QLM Life & Medical Insurance Company Q.P.S.C. (QSE:QLMI)

QSE:QLMI Ratios and Metrics

Market cap in millions QAR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	845	875	723	875	1,680	1,768
Market Cap Growth	18.28%	21.07%	-17.37%	-47.93%	-4.97%	-
Enterprise Value	594	579	294	497	1,386	1,415
PE Ratio	12.88	13.35	11.11	11.47	22.93	16.65
PS Ratio	0.54	0.56	0.56	0.73	1.33	2.07
PB Ratio	1.20	1.24	1.10	1.39	2.90	2.86
P/FCF Ratio	46.07	47.73	44.06	21.78	69.14	26.02
P/OCF Ratio	43.83	45.41	41.75	20.41	65.06	25.47
EV/Sales Ratio	0.38	0.37	0.23	0.42	1.10	1.66
EV/EBITDA Ratio	7.38	7.19	3.52	5.17	17.01	12.90
EV/EBIT Ratio	7.52	7.33	3.60	5.23	17.18	13.02
EV/FCF Ratio	32.38	31.56	17.92	12.37	57.07	20.83
Debt / Equity Ratio	0.24	0.24	0.42	0.41	0.68	0.51
Debt / EBITDA Ratio	2.06	2.06	3.27	2.65	4.82	2.87
Debt / FCF Ratio	9.05	9.05	16.63	6.33	16.17	4.64
Net Debt / Equity Ratio	-0.36	-0.36	0.22	0.07	-0.10	-0.60
Net Debt / EBITDA Ratio	-3.12	-3.12	1.69	0.42	-0.74	-3.37
Net Debt / FCF Ratio	-13.69	-13.69	8.60	1.01	-2.48	-5.44
Quick Ratio	0.77	0.77	0.98	1.01	0.75	1.03
Current Ratio	1.26	1.26	1.07	1.08	0.89	1.18
Asset Turnover	0.97	0.97	0.92	0.83	0.73	0.46
Return on Equity (ROE)	9.62%	9.62%	10.13%	12.64%	12.23%	18.61%
Return on Assets (ROA)	3.06%	3.06%	3.60%	4.10%	2.94%	3.69%
Return on Invested Capital (ROIC)	9.06%	8.69%	8.95%	10.19%	8.47%	12.78%
Earnings Yield	7.76%	7.49%	9.00%	8.72%	4.36%	6.01%
FCF Yield	2.17%	2.10%	2.27%	4.59%	1.45%	3.84%
Dividend Yield	4.14%	4.00%	5.09%	5.57%	3.02%	5.27%
Payout Ratio	53.56%	53.56%	69.64%	58.19%	98.77%	-
Total Shareholder Return	4.14%	4.00%	5.09%	5.57%	3.02%	5.27%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.