QSE:QNBK Cash Flow Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Net Income	17,000	16,717	15,511	14,349	13,211	Upgrade
Depreciation & Amortization	1,049	1,048	792.62	701.93	694.81	Upgrade
Gain (Loss) on Sale of Assets	-5.19	-10.7	-41.17	-6.92	-49.41	Upgrade
Gain (Loss) on Sale of Investments	-812.18	-17,590	-5,522	-3,259	-871.34	Upgrade
Provision for Credit Losses	9,344	8,135	8,692	8,785	7,066	Upgrade
Change in Other Net Operating Assets	-131,247	-77,876	-66,560	-72,591	-65,871	Upgrade
Other Operating Activities	-261.78	66.68	3,917	235.21	-380.97	Upgrade
Operating Cash Flow	-105,378	-69,923	-43,684	-52,157	-46,458	Upgrade
Capital Expenditures	-1,567	-1,479	-1,244	-1,335	-1,174	Upgrade
Sale of Property, Plant and Equipment	12.83	50.03	79.45	119.2	64.51	Upgrade
Investment in Securities	-8,068	7,839	-16,487	-24,678	-23,123	Upgrade
Income (Loss) Equity Investments	-444.41	-413.61	-473.35	-370.98	-256.67	Upgrade
Other Investing Activities	208.83	206.18	173.04	-	-	Upgrade
Investing Cash Flow	-9,414	6,617	-17,479	-25,894	-24,233	Upgrade
Long-Term Debt Issued	48,263	19,710	11,673	5,759	20,008	Upgrade
Long-Term Debt Repaid	-18,379	-13,548	-5,938	-9,491	-21,415	Upgrade
Net Debt Issued (Repaid)	29,884	6,162	5,735	-3,732	-1,407	Upgrade
Repurchase of Common Stock	-1,423	-660.73	-	-	-	Upgrade
Common Dividends Paid	-7,734	-10,208	-6,623	-6,079	-5,163	Upgrade
Net Increase (Decrease) in Deposit Accounts	70,147	72,530	44,976	111,276	82,244	Upgrade
Financing Cash Flow	90,874	67,824	44,087	101,465	75,675	Upgrade
Foreign Exchange Rate Adjustments	-380.58	-1,436	-2,111	-2,760	-807.23	Upgrade
Net Cash Flow	-24,298	3,081	-19,186	20,653	4,177	Upgrade
Free Cash Flow	-106,945	-71,402	-44,928	-53,492	-47,632	Upgrade
Free Cash Flow Margin	-307.75%	-221.11%	-155.87%	-210.46%	-229.90%	Upgrade
Free Cash Flow Per Share	-11.71	-7.73	-4.86	-5.79	-5.16	Upgrade
Cash Interest Paid	90,832	92,204	59,179	26,824	21,581	Upgrade
Cash Income Tax Paid	2,628	2,174	2,554	2,315	1,245	Upgrade

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.