Oversea-Chinese Banking Corporation Limited (SGX:O39)
Singapore · Delayed Price · Currency is SGD 24.00
-0.53 (-2.16%)
Jun 4, 2026, 5:15 PM SGT
SGX:O39 Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
Net Interest Income | 2,222 | 2,296 | 2,226 | 2,283 | 2,345 | 2,455 | 2,433 | 2,430 | 2,437 | 2,462 | 2,456 | 2,389 | 2,338 | 2,386 | 2,099 | 1,757 | 1,503 | 1,605 | 1,461 | 1,509 |
Net Interest Income Growth (YoY) | -5.24% | -6.48% | -8.51% | -6.05% | -3.77% | -0.28% | -0.94% | 1.72% | 4.23% | 3.19% | 17.01% | 35.97% | 55.56% | 48.66% | 43.67% | 16.43% | 4.30% | 6.01% | 2.81% | -0.26% |
Income From Trading Activities | 434 | 395 | 518 | 375 | 396 | 303 | 508 | 356 | 370 | 221 | 216 | 315 | 251 | 244 | 194 | 492 | - | 152 | 83 | 528 |
Gain (Loss) on Sale of Assets | - | 81 | - | 17 | - | 36 | - | 16 | - | 71 | - | 19 | - | 99 | - | 49 | - | 107 | - | 37 |
Gain (Loss) on Sale of Investments | - | 58 | - | 51 | - | 24 | - | -35 | 51 | 47 | - | 1 | 37 | -206 | - | -111 | 33 | 92 | - | -11 |
Other Non-Interest Income | 1,172 | 786 | 1,052 | 821 | 914 | 597 | 861 | 862 | 768 | 463 | 757 | 731 | 724 | 89 | 859 | 393 | 1,107 | 594 | 1,016 | 509 |
Total Non-Interest Income | 1,606 | 1,320 | 1,570 | 1,264 | 1,310 | 960 | 1,369 | 1,199 | 1,189 | 802 | 973 | 1,066 | 1,012 | 226 | 1,053 | 823 | 1,140 | 945 | 1,099 | 1,063 |
Non-Interest Income Growth (YoY) | 22.60% | 37.50% | 14.68% | 5.42% | 10.18% | 19.70% | 40.70% | 12.48% | 17.49% | 254.87% | -7.60% | 29.53% | -11.23% | -76.09% | -4.19% | -22.58% | -22.61% | -2.68% | -1.70% | -4.41% |
Revenues Before Loan Losses | 3,828 | 3,616 | 3,796 | 3,547 | 3,655 | 3,415 | 3,802 | 3,629 | 3,626 | 3,264 | 3,429 | 3,455 | 3,350 | 2,612 | 3,152 | 2,580 | 2,643 | 2,550 | 2,560 | 2,572 |
Provision for Loan Losses | 216 | 199 | 139 | 114 | 212 | 207 | 169 | 144 | 169 | 187 | 184 | 252 | 110 | 314 | 154 | 72 | 44 | 318 | 163 | 232 |
| 3,612 | 3,417 | 3,657 | 3,433 | 3,443 | 3,208 | 3,633 | 3,485 | 3,457 | 3,077 | 3,245 | 3,203 | 3,240 | 2,298 | 2,998 | 2,508 | 2,599 | 2,232 | 2,397 | 2,340 | |
Revenue Growth (YoY) | 4.91% | 6.51% | 0.66% | -1.49% | -0.40% | 4.26% | 11.96% | 8.80% | 6.70% | 33.90% | 8.24% | 27.71% | 24.66% | 2.96% | 25.07% | 7.18% | -5.59% | 1.46% | 9.50% | 24.80% |
Salaries and Employee Benefits | - | 3,845 | - | 1,900 | - | 3,775 | - | 1,821 | - | 3,440 | - | 1,717 | - | 3,153 | - | 1,570 | - | 2,955 | - | 1,452 |
Amortization of Goodwill & Intangibles | 5 | 5 | 5 | 6 | 5 | 5 | 7 | 22 | 25 | 26 | 26 | 26 | 25 | 26 | 26 | -240 | 292 | 26 | 26 | 25 |
Selling, General & Administrative | - | 242 | - | 31 | - | 263 | - | 30 | - | 61 | - | 36 | - | 80 | - | 43 | - | 225 | - | 34 |
Other Non-Interest Expense | 1,505 | -2,527 | 1,519 | -542 | 1,415 | -2,478 | 1,463 | -478 | 1,346 | -2,191 | 1,340 | -424 | 1,244 | -2,122 | 1,269 | -360 | 1,205 | -1,892 | 1,188 | -348 |
