United Overseas Bank Limited (SGX:U11)

Singapore · Delayed Price · Currency is SGD

36.88

-0.93 (-2.46%)

Nov 6, 2026, 5:12 PM SGT

United Overseas Bank Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	60,850	57,925	60,727	47,581	51,411	44,979
Market Cap Growth	5.41%	-4.61%	27.63%	-7.45%	14.30%	19.03%
Last Close Price	36.88	33.66	32.72	24.19	24.71	20.77

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.10	12.62	10.20	8.50	11.43	11.24
PS Ratio	4.72	4.92	4.54	3.66	4.69	4.93
PB Ratio	1.14	1.13	1.22	1.02	1.18	1.05

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	1.03	1.09	1.08	1.04	1.31	0.92
Net Debt / Equity Ratio	-0.53	-0.43	-0.62	-1.00	-0.92	-0.97
Net Debt / FCF Ratio	-	0.71	1.64	2.72	2.09	1.25
Return on Equity (ROE)	-	9.26%	12.57%	12.71%	10.60%	9.73%
Return on Assets (ROA)	-	0.85%	1.14%	1.11%	0.95%	0.92%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	9.01%	8.08%	9.95%	12.00%	8.89%	9.06%
FCF Yield	-69.63%	-54.07%	-31.13%	-35.86%	-37.17%	-73.82%
Dividend Yield	4.23%	4.45%	4.96%	5.97%	4.40%	4.46%
Payout Ratio	47.87%	83.04%	49.69%	49.01%	45.73%	41.52%
Buyback Yield / Dilution	-	0.58%	-0.01%	-0.02%	0.05%	-0.26%
Total Shareholder Return	4.23%	5.03%	4.94%	5.95%	4.45%	4.20%