United Overseas Bank Limited (SGX:U11)
Singapore flag Singapore · Delayed Price · Currency is SGD
43.14
-0.36 (-0.83%)
Jul 28, 2026, 5:04 PM SGT

United Overseas Bank Ratios and Metrics

Millions SGD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
71,77357,92560,72747,58151,41144,979
Market Cap Growth
16.37%-4.61%27.63%-7.45%14.30%19.03%
Last Close Price
43.5034.3933.4224.7125.2421.21

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.8412.6210.208.5011.4311.24
PS Ratio
6.184.924.543.664.694.93
PB Ratio
1.391.131.221.021.181.05

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.091.091.081.041.310.92
Net Debt / Equity Ratio
-0.43-0.43-0.62-1.00-0.92-0.97
Net Debt / FCF Ratio
-0.711.642.722.091.25
Return on Equity (ROE)
-9.26%12.57%12.71%10.60%9.73%
Return on Assets (ROA)
-0.85%1.14%1.11%0.95%0.92%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.32%8.08%9.95%12.00%8.89%9.06%
FCF Yield
-43.64%-54.07%-31.13%-35.86%-37.17%-73.82%
Dividend Yield
3.59%4.54%5.39%6.88%5.35%5.66%
Payout Ratio
65.93%83.04%49.69%49.01%45.73%41.52%
Buyback Yield / Dilution
-0.58%-0.01%-0.02%0.05%-0.26%
Total Shareholder Return
3.60%5.12%5.37%6.86%5.40%5.39%