MoneyMax Financial Services Ltd. (SGX:5WJ)
0.8600
+0.0050 (0.58%)
At close: Aug 11, 2026
SGX:5WJ Financials Overview
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 624.71 | 541.94 | 390.07 | 285.68 | 253.49 | 199.22 |
Revenue Growth | 15.27% | 38.94% | 36.54% | 12.70% | 27.24% | 1.05% |
Gross Profit Gross Profit Growth | 245.4 | 205.49 | 146.15 | 110.46 | 90.68 | 70.23 |
Operating Income Operating Income Growth | 164.68 | 131.93 | 85.34 | 57.41 | 44.69 | 34.03 |
Net Income Net Income Growth | 94.59 | 71.69 | 38.22 | 22.67 | 22.05 | 19.81 |
Earnings Per Share EPS Growth | 0.11 | 0.08 | 0.04 | 0.03 | 0.02 | 0.02 |
EPS Growth | 30.51% | 87.58% | 68.60% | 2.79% | 11.34% | -2.82% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Others Others Growth | 0.42 | 0.56 | 0.5 | 0.61 | 2.19 |
Retail and Trading of Gold and Luxury Items Retail and Trading of Gold and Luxury Items Growth | 420.14 | 294.48 | 196.1 | 184.76 | 147.29 |
Secured Lending Secured Lending Growth | 24.25 | 28.62 | 25.11 | 17.23 | 11.14 |
Pawnbroking Pawnbroking Growth | 137.95 | 99.49 | 100.88 | 83.34 | 66.59 |
Elimination Elimination Growth | -40.83 | -33.08 | -36.91 | -32.45 | -27.99 |
Total Total Growth | 541.94 | 390.07 | 285.68 | 253.49 | 199.22 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 34.3 | 32.34 | 29.38 | 22.98 | 24.5 | 22.89 |
Total Debt Total Debt Growth | 1,036 | 883.16 | 694.31 | 547.12 | 460.51 | 369.2 |
Net Cash (Debt) Net Cash Growth | -1,002 | -850.83 | -664.93 | -524.15 | -436.02 | -346.31 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.12 | -0.96 | -0.75 | -0.59 | -0.49 | -0.39 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -302.5 | -177.98 | -71.21 | -46.69 | -45.64 | -66.31 |
Capital Expenditures CapEx Growth | -3.38 | -1.62 | -1.81 | -3.13 | -4.53 | -2.16 |
Free Cash Flow Free Cash Flow Growth | -305.88 | -179.59 | -73.01 | -49.82 | -50.16 | -68.47 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 39.28% | 37.92% | 37.47% | 38.67% | 35.77% | 35.25% |
Operating Margin | 26.36% | 24.34% | 21.88% | 20.09% | 17.63% | 17.08% |
Pretax Margin | 20.04% | 17.69% | 13.47% | 11.21% | 11.73% | 12.77% |
Profit Margin | 15.14% | 13.23% | 9.80% | 7.93% | 8.70% | 9.94% |
FCF Margin | -48.96% | -33.14% | -18.72% | -17.44% | -19.79% | -34.37% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.015 | 0.015 | 0.014 | 0.005 | 0.005 | 0.005 |
Dividend Per Share Growth | 185.71% | 7.14% | 180.00% | 0% | 4.17% | 2.13% |
Dividend Yield | 1.74% | 3.33% | 9.38% | 5.11% | 5.48% | 6.08% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.13 | 5.68 | 3.65 | 4.20 | 4.21 | 4.26 |
Forward PE | 8.78 | 34.67 | 34.67 | 34.67 | 34.67 | 34.67 |
PS Ratio | 1.29 | 0.75 | 0.36 | 0.33 | 0.37 | 0.42 |