Oversea-Chinese Banking Corporation Limited (SGX:O39)
Singapore flag Singapore · Delayed Price · Currency is SGD
27.80
-0.11 (-0.39%)
Nov 4, 2026, 9:03 AM SGT

SGX:O39 Financials Overview

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,69913,94913,78312,77410,7029,723
Revenue Growth
7.16%1.20%7.90%19.36%10.07%20.10%
Net Income
7,8337,3377,5236,9555,5264,812
Earnings Per Share
1.741.631.671.551.221.07
EPS Growth
8.18%-2.40%7.93%26.83%14.02%33.86%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Global Consumer / Private Banking Total Income
5,5625,4135,2055,1133,9143,718
Global Wholesale Banking Total Income
5,9425,9256,0756,1674,6823,643
Global Treasury and Markets Total Income
1,4961,4109963529921,209
Insurance Total Income
2,0581,7221,4261,1268991,594
Other Segment Total Income
352144771749799432

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
90,18775,25688,12385,30380,81557,437
Total Debt
52,21444,81448,02540,49137,98629,413
Net Cash (Debt)
37,97330,44240,09844,81242,82928,024
Net Cash Growth
-16.55%-24.08%-10.52%4.63%52.83%-6.46%
Net Cash Per Share
8.456.778.919.969.466.24

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-68,578-32,156-22,767-5,414-393-11,880
Capital Expenditures
-1,224-983-614-537-479-443
Free Cash Flow
-69,802-33,139-23,381-5,951-872-12,323
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
53.29%52.60%54.58%54.45%51.63%49.49%
FCF Margin
-474.88%-237.57%-169.64%-46.59%-8.15%-126.74%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1000.8300.8500.8200.6800.530
Dividend Per Share Growth
7.14%-2.35%3.66%20.59%28.30%66.67%
Dividend Yield
3.96%4.20%5.09%6.31%5.58%4.65%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.9612.099.988.409.9110.64
Forward PE
15.2812.0910.127.888.0710.04
PS Ratio
8.536.365.454.575.125.27