United Overseas Insurance Limited (SGX: U13)

United Overseas Insurance Statistics

Total Valuation

United Overseas Insurance has a market cap or net worth of SGD 440.32 million. The enterprise value is 349.35 million.

Market Cap	440.32M
Enterprise Value	349.35M

Important Dates

The last earnings date was Thursday, October 24, 2024.

Earnings Date	Oct 24, 2024
Ex-Dividend Date	Aug 1, 2024

Share Statistics

United Overseas Insurance has 61.16 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	61.16M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	13.66%
Owned by Institutions (%)	1.03%
Float	16.87M

Valuation Ratios

The trailing PE ratio is 13.98.

PE Ratio	13.98
Forward PE	n/a
PS Ratio	3.71
PB Ratio	0.99
P/TBV Ratio	n/a
P/FCF Ratio	46.10
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.66, with an EV/FCF ratio of 36.58.

EV / Earnings	11.09
EV / Sales	2.95
EV / EBITDA	8.66
EV / EBIT	9.00
EV / FCF	36.58

Financial Position

The company has a current ratio of 7.45, with a Debt / Equity ratio of 0.00.

Current Ratio	7.45
Quick Ratio	5.13
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.00
Interest Coverage	41.15

Financial Efficiency

Return on equity (ROE) is 7.21% and return on invested capital (ROIC) is 5.55%.

Return on Equity (ROE)	7.21%
Return on Assets (ROA)	4.08%
Return on Capital (ROIC)	5.55%
Revenue Per Employee	1.58M
Profits Per Employee	420,080
Employee Count	75
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +19.10% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+19.10%
50-Day Moving Average	7.10
200-Day Moving Average	6.60
Relative Strength Index (RSI)	48.38
Average Volume (20 Days)	4,130

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, United Overseas Insurance had revenue of SGD 118.57 million and earned 31.51 million in profits. Earnings per share was 0.52.

Revenue	118.57M
Gross Profit	76.71M
Operating Income	38.81M
Pretax Income	35.32M
Net Income	31.51M
EBITDA	40.36M
EBIT	38.81M
Earnings Per Share (EPS)	0.52

Balance Sheet

The company has 111.55 million in cash and 24,000 in debt, giving a net cash position of 90.97 million or 1.49 per share.

Cash & Cash Equivalents	111.55M
Total Debt	24,000
Net Cash	90.97M
Net Cash Per Share	1.49
Equity (Book Value)	446.95M
Book Value Per Share	7.31
Working Capital	146.08M

Cash Flow

In the last 12 months, operating cash flow was 10.17 million and capital expenditures -619,000, giving a free cash flow of 9.55 million.

Operating Cash Flow	10.17M
Capital Expenditures	-619,000
Free Cash Flow	9.55M
FCF Per Share	0.16

Margins

Gross margin is 64.69%, with operating and profit margins of 32.73% and 26.57%.

Gross Margin	64.69%
Operating Margin	32.73%
Pretax Margin	29.78%
Profit Margin	26.57%
EBITDA Margin	34.04%
EBIT Margin	32.73%
FCF Margin	8.05%

Dividends & Yields

This stock pays an annual dividend of 0.21, which amounts to a dividend yield of 2.95%.

Dividend Per Share	0.21
Dividend Yield	2.95%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	33.00%
Buyback Yield	n/a
Shareholder Yield	2.95%
Earnings Yield	7.16%
FCF Yield	2.17%

Stock Splits

The last stock split was on September 13, 1993. It was a forward split with a ratio of 1.49999925.

Last Split Date	Sep 13, 1993
Split Type	Forward
Split Ratio	1.49999925

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a