United Overseas Bank Limited (SGX:U11)
Singapore · Delayed Price · Currency is SGD 38.31
-0.49 (-1.26%)
Jun 4, 2026, 5:13 PM SGT
United Overseas Bank Balance Sheet
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
Cash & Equivalents | - | 28,913 | - | 28,507 | - | 31,805 | - | 29,780 | - | 45,731 | - | 48,420 | - | 43,262 | - | 42,486 | - | 30,972 | - | 31,912 |
Investment Securities | - | 148,741 | - | 127,576 | - | 130,265 | - | 123,870 | - | 121,172 | - | 100,127 | - | 103,729 | - | 97,793 | - | 91,553 | - | 89,453 |
Trading Asset Securities | - | 16,449 | - | 16,788 | - | 15,924 | - | 13,543 | - | 13,967 | - | 18,358 | - | 18,408 | - | 16,225 | - | 11,150 | - | 11,981 |
Total Investments | - | 165,190 | - | 144,364 | - | 146,189 | - | 137,413 | - | 135,139 | - | 118,485 | - | 122,137 | - | 114,018 | - | 102,703 | - | 101,434 |
Gross Loans | - | 352,180 | - | 342,900 | - | 337,831 | - | 327,600 | - | 321,150 | - | 318,978 | - | 319,663 | - | 321,677 | - | 310,800 | - | 298,597 |
Allowance for Loan Losses | - | -4,303 | - | -3,929 | - | -3,901 | - | -4,000 | - | -4,145 | - | -4,329 | - | -4,308 | - | -4,148 | - | -4,087 | - | -4,205 |
Net Loans | - | 347,877 | - | 338,971 | - | 333,930 | - | 323,600 | - | 317,005 | - | 314,649 | - | 315,355 | - | 317,529 | - | 306,713 | - | 294,392 |
Property, Plant & Equipment | - | 4,791 | - | 4,536 | - | 4,169 | - | 3,920 | - | 3,782 | - | 3,582 | - | 3,453 | - | 3,218 | - | 3,182 | - | 3,124 |
Goodwill | - | 4,770 | - | - | - | 4,773 | - | - | - | 4,767 | - | - | - | 4,703 | - | 4,142 | - | - | - | 4,144 |
Other Intangible Assets | - | 183 | - | 4,940 | - | 206 | - | 4,937 | - | 217 | - | 4,891 | - | 197 | - | - | - | 4,145 | - | - |
Investments in Real Estate | - | 663 | - | 664 | - | 683 | - | 691 | - | 726 | - | 737 | - | 746 | - | 797 | - | 829 | - | 827 |
Accrued Interest Receivable | - | 2,544 | - | - | - | 2,351 | - | - | - | 2,679 | - | - | - | 2,077 | - | - | - | - | - | - |
Other Receivables | - | 1,787 | - | - | - | 1,999 | - | - | - | 2,359 | - | - | - | 2,762 | - | - | - | - | - | - |
Restricted Cash | - | 6,829 | - | 6,680 | - | 6,772 | - | 6,345 | - | 6,619 | - | 6,556 | - | 6,157 | - | 5,320 | - | 5,586 | - | 5,443 |
Long-Term Deferred Tax Assets | - | 707 | - | 685 | - | 657 | - | 1,031 | - | 752 | - | 687 | - | 560 | - | 596 | - | 510 | - | 446 |
Other Real Estate Owned & Foreclosed | - | 20 | - | 45 | - | 80 | - | 64 | - | 91 | - | 90 | - | 94 | - | 48 | - | 47 | - | 40 |
Other Long-Term Assets | - | 7,787 | - | 8,446 | - | 4,050 | - | 8,962 | - | 3,653 | - | 7,466 | - | 2,757 | - | 5,134 | - | 4,636 | - | 4,744 |
Total Assets | - | 572,061 | - | 537,838 | - | 537,664 | - | 516,743 | - | 523,520 | - | 505,563 | - | 504,260 | - | 493,288 | - | 459,323 | - | 446,506 |
