United Overseas Bank Limited (SGX:U11)

United Overseas Bank Statistics

Total Valuation

SGX:U11 has a market cap or net worth of SGD 60.01 billion.

Market Cap	60.01B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 24, 2026.

Earnings Date	Feb 24, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

SGX:U11 has 1.65 billion shares outstanding. The number of shares has decreased by -0.30% in one year.

Current Share Class	1.65B
Shares Outstanding	1.65B
Shares Change (YoY)	-0.30%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.79%
Owned by Institutions (%)	21.09%
Float	1.15B

Valuation Ratios

The trailing PE ratio is 13.21 and the forward PE ratio is 10.74. SGX:U11's PEG ratio is 1.24.

PE Ratio	13.21
Forward PE	10.74
PS Ratio	5.10
PB Ratio	1.17
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.24

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.26%.

Return on Equity (ROE)	9.26%
Return on Assets (ROA)	0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.48%
Revenue Per Employee	376,826
Profits Per Employee	149,949
Employee Count	31,224
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SGX:U11 has paid 962.00 million in taxes.

Income Tax	962.00M
Effective Tax Rate	17.01%

Stock Price Statistics

The stock price has decreased by -4.87% in the last 52 weeks. The beta is 0.45, so SGX:U11's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	-4.87%
50-Day Moving Average	37.07
200-Day Moving Average	35.69
Relative Strength Index (RSI)	35.87
Average Volume (20 Days)	3,677,705

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SGX:U11 had revenue of SGD 11.77 billion and earned 4.68 billion in profits. Earnings per share was 2.75.

Revenue	11.77B
Gross Profit	11.77B
Operating Income	5.61B
Pretax Income	5.66B
Net Income	4.68B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.75

Balance Sheet

The company has 78.32 billion in cash and 55.96 billion in debt, with a net cash position of 22.36 billion or 13.54 per share.

Cash & Cash Equivalents	78.32B
Total Debt	55.96B
Net Cash	22.36B
Net Cash Per Share	13.54
Equity (Book Value)	51.49B
Book Value Per Share	29.36
Working Capital	-406.15B

Cash Flow

In the last 12 months, operating cash flow was -30.05 billion and capital expenditures -1.27 billion, giving a free cash flow of -31.32 billion.

Operating Cash Flow	-30.05B
Capital Expenditures	-1.27B
Free Cash Flow	-31.32B
FCF Per Share	-18.97

Margins

Gross Margin	n/a
Operating Margin	47.67%
Pretax Margin	48.08%
Profit Margin	39.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.56, which amounts to a dividend yield of 4.30%.

Dividend Per Share	1.56
Dividend Yield	4.30%
Dividend Growth (YoY)	-11.71%
Years of Dividend Growth	4
Payout Ratio	83.04%
Buyback Yield	0.30%
Shareholder Yield	4.52%
Earnings Yield	7.80%
FCF Yield	-52.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 5, 1999. It was a forward split with a ratio of 1.05236.

Last Split Date	Nov 5, 1999
Split Type	Forward
Split Ratio	1.05236

Scores

Altman Z-Score	n/a
Piotroski F-Score	2