United Overseas Bank Limited (SGX:U11)
| Market Cap | 66.87B +15.1% |
| Revenue (ttm) | 11.82B -11.3% |
| Net Income | 4.68B -20.0% |
| EPS | 2.83 -19.7% |
| Shares Out | 1.65B |
| PE Ratio | 14.31 |
| Forward PE | 12.15 |
| Dividend | 1.56 (3.85%) |
| Ex-Dividend Date | Aug 17, 2026 |
| Volume | 2,957,500 |
| Open | 40.80 |
| Previous Close | 40.53 |
| Day's Range | 40.70 - 40.95 |
| 52-Week Range | 33.25 - 45.15 |
| Beta | 0.38 |
| Analysts | Hold |
| Price Target | 42.78 (+5.03%) |
| Earnings Date | Aug 7, 2026 |
About United Overseas Bank
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services. In addition, the company offers inw... [Read more]
Financial Performance
In 2025, United Overseas Bank's revenue was 11.77 billion, a decrease of -11.98% compared to the previous year's 13.37 billion. Earnings were 4.59 billion, a decrease of -22.90%.
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for U11 stock is "Hold." The 12-month stock price target is $42.78, which is an increase of 5.03% from the latest price.
News
Singapore's UOB appoints Tan Choon Hin as head of ASEAN and Greater China in new role
Singapore's United Overseas Bank, or UOB , has appointed Tan Choon Hin as head of ASEAN and Greater China, effective September 1, it said in a statement on Tuesday.
United Overseas Bank downgraded to Sell from Neutral at Citi
Citi downgraded United Overseas Bank (UOVEY) to Sell from Neutral with a price target of S$38, down from S$41.80. The firm expects the company’s earnings estimates to move lower on…
United Overseas Bank Earnings Call Transcript: Q2 2026
Net profit rose 10% YoY in Q2 and 3% YoY in H1, driven by strong ASEAN franchise and wealth growth. Asset quality remains stable, with provisions for a single Greater China real estate exposure. Strategic partnership with Allianz and disciplined capital management support long-term growth.
United Overseas Bank Slides: Q2 2026
United Overseas Bank has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 7, 2026.
United Overseas Bank Quarterly report: Q2 2026
United Overseas Bank has published its Q2 2026 quarterly earnings report on August 7, 2026.
United Overseas Bank Earnings release: Q2 2026
United Overseas Bank released its Q2 2026 earnings on August 7, 2026, summarizing the period's financial results.
United Overseas Bank Slides: Investor update
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on June 22, 2026.
United Overseas Bank Slides: Investor presentation
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on May 12, 2026.
United Overseas Bank Earnings Call Transcript: Q1 2026
Q1 net profit reached SGD 1.4 billion, up 2% quarter-on-quarter but down 4% year-on-year, with stable NIM and strong asset quality. Integration of Citi portfolio is complete, supporting long-term growth ambitions, including doubling wealth income by 2030.
United Overseas Bank Earnings release: Q1 2026
United Overseas Bank released its Q1 2026 earnings on May 6, 2026, summarizing the period's financial results.
United Overseas Bank Slides: Q1 2026
United Overseas Bank has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 6, 2026.
United Overseas Bank Slides: Investor presentation
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on March 1, 2026.
United Overseas Bank Earnings Call Transcript: H2 2025
Full-year 2025 net profit reached SGD 4.7 billion, with resilient operating profit and record fee income offsetting lower net interest margins. Strong capital and liquidity positions, robust ASEAN growth, and disciplined cost management underpin a positive outlook, despite ongoing macroeconomic uncertainties.
United Overseas Bank Annual report: H2 2025
United Overseas Bank has published its H2 2025 annual report on February 23, 2026.
United Overseas Bank Slides: H2 2025
United Overseas Bank has posted slides in relation to its H2 2025 quarterly earnings report, which was published on February 23, 2026.
United Overseas Bank Earnings release: H2 2025
United Overseas Bank released its H2 2025 earnings on February 23, 2026, summarizing the period's financial results.
United Overseas Bank downgraded to Neutral from Buy at Goldman Sachs
Goldman Sachs downgraded United Overseas Bank (UOVEY) to Neutral from Buy with a S$38 price target The firm believes concerns over the bank’s asset quality are likely to limit the…
United Overseas Bank Earnings Call Transcript: Q3 2025
Q3 2025 saw SGD 1.9B operating profit, robust loan and fee growth, and a major SGD 615M preemptive provision to strengthen coverage amid U.S. and Greater China CRE headwinds. CET1 ratio is 14.6%, share buyback and dividend policies remain unchanged.
United Overseas Bank Earnings release: Q3 2025
United Overseas Bank released its Q3 2025 earnings on November 5, 2025, summarizing the period's financial results.
United Overseas Bank Slides: Q3 2025
United Overseas Bank has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 5, 2025.
United Overseas Bank downgraded to Underweight from Neutral at JPMorgan
JPMorgan downgraded United Overseas Bank (UOVEY) to Underweight from Neutral with a price target of S$32.50, down from S$36.50. United Overseas has delivered Return on Equity with the least volatility...
United Overseas Bank Earnings Call Transcript: H1 2025
Operating profit rose 3% year-on-year in H1 2025, but net profit fell 3% to SGD 2.8 billion due to higher reserves and flat net interest income. Fee income and CASA deposits showed strong growth, while NIM compressed and loan growth guidance was trimmed amid macro uncertainties.
United Overseas Bank Quarterly report: H1 2025
United Overseas Bank has published its H1 2025 quarterly earnings report on August 6, 2025.
United Overseas Bank Slides: H1 2025
United Overseas Bank has posted slides in relation to its H1 2025 quarterly earnings report, which was published on August 6, 2025.
United Overseas Bank Earnings release: H1 2025
United Overseas Bank released its H1 2025 earnings on August 6, 2025, summarizing the period's financial results.