Aspial Lifestyle Limited (SGX:5UF)
Singapore · Delayed Price · Currency is SGD 0.3550
0.00 (0.00%)
Aug 26, 2026, 4:30 PM SGT
Aspial Lifestyle Financials Overview
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 927.07 | 830.08 | 587.56 | 471.58 | 319.01 | 225.7 |
Revenue Growth | 11.68% | 41.28% | 24.59% | 47.83% | 41.34% | -14.12% |
Gross Profit Gross Profit Growth | 347.32 | 302.12 | 215.17 | 164.48 | 110.22 | 81.82 |
Operating Income Operating Income Growth | 140.22 | 113.95 | 69.4 | 45.88 | 32.28 | 21.89 |
Net Income Net Income Growth | 105.19 | 80.72 | 34.33 | 19.19 | 15.98 | 14.45 |
Earnings Per Share EPS Growth | 0.11 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
EPS Growth | 159.06% | 94.20% | 65.28% | -2.78% | 0.04% | -50.71% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 807.02 | 726.58 | 511.09 | 407.47 | 265.38 | 177.59 |
Pawnbroking Pawnbroking Growth | 150.7 | 148.65 | 127.68 | 63.57 | 96.25 | 87.16 |
Secured Lending Secured Lending Growth | 15.48 | 11.5 | 6.11 | 0.55 | 2.12 | 2.08 |
Elimination Elimination Growth | -46.13 | -56.65 | -57.32 | - | -44.75 | -41.13 |
Total Total Growth | 927.07 | 830.08 | 587.56 | 471.58 | 319.01 | 225.7 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 82.64 | 86.48 | 42.74 | 32.64 | 30.81 | 19.74 |
Total Debt Total Debt Growth | 936.43 | 1,180 | 916.76 | 709.29 | 628.75 | 415.97 |
Net Cash (Debt) Net Cash Growth | -853.79 | -1,093 | -874.02 | -676.65 | -597.94 | -396.23 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -0.92 | -0.59 | -0.57 | -0.48 | -0.52 | -0.38 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -104.91 | -7.84 | -46.17 | 16.33 | -17.22 | -22.1 |
Capital Expenditures CapEx Growth | -33.8 | -33.61 | -10.71 | -4.51 | -2.43 | -25.26 |
Free Cash Flow Free Cash Flow Growth | -138.71 | -41.45 | -56.88 | 11.83 | -19.65 | -47.36 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 37.46% | 36.40% | 36.62% | 34.88% | 34.55% | 36.25% |
Operating Margin | 15.13% | 13.73% | 11.81% | 9.73% | 10.12% | 9.70% |
Pretax Margin | 14.75% | 12.35% | 7.70% | 5.03% | 6.83% | 7.79% |
Profit Margin | 11.35% | 9.72% | 5.84% | 4.07% | 5.01% | 6.40% |
FCF Margin | -14.96% | -4.99% | -9.68% | 2.51% | -6.16% | -20.98% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.012 | 0.012 | 0.008 | 0.008 | 0.011 | 0.013 |
Dividend Per Share Growth | 117.95% | 53.85% | 0% | -25.71% | -16.00% | -51.92% |
Dividend Yield | 3.33% | 5.85% | 7.28% | 7.39% | 8.43% | 9.75% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.15 | 4.93 | 6.38 | 9.17 | 13.37 | 12.70 |
P/FCF Ratio | - | - | - | 14.88 | - | - |
PS Ratio | 0.79 | 0.48 | 0.37 | 0.37 | 0.67 | 0.81 |