QSE:QNBK Cash Flow Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	17,072	17,000	16,717	15,511	14,349	13,211
Depreciation & Amortization	1,057	1,049	1,048	792.62	701.93	694.81
Gain (Loss) on Sale of Assets	-24.88	-5.19	-10.7	-41.17	-6.92	-49.41
Gain (Loss) on Sale of Investments	-391.92	-812.18	-17,590	-5,522	-3,259	-871.34
Provision for Credit Losses	9,403	9,344	8,135	8,692	8,785	7,066
Change in Other Net Operating Assets	-97,034	-131,247	-77,876	-66,560	-72,591	-65,871
Other Operating Activities	581.63	-261.78	66.68	3,917	235.21	-380.97
Operating Cash Flow	-69,855	-105,378	-69,923	-43,684	-52,157	-46,458
Capital Expenditures	-1,729	-1,567	-1,479	-1,244	-1,335	-1,174
Sale of Property, Plant and Equipment	10.94	12.83	50.03	79.45	119.2	64.51
Investment in Securities	-11,465	-8,068	7,839	-16,487	-24,678	-23,123
Income (Loss) Equity Investments	-518.41	-444.41	-413.61	-473.35	-370.98	-256.67
Other Investing Activities	208.83	208.83	206.18	173.04	-	-
Investing Cash Flow	-12,974	-9,414	6,617	-17,479	-25,894	-24,233
Long-Term Debt Issued	-	48,263	19,710	11,673	5,759	20,008
Long-Term Debt Repaid	-	-18,379	-13,548	-5,938	-9,491	-21,415
Net Debt Issued (Repaid)	29,462	29,884	6,162	5,735	-3,732	-1,407
Repurchase of Common Stock	-583.07	-1,423	-660.73	-	-	-
Common Dividends Paid	-7,760	-7,734	-10,208	-6,623	-6,079	-5,163
Net Increase (Decrease) in Deposit Accounts	58,361	70,147	72,530	44,976	111,276	82,244
Financing Cash Flow	79,480	90,874	67,824	44,087	101,465	75,675
Foreign Exchange Rate Adjustments	-474.05	-380.58	-1,436	-2,111	-2,760	-807.23
Net Cash Flow	-3,823	-24,298	3,081	-19,186	20,653	4,177
Free Cash Flow	-71,584	-106,945	-71,402	-44,928	-53,492	-47,632
Free Cash Flow Margin	-200.37%	-307.75%	-221.11%	-155.87%	-210.46%	-229.90%
Free Cash Flow Per Share	-7.85	-11.71	-7.73	-4.86	-5.79	-5.16
Cash Interest Paid	88,181	90,832	92,204	59,179	26,824	21,581
Cash Income Tax Paid	2,916	2,628	2,174	2,554	2,315	1,245

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.