MoneyMax Financial Services Ltd. (SGX:5WJ)
Singapore flag Singapore · Delayed Price · Currency is SGD
0.8600
+0.0050 (0.58%)
At close: Aug 11, 2026

SGX:5WJ Financials Overview

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
624.71541.94390.07285.68253.49199.22
Revenue Growth
15.27%38.94%36.54%12.70%27.24%1.05%
Gross Profit
245.4205.49146.15110.4690.6870.23
Operating Income
164.68131.9385.3457.4144.6934.03
Net Income
94.5971.6938.2222.6722.0519.81
Earnings Per Share
0.110.080.040.030.020.02
EPS Growth
30.51%87.58%68.60%2.79%11.34%-2.82%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
0.420.560.50.612.19
Retail and Trading of Gold and Luxury Items
420.14294.48196.1184.76147.29
Secured Lending
24.2528.6225.1117.2311.14
Pawnbroking
137.9599.49100.8883.3466.59
Elimination
-40.83-33.08-36.91-32.45-27.99
Total
541.94390.07285.68253.49199.22

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
34.332.3429.3822.9824.522.89
Total Debt
1,036883.16694.31547.12460.51369.2
Net Cash (Debt)
-1,002-850.83-664.93-524.15-436.02-346.31
Net Cash Growth
------
Net Cash Per Share
-1.12-0.96-0.75-0.59-0.49-0.39

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-302.5-177.98-71.21-46.69-45.64-66.31
Capital Expenditures
-3.38-1.62-1.81-3.13-4.53-2.16
Free Cash Flow
-305.88-179.59-73.01-49.82-50.16-68.47
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
39.28%37.92%37.47%38.67%35.77%35.25%
Operating Margin
26.36%24.34%21.88%20.09%17.63%17.08%
Pretax Margin
20.04%17.69%13.47%11.21%11.73%12.77%
Profit Margin
15.14%13.23%9.80%7.93%8.70%9.94%
FCF Margin
-48.96%-33.14%-18.72%-17.44%-19.79%-34.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0150.0150.0140.0050.0050.005
Dividend Per Share Growth
185.71%7.14%180.00%0%4.17%2.13%
Dividend Yield
1.74%3.33%9.38%5.11%5.48%6.08%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.135.683.654.204.214.26
Forward PE
8.7834.6734.6734.6734.6734.67
PS Ratio
1.290.750.360.330.370.42