315.19
Net Cash (Debt)
39.4251.01-141.14-40.560.22369.23
Net Cash Growth
-86.71%----83.69%1.82%
Net Cash Per Share
0.110.72-0.40-0.120.171.05

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
49.9219.2717.3142.8625.8269.39
Capital Expenditures
-1.12-0.93-0.91-2.7-1.52-1.46
Free Cash Flow
48.818.3316.440.1624.2967.93
Free Cash Flow Growth
-11.76%-59.15%65.31%-64.24%-8.13%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.94%5.03%6.30%7.95%6.40%12.74%
Pretax Margin
3.37%4.21%5.05%6.42%5.68%12.46%
Profit Margin
3.35%4.18%5.01%6.39%5.81%12.44%
FCF Margin
2.73%1.17%1.26%3.36%1.93%7.96%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1000.1000.1000.1250.1250.220
Dividend Per Share Growth
0%0%-20.00%0%-43.18%-
Dividend Yield
5.29%4.00%4.84%5.00%2.60%4.36%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.0513.3511.1111.4722.9316.65
Forward PE
-10.689.297.9016.5516.83
P/FCF Ratio
13.5647.7344.0621.7869.1426.02
PS Ratio
0.370.560.560.731.332.07