United Overseas Bank Statistics

Total Valuation

SGX:U11 has a market cap or net worth of SGD 58.80 billion.

Market Cap	58.80B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, May 7, 2025.

Earnings Date	May 7, 2025
Ex-Dividend Date	Aug 15, 2025

Share Statistics

SGX:U11 has 1.67 billion shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	1.67B
Shares Outstanding	1.67B
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.73%
Owned by Institutions (%)	20.37%
Float	1.17B

Valuation Ratios

The trailing PE ratio is 9.97 and the forward PE ratio is 9.85. SGX:U11's PEG ratio is 1.35.

PE Ratio	9.97
Forward PE	9.85
PS Ratio	4.40
PB Ratio	1.18
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.35

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.57%.

Return on Equity (ROE)	12.57%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	416,825
Profits Per Employee	185,588
Employee Count	32,071
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +14.60% in the last 52 weeks. The beta is 0.55, so SGX:U11's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+14.60%
50-Day Moving Average	35.22
200-Day Moving Average	35.20
Relative Strength Index (RSI)	47.01
Average Volume (20 Days)	3,173,692

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SGX:U11 had revenue of SGD 13.37 billion and earned 5.95 billion in profits. Earnings per share was 3.54.

Revenue	13.37B
Gross Profit	13.37B
Operating Income	7.24B
Pretax Income	7.15B
Net Income	5.95B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.54

Full Income Statement

Balance Sheet

The company has 85.16 billion in cash and 54.16 billion in debt, giving a net cash position of 31.00 billion or 18.61 per share.

Cash & Cash Equivalents	85.16B
Total Debt	54.16B
Net Cash	31.00B
Net Cash Per Share	18.61
Equity (Book Value)	49.96B
Book Value Per Share	28.11
Working Capital	-363.07B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -18.04 billion and capital expenditures -867.00 million, giving a free cash flow of -18.90 billion.

Operating Cash Flow	-18.04B
Capital Expenditures	-867.00M
Free Cash Flow	-18.90B
FCF Per Share	-11.34

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	54.16%
Pretax Margin	53.49%
Profit Margin	45.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.84, which amounts to a dividend yield of 5.21%.

Dividend Per Share	1.84
Dividend Yield	5.21%
Dividend Growth (YoY)	-17.92%
Years of Dividend Growth	3
Payout Ratio	49.69%
Buyback Yield	-0.02%
Shareholder Yield	5.20%
Earnings Yield	10.12%
FCF Yield	-32.15%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 5, 1999. It was a forward split with a ratio of 1.05236.

Last Split Date	Nov 5, 1999
Split Type	Forward
Split Ratio	1.05236

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a