Qatar National Bank (Q.P.S.C.) (QSE:QNBK)
Qatar · Delayed Price · Currency is QAR 15.44
-0.04 (-0.26%)
Oct 13, 2026, 1:09 PM AST
QSE:QNBK Balance Sheet
Financials in millions QAR. Fiscal year is January - December.
Millions QAR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 98,818 | 86,910 | 111,209 | 108,128 | 127,314 | 106,660 |
Investment Securities | 195,291 | 189,704 | 177,630 | 175,858 | 163,093 | 147,766 |
Trading Asset Securities | 2,476 | 11,172 | 9,084 | 7,875 | 10,943 | 7,593 |
Total Investments | 197,767 | 200,876 | 186,714 | 183,734 | 174,036 | 155,360 |
Gross Loans | 1,076,222 | 1,036,589 | 926,009 | 870,256 | 825,099 | 782,196 |
Allowance for Loan Losses | -30,330 | -30,990 | -27,800 | -29,080 | -26,086 | -23,168 |
Other Adjustments to Gross Loans | -37.46 | -40.45 | -45.93 | -86.85 | -45.63 | -63.79 |
Net Loans | 1,045,855 | 1,005,558 | 898,164 | 841,089 | 798,967 | 758,964 |
Property, Plant & Equipment | 8,801 | 8,468 | 7,655 | 6,713 | 6,941 | 5,157 |
Goodwill | - | 720.69 | 720.69 | 1,068 | 1,369 | 1,997 |
Other Intangible Assets | 1,779 | 1,132 | 1,352 | 1,574 | 1,809 | 1,890 |
Accrued Interest Receivable | 19,271 | 16,742 | 16,582 | 15,874 | 13,008 | 6,925 |
Other Receivables | 13,687 | 8,767 | 11,343 | 7,369 | 7,526 | 9,654 |
Restricted Cash | 57,969 | 56,563 | 58,970 | 59,832 | 54,743 | 43,728 |
Other Current Assets | - | 3,433 | 2,793 | 2,142 | 1,058 | 539.64 |
Long-Term Deferred Tax Assets | - | 169.12 | 357.95 | 955.29 | 391.47 | 388.45 |
Other Real Estate Owned & Foreclosed | - | 258.02 | 284.27 | 267.29 | 461.4 | 674.91 |
Other Long-Term Assets | 19,862 | 1,600 | 1,653 | 2,112 | 1,437 | 782.13 |
Total Assets | 1,463,808 | 1,391,346 | 1,297,917 | 1,230,985 | 1,189,219 | 1,093,038 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 4,120 | 3,866 | 2,944 | 2,425 | 2,135 |
Interest Bearing Deposits | 979,436 | 873,308 | 851,980 | 815,509 | 780,614 | 700,667 |
Non-Interest Bearing Deposits | - | 177,878 | 154,559 | 155,347 | 171,051 | 164,148 |
Total Deposits | 979,436 | 1,051,186 | 1,006,538 | 970,855 | 951,664 | 864,814 |
Short-Term Borrowings | - | 41,610 | 46,338 | 32,849 | 31,974 | 33,482 |
Current Portion of Long-Term Debt | - | 27,059 | 19,633 | 21,689 | 15,329 | 11,712 |
Current Portion of Leases | - | 40.63 | 53.06 | 73.54 | 82.91 | 149.02 |
Current Income Taxes Payable | - | 2,650 | 1,053 | 1,139 | 1,082 | 554.94 |
Accrued Interest Payable | - | 12,191 | 13,957 | 14,206 | 7,220 | 3,702 |
Other Current Liabilities | - | 32,157 | 19,795 | 13,852 | 12,390 | 9,012 |
Long-Term Debt | 285,353 | 78,502 | 55,178 | 45,679 | 45,707 | 55,101 |
Long-Term Leases | - | 535.6 | 345.29 | 456.96 | 491.05 | 459.7 |
Long-Term Unearned Revenue | - | 2,973 | 2,692 | 4,024 | 4,323 | 2,366 |
Pension & Post-Retirement Benefits | - | 441.44 | 388.41 | 369.78 | 448.77 | 363.03 |
Long-Term Deferred Tax Liabilities | - | 472.91 | 51.55 | 43.1 | 47.85 | 53.08 |
Other Long-Term Liabilities | 65,247 | 12,691 | 14,244 | 12,597 | 9,977 | 9,077 |
Total Liabilities | 1,330,036 | 1,266,630 | 1,184,132 | 1,120,778 | 1,083,162 | 992,981 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 9,236 | 9,236 | 9,236 | 9,236 | 9,236 | 9,236 |
Retained Earnings | 135,265 | 127,189 | 118,194 | 112,113 | 103,850 | 96,207 |
Treasury Stock | -2,535 | -2,084 | -660.73 | - | - | - |
Comprehensive Income & Other | -9,947 | -11,254 | -14,225 | -12,251 | -8,000 | -6,500 |
Total Common Equity | 132,020 | 123,087 | 112,545 | 109,099 | 105,087 | 98,943 |
Minority Interest | 1,752 | 1,629 | 1,240 | 1,108 | 969.96 | 1,113 |
Shareholders' Equity | 133,772 | 124,716 | 113,785 | 110,207 | 106,057 | 100,057 |
Total Liabilities & Equity | 1,463,808 | 1,391,346 | 1,297,917 | 1,230,985 | 1,189,219 | 1,093,038 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 285,353 | 147,748 | 121,547 | 100,748 | 93,584 | 100,903 |
Net Cash (Debt) | -184,059 | -49,665 | -1,253 | 15,256 | 44,673 | 13,350 |
Net Cash Growth | - | - | - | -65.85% | 234.62% | 8978.28% |
Net Cash Per Share | -20.21 | -5.44 | -0.14 | 1.65 | 4.84 | 1.45 |
Filing Date Shares Outstanding | 9,087 | 9,113 | 9,198 | 9,236 | 9,236 | 9,236 |
Total Common Shares Outstanding | 9,087 | 9,113 | 9,198 | 9,236 | 9,236 | 9,236 |
Book Value Per Share | 12.33 | 11.31 | 10.06 | 9.65 | 9.21 | 8.55 |
Tangible Book Value | 130,240 | 121,234 | 110,473 | 106,456 | 101,908 | 95,056 |
Tangible Book Value Per Share | 12.13 | 11.11 | 9.84 | 9.36 | 8.87 | 8.13 |