QLM Life & Medical Insurance Company Q.P.S.C. (QSE:QLMI)

QSE:QLMI Cash Flow Statement

Financials in millions QAR. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	59.87	65.55	65.05	76.28	73.24	106.17
Depreciation & Amortization	3.46	1.53	1.67	1.12	0.83	1
Gain (Loss) on Sale of Assets	-	-	-	0.04	-	-
Gain (Loss) on Sale of Investments	8.11	-1.37	-3.51	-5.37	-2.89	-10.16
Change in Accounts Receivable	243.59	400.65	-22.87	-30.55	-15.5	-96.8
Reinsurance Recoverable	-214.19	-444.73	-9.3	9.45	-0.37	-
Change in Insurance Reserves / Liabilities	-	-	-	-	-	-47.92
Change in Other Net Operating Assets	-1.76	49.02	38.49	42.15	8.83	145.21
Other Operating Activities	-49.16	-51.4	-52.22	-50.26	-39.5	-27.63
Operating Cash Flow	49.92	19.27	17.31	42.86	25.82	69.39
Operating Cash Flow Growth	-	11.29%	-59.61%	66.01%	-62.79%	-6.33%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-1.12	-0.93	-0.91	-2.7	-1.52	-1.46
Sale of Property, Plant & Equipment	0.1	0.06	0.06	0.03	0.01	0.03
Investment in Securities	-311.39	358.36	-124.11	-146.56	202.47	-89.03
Other Investing Activities	58.59	63.29	66.99	67.64	43.47	30.03
Investing Cash Flow	-253.82	420.78	-57.97	-81.59	244.42	-60.43

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	18.65	-	77.6	72.85
Total Debt Issued	129.72	-	18.65	-	77.6	72.85
Total Debt Repaid	-4.91	-106.89	-	-138.57	-	-
Net Debt Issued (Repaid)	124.82	-106.89	18.65	-138.57	77.6	72.85
Common Dividends Paid	-35.01	-35.11	-45.3	-44.39	-72.34	-
Other Financing Activities	-9.91	-12.88	-16.18	-18.3	-9.04	-2.37
Financing Cash Flow	79.9	-154.88	-42.83	-201.26	-3.79	70.49

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-123.99	285.16	-83.49	-239.99	266.45	79.44

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	48.8	18.33	16.4	40.16	24.29	67.93
Free Cash Flow Growth	-	11.76%	-59.15%	65.31%	-64.24%	-8.13%
Free Cash Flow Margin	2.73%	1.17%	1.26%	3.36%	1.93%	7.96%
Free Cash Flow Per Share	0.14	0.05	0.05	0.12	0.07	0.19
Levered Free Cash Flow	760.07	220.9	-48.85	-203.98	30.13	48.69
Unlevered Free Cash Flow	766.27	228.95	-38.74	-192.54	35.79	50.17

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	9.91	12.88	16.18	18.3	9.04	2.37
Cash Income Tax Paid	0.48	0.55	0.53	0.7	0.17	0.83
Change in Working Capital	27.64	4.95	6.32	21.05	-7.04	0.5

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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