Oversea-Chinese Banking Corporation Limited (SGX:O39)
Singapore flag Singapore · Delayed Price · Currency is SGD
29.09
+0.19 (0.66%)
Jul 24, 2026, 5:14 PM SGT

SGX:O39 Financials Overview

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,11813,94913,78312,77410,7029,723
Revenue Growth
2.54%1.20%7.90%19.36%10.07%20.10%
Net Income
7,4287,3377,5236,9555,5264,812
Earnings Per Share
1.651.631.671.551.221.07
EPS Growth
--2.40%7.93%26.83%14.02%33.86%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Global Consumer / Private Banking Total Income
5,4515,4135,2055,1133,9143,718
Global Wholesale Banking Total Income
5,9245,9256,0756,1674,6823,643
Global Treasury and Markets Total Income
1,3731,4109963529921,209
Insurance Total Income
1,7221,7221,4261,1268991,594
Other Segment Total Income
144144771749799432

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
75,25675,25688,12385,30380,81557,437
Total Debt
44,81444,81448,02540,49137,98629,413
Net Cash (Debt)
30,44230,44240,09844,81242,82928,024
Net Cash Growth
-33.64%-24.08%-10.52%4.63%52.83%-6.46%
Net Cash Per Share
6.786.778.919.969.466.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--32,156-22,767-5,414-393-11,880
Capital Expenditures
--983-614-537-479-443
Free Cash Flow
--33,139-23,381-5,951-872-12,323
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
52.61%52.60%54.58%54.45%51.63%49.49%
FCF Margin
--237.57%-169.64%-46.59%-8.15%-126.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9900.8300.8500.8200.6800.530
Dividend Per Share Growth
-1.98%-2.35%3.66%20.59%28.30%66.67%
Dividend Yield
3.40%4.31%5.55%7.30%6.89%6.00%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.6012.099.988.409.9110.64
Forward PE
16.8912.0910.127.888.0710.04
PS Ratio
9.256.365.454.575.125.27