Oversea-Chinese Banking Corporation Limited (SGX:O39)
Singapore flag Singapore · Delayed Price · Currency is SGD
31.70
+0.20 (0.63%)
Aug 14, 2026, 1:40 PM SGT

SGX:O39 Financials Overview

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,69913,94913,78312,77410,7029,723
Revenue Growth
7.16%1.20%7.90%19.36%10.07%20.10%
Net Income
7,8337,3377,5236,9555,5264,812
Earnings Per Share
1.741.631.671.551.221.07
EPS Growth
8.18%-2.40%7.93%26.83%14.02%33.86%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Global Consumer / Private Banking Total Income
5,5625,4135,2055,1133,9143,718
Global Wholesale Banking Total Income
5,9425,9256,0756,1674,6823,643
Global Treasury and Markets Total Income
1,4961,4109963529921,209
Insurance Total Income
2,0581,7221,4261,1268991,594
Other Segment Total Income
352144771749799432

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
90,18775,25688,12385,30380,81557,437
Total Debt
52,21444,81448,02540,49137,98629,413
Net Cash (Debt)
37,97330,44240,09844,81242,82928,024
Net Cash Growth
-16.55%-24.08%-10.52%4.63%52.83%-6.46%
Net Cash Per Share
8.456.778.919.969.466.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-68,578-32,156-22,767-5,414-393-11,880
Capital Expenditures
-1,224-983-614-537-479-443
Free Cash Flow
-69,802-33,139-23,381-5,951-872-12,323
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
53.29%52.60%54.58%54.45%51.63%49.49%
FCF Margin
-474.88%-237.57%-169.64%-46.59%-8.15%-126.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1000.8300.8500.8200.6800.530
Dividend Per Share Growth
7.14%-2.35%3.66%20.59%28.30%66.67%
Dividend Yield
3.53%4.31%5.55%7.30%6.89%6.00%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.0912.099.988.409.9110.64
Forward PE
17.7012.0910.127.888.0710.04
PS Ratio
9.626.365.454.575.125.27