Hong Leong Finance Limited (SGX:S41)

Hong Leong Finance Income Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	334.91	383.75	504.82	498.4	307.34	224.43
Interest Income on Investments	41.88	60.96	88.48	70.7	29.84	15.54
Total Interest Income	376.79	444.71	593.29	569.1	337.18	239.98
Interest Paid on Deposits	200.69	276.13	368.24	366.89	94.94	62.01
Net Interest Income	176.1	168.57	225.05	202.21	242.23	177.97
Net Interest Income Growth	4.47%	-25.10%	11.30%	-16.52%	36.11%	21.19%
Gain (Loss) on Sale of Assets	-0.01	-0.01	-	-0	-	-0
Other Non-Interest Income	18.65	14.87	8.23	10.1	16.51	11.45
Total Non-Interest Income	18.65	14.87	8.23	10.1	16.51	11.45
Non-Interest Income Growth	25.41%	80.62%	-18.49%	-38.83%	44.16%	-4.12%
Revenues Before Loan Losses	194.75	183.44	233.28	212.31	258.74	189.42
Provision for Loan Losses	-0.43	-4.26	-0.28	-4.63	2.75	0.06
Revenue	195.17	187.7	233.57	216.93	255.99	189.36
Revenue Growth	3.98%	-19.64%	7.67%	-15.26%	35.19%	25.35%
Salaries and Employee Benefits	84.15	81.6	81.16	80.08	73.06	64.09
Occupancy Expenses	9.79	9.29	8.5	7.56	7.94	8.01
Selling, General & Administrative	0.57	0.57	0.54	0.5	0.39	0.48
Other Non-Interest Expense	21.76	20.73	18.61	16.77	17.48	14.84
Total Non-Interest Expense	116.26	112.19	108.8	104.91	98.88	87.41
EBT Excluding Unusual Items	78.91	75.51	124.76	112.03	157.11	101.94
Pretax Income	78.91	75.51	124.76	112.03	157.11	101.94
Income Tax Expense	13.37	12.79	20.68	18.66	26.23	17.12
Net Income	65.55	62.72	104.08	93.37	130.88	84.82
Net Income to Common	65.55	62.72	104.08	93.37	130.88	84.82
Net Income Growth	4.51%	-39.74%	11.47%	-28.66%	54.30%	32.72%
Basic Shares Outstanding	450	449	449	448	448	448
Diluted Shares Outstanding	450	450	449	449	448	448
Shares Change	0.11%	0.16%	0.02%	0.09%	0.10%	0.05%
EPS (Basic)	0.15	0.14	0.23	0.21	0.29	0.19
EPS (Diluted)	0.15	0.14	0.23	0.21	0.29	0.19
EPS Growth	4.40%	-39.85%	11.44%	-28.71%	54.12%	32.63%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.090	0.089	0.138	0.125	0.170	0.120
Dividend Growth	1.12%	-35.27%	10.00%	-26.47%	41.67%	33.33%
Effective Tax Rate	16.94%	16.94%	16.58%	16.65%	16.70%	16.80%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 14, 2026

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