United Overseas Bank Limited (SGX: U11)

United Overseas Bank Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 4, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	53,715	47,581	51,411	44,979	37,789	44,061
Market Cap Growth	11.82%	-7.45%	14.30%	19.03%	-14.23%	7.66%
Last Close Price	32.13	26.86	27.43	23.06	18.65	20.66
PE Ratio	9.63	8.07	10.24	9.69	11.10	8.13
PS Ratio	4.11	3.66	4.69	4.93	4.96	4.59
PB Ratio	1.21	1.02	1.18	1.05	0.92	1.11
P/FCF Ratio	-1.80	-2.79	-2.69	-1.35	-7.01	-4.35
P/OCF Ratio	-1.85	-2.94	-2.79	-1.38	-7.83	-4.61
Debt / Equity Ratio	0.92	1.04	1.31	0.92	1.00	0.80
Debt / FCF Ratio	-1.51	-2.83	-2.99	-1.18	-7.67	-3.17
Return on Equity (ROE)	12.22%	12.71%	10.60%	9.73%	7.23%	11.23%
Return on Assets (ROA)	1.12%	1.11%	0.95%	0.92%	0.70%	1.10%
Earnings Yield	10.38%	12.00%	8.90%	9.06%	7.71%	9.86%
FCF Yield	-54.29%	-35.86%	-37.17%	-73.82%	-14.26%	-22.98%
Dividend Yield	5.49%	6.33%	4.92%	5.20%	4.18%	5.32%
Payout Ratio	52.12%	49.01%	45.72%	41.52%	54.72%	42.34%
Buyback Yield / Dilution	0.06%	-0.02%	1.85%	-2.10%	-0.22%	-0.12%
Total Shareholder Return	5.56%	6.31%	6.77%	3.11%	3.97%	5.20%

Source: S&P Capital IQ. Banks template. Financial Sources.