Qatar National Bank (Q.P.S.C.) (QSE: QNBK)

QSE: QNBK Balance Sheet

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	94,507	108,128	127,314	106,660	102,483	102,728
Investment Securities	178,509	175,858	163,093	147,766	128,390	101,418
Trading Asset Securities	1,253	7,875	10,943	7,593	5,795	5,568
Total Investments	179,762	183,734	174,036	155,360	134,185	106,986
Gross Loans	922,447	870,256	825,099	782,196	738,083	689,424
Allowance for Loan Losses	-35,286	-29,080	-26,086	-23,168	-19,177	-15,190
Other Adjustments to Gross Loans	-36.14	-86.85	-45.63	-63.79	-64.61	-48.59
Net Loans	887,124	841,089	798,967	758,964	718,842	674,185
Property, Plant & Equipment	7,107	6,713	6,941	5,157	5,405	5,378
Goodwill	-	1,068	1,369	1,997	1,998	1,963
Other Intangible Assets	2,174	1,574	1,809	1,890	1,949	2,030
Accrued Interest Receivable	21,710	15,874	13,008	6,925	6,723	5,873
Other Receivables	15,250	7,224	7,237	9,654	5,762	7,913
Restricted Cash	56,387	59,832	54,743	43,728	40,600	33,062
Other Current Assets	-	2,286	1,348	539.64	565.09	574.51
Long-Term Deferred Tax Assets	-	955.29	391.47	388.45	794.63	520.37
Other Real Estate Owned & Foreclosed	-	267.29	461.4	674.91	-	-
Other Long-Term Assets	15,235	2,112	1,437	782.13	5,710	3,486
Total Assets	1,279,257	1,230,985	1,189,219	1,093,038	1,025,015	944,698
Accrued Expenses	-	2,944	2,425	2,135	1,249	1,319
Interest Bearing Deposits	909,285	815,509	780,614	700,667	650,374	623,583
Non-Interest Bearing Deposits	-	155,347	171,051	164,148	141,038	108,637
Total Deposits	909,285	970,855	951,664	864,814	791,412	732,220
Short-Term Borrowings	-	32,849	31,974	33,482	36,621	29,571
Current Portion of Long-Term Debt	-	21,689	15,329	11,712	22,634	19,202
Current Portion of Leases	-	79.95	82.91	149.02	111.8	117.5
Current Income Taxes Payable	-	1,139	1,082	554.94	908.73	447.69
Accrued Interest Payable	-	14,206	7,220	3,702	4,159	4,978
Other Current Liabilities	-	13,852	12,390	9,012	1,280	1,108
Long-Term Debt	213,434	45,679	45,707	55,101	48,198	40,659
Long-Term Leases	-	450.55	491.05	459.7	565.64	481.14
Long-Term Unearned Revenue	-	4,024	4,323	2,366	2,029	2,003
Pension & Post-Retirement Benefits	-	369.78	448.77	363.03	254.7	268.21
Long-Term Deferred Tax Liabilities	-	43.1	47.85	53.08	52.58	-
Other Long-Term Liabilities	43,745	12,597	9,977	9,077	18,637	17,605
Total Liabilities	1,166,464	1,120,778	1,083,162	992,981	928,113	849,979
Common Stock	9,236	9,236	9,236	9,236	9,236	9,236
Retained Earnings	113,946	112,113	103,850	96,207	88,613	83,669
Comprehensive Income & Other	-11,575	-12,251	-8,000	-6,500	-2,039	693.33
Total Common Equity	111,608	109,099	105,087	98,943	95,810	93,599
Minority Interest	1,185	1,108	969.96	1,113	1,092	1,120
Shareholders' Equity	112,793	110,207	106,057	100,057	96,902	94,719
Total Liabilities & Equity	1,279,257	1,230,985	1,189,219	1,093,038	1,025,015	944,698
Total Debt	213,434	100,748	93,584	100,903	108,131	90,031
Net Cash (Debt)	-117,675	15,256	44,673	13,350	147.06	18,265
Net Cash Growth	-	-65.85%	234.62%	8978.28%	-99.19%	-12.93%
Net Cash Per Share	-12.74	1.65	4.84	1.45	0.02	1.98
Filing Date Shares Outstanding	9,236	9,236	9,236	9,236	9,236	9,236
Total Common Shares Outstanding	9,236	9,236	9,236	9,236	9,236	9,236
Book Value Per Share	12.08	11.81	11.38	10.71	10.37	10.13
Tangible Book Value	109,434	106,456	101,908	95,056	91,863	89,606
Tangible Book Value Per Share	11.85	11.53	11.03	10.29	9.95	9.70

Source: S&P Capital IQ. Banks template. Financial Sources.