Qatar National Bank (Q.P.S.C.) (QSE:QNBK)
Qatar flag Qatar · Delayed Price · Currency is QAR
15.44
-0.04 (-0.26%)
Oct 13, 2026, 1:09 PM AST

QSE:QNBK Financials Overview

Millions QAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
38,00634,75132,29328,82425,41620,719
Revenue Growth
12.52%7.61%12.04%13.41%22.67%6.84%
Net Income
16,33815,85015,56714,36113,26612,211
Earnings Per Share
1.791.741.691.551.441.32
EPS Growth
4.78%2.90%8.45%8.26%8.64%10.98%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
18,25517,31818,32619,17516,66915,087
Consumer Banking
1,8061,6951,5191,4001,2141,091
Asset and Wealth Management
1,4151,3741,3141,2181,3001,056
Unallocated and Intra-Group Transactions
492.86463.44391.62258.3547.9170.35
International Banking
25,11323,91619,79817,07215,87311,009

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
101,29498,083120,293116,003138,257114,254
Total Debt
285,353147,748121,547100,74893,584100,903
Net Cash (Debt)
-184,059-49,665-1,25315,25644,67313,350
Net Cash Growth
----65.85%234.62%8978.28%
Net Cash Per Share
-20.21-5.44-0.141.654.841.45

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-63,213-105,378-69,923-43,684-52,157-46,458
Capital Expenditures
-1,568-1,567-1,479-1,244-1,335-1,174
Free Cash Flow
-64,781-106,945-71,402-44,928-53,492-47,632
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
42.99%45.61%48.20%49.82%52.19%58.94%
FCF Margin
-170.45%-307.75%-221.11%-155.87%-210.46%-229.90%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7250.7250.7000.6500.6000.550
Dividend Per Share Growth
3.57%3.57%7.69%8.33%9.09%22.22%
Dividend Yield
4.70%3.88%4.03%3.93%3.33%2.72%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.6110.7310.2610.6312.5315.27
Forward PE
7.709.6910.419.8111.0412.70
PS Ratio
3.694.904.955.306.549.00