United Overseas Bank Limited (SGX:U11)

United Overseas Bank Statistics

Total Valuation

SGX:U11 has a market cap or net worth of SGD 61.75 billion.

Market Cap	61.75B
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Friday, August 7, 2026.

Earnings Date	Aug 7, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

SGX:U11 has 1.65 billion shares outstanding.

Current Share Class	1.65B
Shares Outstanding	1.65B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.78%
Owned by Institutions (%)	20.53%
Float	1.16B

Valuation Ratios

The trailing PE ratio is 13.60 and the forward PE ratio is 10.96. SGX:U11's PEG ratio is 0.88.

PE Ratio	13.60
Forward PE	10.96
PS Ratio	5.31
PB Ratio	1.20
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.88

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.28%
Revenue Per Employee	372,109
Profits Per Employee	145,282
Employee Count	31,222
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SGX:U11 has paid 904.00 million in taxes.

Income Tax	904.00M
Effective Tax Rate	16.30%

Stock Price Statistics

The stock price has increased by +5.43% in the last 52 weeks. The beta is 0.37, so SGX:U11's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	+5.43%
50-Day Moving Average	36.71
200-Day Moving Average	35.89
Relative Strength Index (RSI)	59.70
Average Volume (20 Days)	2,755,120

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SGX:U11 had revenue of SGD 11.62 billion and earned 4.54 billion in profits. Earnings per share was 2.75.

Revenue	11.62B
Gross Profit	11.62B
Operating Income	5.50B
Pretax Income	5.55B
Net Income	4.54B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.75

Balance Sheet

The company has 78.32 billion in cash and 56.23 billion in debt, with a net cash position of 22.09 billion or 13.36 per share.

Cash & Cash Equivalents	78.32B
Total Debt	56.23B
Net Cash	22.09B
Net Cash Per Share	13.36
Equity (Book Value)	51.49B
Book Value Per Share	29.36
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.31%
Pretax Margin	47.74%
Profit Margin	39.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.56, which amounts to a dividend yield of 4.18%.

Dividend Per Share	1.56
Dividend Yield	4.18%
Dividend Growth (YoY)	-11.71%
Years of Dividend Growth	4
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	4.20%
Earnings Yield	7.35%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 5, 1999. It was a forward split with a ratio of 1.05236.

Last Split Date	Nov 5, 1999
Split Type	Forward
Split Ratio	1.05236

Scores

Altman Z-Score	n/a
Piotroski F-Score	1