United Overseas Bank Limited (SGX:U11)

United Overseas Bank Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	62,881	60,727	47,581	51,411	44,979	37,789
Market Cap Growth	27.63%	27.63%	-7.45%	14.30%	19.03%	-14.23%
Last Close Price	37.57	36.33	26.86	27.43	23.06	18.65
PE Ratio	10.61	10.20	8.50	11.43	11.24	13.38
PS Ratio	4.70	4.54	3.66	4.69	4.93	4.96
PB Ratio	1.34	1.22	1.02	1.18	1.05	0.92
Debt / Equity Ratio	1.08	1.08	1.04	1.31	0.92	1.00
Return on Equity (ROE)	12.57%	12.57%	12.71%	10.60%	9.73%	7.23%
Return on Assets (ROA)	1.14%	1.14%	1.11%	0.95%	0.92%	0.70%
Earnings Yield	9.47%	9.95%	12.00%	8.89%	9.06%	7.71%
FCF Yield	-30.06%	-31.13%	-35.86%	-37.17%	-73.82%	-14.26%
Dividend Yield	4.90%	4.96%	6.33%	4.92%	5.20%	4.18%
Payout Ratio	49.69%	49.69%	49.01%	45.73%	41.52%	54.72%
Buyback Yield / Dilution	-0.01%	-0.01%	-0.02%	0.05%	-0.26%	-0.21%
Total Shareholder Return	4.88%	4.94%	6.31%	4.97%	4.94%	3.97%

Updated Mar 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.