Qatar National Bank (Q.P.S.C.) (QSE:QNBK)

QSE:QNBK Balance Sheet

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	101,797	111,209	108,128	127,314	106,660	102,483
Investment Securities	184,388	177,630	175,858	163,093	147,766	128,390
Trading Asset Securities	1,461	9,084	7,875	10,943	7,593	5,795
Total Investments	185,849	186,714	183,734	174,036	155,360	134,185
Gross Loans	981,126	926,009	870,256	825,099	782,196	738,083
Allowance for Loan Losses	-31,181	-27,800	-29,080	-26,086	-23,168	-19,177
Other Adjustments to Gross Loans	-35.36	-45.93	-86.85	-45.63	-63.79	-64.61
Net Loans	949,910	898,164	841,089	798,967	758,964	718,842
Property, Plant & Equipment	7,889	7,655	6,713	6,941	5,157	5,405
Goodwill	-	720.69	1,068	1,369	1,997	1,998
Other Intangible Assets	1,944	1,352	1,574	1,809	1,890	1,949
Accrued Interest Receivable	15,705	16,582	15,874	13,008	6,925	6,723
Other Receivables	12,796	11,343	7,369	7,526	9,654	5,762
Restricted Cash	59,858	58,970	59,832	54,743	43,728	40,600
Other Current Assets	-	2,793	2,142	1,058	539.64	565.09
Long-Term Deferred Tax Assets	-	357.95	955.29	391.47	388.45	794.63
Other Real Estate Owned & Foreclosed	-	284.27	267.29	461.4	674.91	-
Other Long-Term Assets	17,901	1,653	2,112	1,437	782.13	5,710
Total Assets	1,353,649	1,297,917	1,230,985	1,189,219	1,093,038	1,025,015
Accrued Expenses	-	3,866	2,944	2,425	2,135	1,249
Interest Bearing Deposits	934,857	851,980	815,509	780,614	700,667	650,374
Non-Interest Bearing Deposits	-	154,559	155,347	171,051	164,148	141,038
Total Deposits	934,857	1,006,538	970,855	951,664	864,814	791,412
Short-Term Borrowings	-	46,338	32,849	31,974	33,482	36,621
Current Portion of Long-Term Debt	-	19,633	21,689	15,329	11,712	22,634
Current Portion of Leases	-	53.06	73.54	82.91	149.02	111.8
Current Income Taxes Payable	-	1,053	1,139	1,082	554.94	908.73
Accrued Interest Payable	-	13,957	14,206	7,220	3,702	4,159
Other Current Liabilities	-	19,795	13,852	12,390	9,012	1,280
Long-Term Debt	243,313	55,178	45,679	45,707	55,101	48,198
Long-Term Leases	-	345.29	456.96	491.05	459.7	565.64
Long-Term Unearned Revenue	-	2,692	4,024	4,323	2,366	2,029
Pension & Post-Retirement Benefits	-	388.41	369.78	448.77	363.03	254.7
Long-Term Deferred Tax Liabilities	-	51.55	43.1	47.85	53.08	52.58
Other Long-Term Liabilities	56,627	14,244	12,597	9,977	9,077	18,637
Total Liabilities	1,234,797	1,184,132	1,120,778	1,083,162	992,981	928,113
Common Stock	9,236	9,236	9,236	9,236	9,236	9,236
Retained Earnings	121,419	118,194	112,113	103,850	96,207	88,613
Treasury Stock	-1,958	-660.73	-	-	-	-
Comprehensive Income & Other	-11,250	-14,225	-12,251	-8,000	-6,500	-2,039
Total Common Equity	117,447	112,545	109,099	105,087	98,943	95,810
Minority Interest	1,405	1,240	1,108	969.96	1,113	1,092
Shareholders' Equity	118,852	113,785	110,207	106,057	100,057	96,902
Total Liabilities & Equity	1,353,649	1,297,917	1,230,985	1,189,219	1,093,038	1,025,015
Total Debt	243,313	121,547	100,748	93,584	100,903	108,131
Net Cash (Debt)	-140,055	-1,253	15,256	44,673	13,350	147.06
Net Cash Growth	-	-	-65.85%	234.62%	8978.28%	-99.19%
Net Cash Per Share	-15.24	-0.14	1.65	4.84	1.45	0.02
Filing Date Shares Outstanding	9,120	9,198	9,236	9,236	9,236	9,236
Total Common Shares Outstanding	9,120	9,198	9,236	9,236	9,236	9,236
Book Value Per Share	10.68	10.06	9.65	9.21	8.55	10.37
Tangible Book Value	115,503	110,473	106,456	101,908	95,056	91,863
Tangible Book Value Per Share	10.47	9.84	9.36	8.87	8.13	9.95

Updated Jan 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.