Accrued Expenses | - | 1,572 | - | - | - | 1,783 | - | - | - | 1,908 | - | - | - | 1,675 | - | - | - | - | - | - |
Interest Bearing Deposits | - | 338,723 | - | 324,713 | - | 321,102 | - | 321,153 | - | 327,891 | - | 311,607 | - | 306,938 | - | 295,555 | - | 269,570 | - | 272,628 |
Non-Interest Bearing Deposits | - | 115,952 | - | 103,518 | - | 102,611 | - | 93,285 | - | 89,949 | - | 89,179 | - | 86,152 | - | 93,959 | - | 98,624 | - | 85,214 |
Total Deposits | - | 454,675 | - | 428,231 | - | 423,713 | - | 414,438 | - | 417,840 | - | 400,786 | - | 393,090 | - | 389,514 | - | 368,194 | - | 357,842 |
Short-Term Borrowings | - | 29,438 | - | 24,455 | - | 28,915 | - | 21,361 | - | 24,558 | - | 23,351 | - | 33,296 | - | 28,795 | - | 18,790 | - | 18,998 |
Current Portion of Long-Term Debt | - | - | - | 5,542 | - | - | - | 8,531 | - | - | - | 4,634 | - | - | - | 1,921 | - | 3,209 | - | 1,956 |
Current Portion of Leases | - | 91 | - | - | - | 97 | - | - | - | 82 | - | - | - | 68 | - | - | - | - | - | - |
Current Income Taxes Payable | - | 610 | - | 877 | - | 751 | - | 783 | - | 909 | - | 833 | - | 802 | - | 703 | - | 563 | - | 458 |
Accrued Interest Payable | - | 1,083 | - | - | - | 1,505 | - | - | - | 2,078 | - | - | - | 1,173 | - | - | - | - | - | - |
Other Current Liabilities | - | 566 | - | 853 | - | 665 | - | 888 | - | 900 | - | 922 | - | 788 | - | 942 | - | 977 | - | 1,105 |
Long-Term Debt | - | 26,517 | - | 19,031 | - | 24,966 | - | 14,089 | - | 23,490 | - | 20,420 | - | 23,515 | - | 21,480 | - | 17,229 | - | 16,337 |
Long-Term Leases | - | 183 | - | - | - | 180 | - | - | - | 182 | - | - | - | 186 | - | - | - | - | - | - |
Long-Term Deferred Tax Liabilities | - | 347 | - | 324 | - | 320 | - | 783 | - | 513 | - | 436 | - | 360 | - | 400 | - | 431 | - | 423 |
Other Long-Term Liabilities | - | 5,486 | - | 7,952 | - | 4,812 | - | 8,312 | - | 4,592 | - | 8,251 | - | 5,701 | - | 7,048 | - | 7,069 | - | 7,137 |
Total Liabilities | - | 520,568 | - | 487,265 | - | 487,707 | - | 469,185 | - | 477,052 | - | 459,633 | - | 460,654 | - | 450,803 | - | 416,462 | - | 404,256 |
Preferred Stock, Redeemable | - | 749 | - | 749 | - | 749 | - | 749 | - | 749 | - | 1,628 | - | 2,777 | - | 1,628 | - | 1,628 | - | 1,628 |
Preferred Stock, Non-Redeemable | - | 1,999 | - | 1,999 | - | 1,999 | - | 1,999 | - | 1,999 | - | 1,999 | - | - | - | 749 | - | 749 | - | 749 |
Total Preferred Equity | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 2,748 | 3,627 | 3,627 | 2,777 | 2,777 | 2,377 | 2,377 | 2,377 | 2,377 | 2,377 | 2,377 |
Common Stock | - | 5,292 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 | - | 5,351 |