Total Non-Interest Expense | 1,198 | 1,304 | 1,245 | 1,132 | 1,146 | 1,320 | 1,219 | 1,152 | 1,116 | -381 | 1,620 | 1,105 | 1,009 | 982 | 1,039 | 768 | 1,243 | 1,116 | 1,010 | 950 |
EBT Excluding Unusual Items | 2,414 | 2,113 | 2,412 | 2,301 | 2,297 | 1,888 | 2,414 | 2,333 | 2,341 | 3,458 | 1,625 | 2,098 | 2,231 | 1,316 | 1,959 | 1,740 | 1,356 | 1,116 | 1,387 | 1,390 |
Pretax Income | 2,414 | 2,113 | 2,412 | 2,301 | 2,297 | 1,888 | 2,414 | 2,333 | 2,341 | 3,458 | 1,625 | 2,098 | 2,231 | 1,316 | 1,959 | 1,740 | 1,356 | 1,116 | 1,387 | 1,390 |
Income Tax Expense | 440 | 230 | 434 | 415 | 414 | 40 | 440 | 295 | 359 | 1,692 | -185 | 310 | 352 | 119 | 354 | 454 | - | -31 | 163 | 127 |
Earnings From Continuing Operations | 1,974 | 1,883 | 1,978 | 1,886 | 1,883 | 1,848 | 1,974 | 2,038 | 1,982 | 1,766 | 1,810 | 1,788 | 1,879 | 1,197 | 1,605 | 1,286 | 1,356 | 1,147 | 1,224 | 1,263 |
Minority Interest in Earnings | - | -138 | - | -70 | - | -161 | - | -94 | - | -144 | - | -78 | - | -113 | - | -50 | - | -174 | - | -103 |
Net Income | 1,974 | 1,745 | 1,978 | 1,816 | 1,883 | 1,687 | 1,974 | 1,944 | 1,982 | 1,622 | 1,810 | 1,710 | 1,879 | 1,084 | 1,605 | 1,236 | 1,356 | 973 | 1,224 | 1,160 |
Preferred Dividends & Other Adjustments | - | 85 | - | - | - | 64 | - | - | - | 66 | - | - | - | - | - | - | - | 46 | - | - |
Net Income to Common | 1,974 | 1,660 | 1,978 | 1,816 | 1,883 | 1,623 | 1,974 | 1,944 | 1,982 | 1,556 | 1,810 | 1,710 | 1,879 | 1,084 | 1,605 | 1,236 | 1,356 | 927 | 1,224 | 1,160 |
Net Income Growth | 4.83% | 3.44% | 0.20% | -6.58% | -5.00% | 4.01% | 9.06% | 13.68% | 5.48% | 49.63% | 12.77% | 38.35% | 38.57% | 11.41% | 31.13% | 6.55% | -9.66% | -13.97% | 19.07% | 58.90% |
Basic Shares Outstanding | 4,490 | 4,490 | - | 4,496 | - | 4,500 | - | 4,494 | - | 4,494 | - | 4,495 | - | 4,495 | - | 4,495 | - | 4,492 | - | 4,505 |
Diluted Shares Outstanding | 4,490 | 4,490 | - | 4,496 | - | 4,500 | - | 4,494 | - | 4,494 | - | 4,495 | - | 4,495 | - | 4,495 | - | 4,492 | - | 4,505 |
Shares Change (YoY) | - | -0.22% | - | 0.04% | - | 0.13% | - | -0.02% | - | -0.02% | - | - | - | 0.07% | - | -0.22% | - | 0.40% | - | 2.27% |
EPS (Basic) | 0.44 | 0.37 | - | 0.40 | - | 0.36 | - | 0.43 | - | 0.35 | - | 0.38 | - | 0.24 | - | 0.27 | - | 0.21 | - | 0.26 |
EPS (Diluted) | 0.44 | 0.37 | - | 0.40 | - | 0.36 | - | 0.43 | - | 0.35 | - | 0.38 | - | 0.24 | - | 0.27 | - | 0.21 | - | 0.26 |
EPS Growth | - | 2.69% | - | -6.63% | - | 3.65% | - | 13.71% | - | 43.58% | - | 38.35% | - | 17.29% | - | 6.79% | - | -14.67% | - | 55.39% |
Dividend Per Share | - | 0.420 | - | 0.410 | - | 0.410 | - | 0.440 | - | 0.420 | - | 0.400 | - | 0.680 | - | 0.280 | - | 0.530 | - | 0.250 |
Dividend Growth | - | 2.44% | - | -6.82% | - | -2.38% | - | 10.00% | - | -38.23% | - | 42.86% | - | 28.30% | - | 12.00% | - | 233.33% | - | 57.23% |
Effective Tax Rate | 18.23% | 10.88% | 17.99% | 18.04% | 18.02% | 2.12% | 18.23% | 12.65% | 15.33% | 48.93% | - | 14.78% | 15.78% | 9.04% | 18.07% | 26.09% | - | - | 11.75% | 9.14% |