Retained Earnings | - | 42,050 | - | 35,011 | - | 41,841 | - | 33,234 | - | 38,796 | - | 30,527 | - | 35,893 | - | 27,419 | - | 26,431 | - | 25,432 |
Treasury Stock | - | -440 | - | -464 | - | -390 | - | -319 | - | -347 | - | -279 | - | -273 | - | -273 | - | -337 | - | -207 |
Comprehensive Income & Other | - | 1,598 | - | 7,700 | - | 183 | - | 6,329 | - | -322 | - | 6,463 | - | -382 | - | 7,383 | - | 8,811 | - | 9,078 |
Total Common Equity | 48,500 | 48,500 | 47,598 | 47,598 | 46,985 | 46,985 | 44,595 | 44,595 | 43,478 | 43,478 | 42,062 | 42,062 | 40,589 | 40,589 | 39,880 | 39,880 | 40,256 | 40,256 | 39,654 | 39,654 |
Minority Interest | - | 245 | - | 227 | - | 224 | - | 215 | - | 242 | - | 241 | - | 240 | - | 228 | - | 228 | - | 219 |
Shareholders' Equity | 51,493 | 51,493 | 50,573 | 50,573 | 49,957 | 49,957 | 47,558 | 47,558 | 46,468 | 46,468 | 45,930 | 45,930 | 43,606 | 43,606 | 42,485 | 42,485 | 42,861 | 42,861 | 42,250 | 42,250 |
Total Liabilities & Equity | - | 572,061 | - | 537,838 | - | 537,664 | - | 516,743 | - | 523,520 | - | 505,563 | - | 504,260 | - | 493,288 | - | 459,323 | - | 446,506 |
Total Debt | 56,229 | 56,229 | 49,028 | 49,028 | 54,158 | 54,158 | 43,981 | 43,981 | 48,312 | 48,312 | 48,405 | 48,405 | 56,811 | 57,065 | 52,196 | 52,196 | 39,406 | 39,228 | 37,291 | 37,291 |
Net Cash (Debt) | 22,087 | 22,087 | 24,128 | 24,128 | 31,003 | 31,003 | 34,651 | 34,651 | 46,478 | 46,479 | 44,679 | 44,679 | 40,272 | 40,015 | 39,400 | 39,400 | 41,628 | 41,810 | 44,705 | 44,705 |
Net Cash Growth | -28.76% | -28.76% | -30.37% | -30.37% | -33.30% | -33.30% | -22.45% | -22.45% | 15.41% | 16.15% | 13.40% | 13.40% | -3.26% | -4.29% | -11.87% | -11.87% | -9.33% | -8.93% | -10.73% | -10.73% |
Net Cash Per Share | 13.37 | 13.37 | - | 14.51 | - | 18.55 | - | 20.70 | - | 27.79 | - | 26.68 | - | 23.90 | - | 23.53 | - | 25.01 | - | 26.66 |
Filing Date Shares Outstanding | 1,652 | 1,652 | - | 1,663 | - | 1,672 | - | 1,674 | - | 1,672 | - | 1,675 | - | 1,675 | - | 1,675 | - | 1,672 | - | 1,677 |
Total Common Shares Outstanding | 1,652 | 1,652 | - | 1,663 | - | 1,672 | - | 1,674 | - | 1,672 | - | 1,675 | - | 1,675 | - | 1,675 | - | 1,672 | - | 1,677 |
Book Value Per Share | 29.36 | 29.36 | 28.62 | 28.62 | 28.11 | 28.11 | 26.64 | 26.64 | 26.00 | 26.00 | 25.11 | 25.11 | 24.24 | 24.24 | 23.81 | 23.81 | 24.08 | 24.08 | 23.65 | 23.65 |
Tangible Book Value | 43,547 | 43,547 | 42,658 | 42,658 | 42,006 | 42,006 | 39,658 | 39,658 | 38,494 | 38,494 | 37,171 | 37,171 | 35,689 | 35,689 | 35,738 | 35,738 | 36,111 | 36,111 | 35,510 | 35,510 |
Tangible Book Value Per Share | 26.36 | 26.36 | 25.65 | 25.65 | 25.13 | 25.13 | 23.69 | 23.69 | 23.02 | 23.02 | 22.19 | 22.19 | 21.31 | 21.31 | 21.34 | 21.34 | 21.60 | 21.60 | 21.18 | 21.18 |