United Overseas Insurance Statistics

Total Valuation

SGX:U13 has a market cap or net worth of SGD 444.60 million. The enterprise value is 346.64 million.

Market Cap	444.60M
Enterprise Value	346.64M

Important Dates

The last earnings date was Friday, February 14, 2025.

Earnings Date	Feb 14, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

SGX:U13 has 61.16 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	61.16M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	13.67%
Owned by Institutions (%)	1.03%
Float	16.86M

Valuation Ratios

The trailing PE ratio is 14.92.

PE Ratio	14.92
Forward PE	n/a
PS Ratio	3.33
PB Ratio	0.95
P/TBV Ratio	0.95
P/FCF Ratio	112.61
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.11, with an EV/FCF ratio of 87.80.

EV / Earnings	11.63
EV / Sales	2.60
EV / EBITDA	9.11
EV / EBIT	9.51
EV / FCF	87.80

Financial Position

The company has a current ratio of 12.04, with a Debt / Equity ratio of 0.00.

Current Ratio	12.04
Quick Ratio	9.11
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.01
Interest Coverage	39.45

Financial Efficiency

Return on equity (ROE) is 6.54% and return on invested capital (ROIC) is 5.00%.

Return on Equity (ROE)	6.54%
Return on Assets (ROA)	3.82%
Return on Invested Capital (ROIC)	5.00%
Return on Capital Employed (ROCE)	6.19%
Revenue Per Employee	1.78M
Profits Per Employee	397,387
Employee Count	75
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +18.60% in the last 52 weeks. The beta is 0.17, so SGX:U13's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+18.60%
50-Day Moving Average	7.10
200-Day Moving Average	6.95
Relative Strength Index (RSI)	73.77
Average Volume (20 Days)	5,605

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SGX:U13 had revenue of SGD 133.42 million and earned 29.80 million in profits. Earnings per share was 0.49.

Revenue	133.42M
Gross Profit	69.45M
Operating Income	36.45M
Pretax Income	33.93M
Net Income	29.80M
EBITDA	38.05M
EBIT	36.45M
Earnings Per Share (EPS)	0.49

Full Income Statement

Balance Sheet

The company has 133.25 million in cash and 24,000 in debt, giving a net cash position of 97.95 million or 1.60 per share.

Cash & Cash Equivalents	133.25M
Total Debt	24,000
Net Cash	97.95M
Net Cash Per Share	1.60
Equity (Book Value)	468.74M
Book Value Per Share	7.66
Working Capital	170.33M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.30 million and capital expenditures -351,000, giving a free cash flow of 3.95 million.

Operating Cash Flow	4.30M
Capital Expenditures	-351,000
Free Cash Flow	3.95M
FCF Per Share	0.06

Full Cash Flow Statement

Margins

Gross margin is 52.05%, with operating and profit margins of 27.32% and 22.34%.

Gross Margin	52.05%
Operating Margin	27.32%
Pretax Margin	25.43%
Profit Margin	22.34%
EBITDA Margin	28.52%
EBIT Margin	27.32%
FCF Margin	2.96%

Dividends & Yields

This stock pays an annual dividend of 0.23, which amounts to a dividend yield of 3.16%.

Dividend Per Share	0.23
Dividend Yield	3.16%
Dividend Growth (YoY)	-30.95%
Years of Dividend Growth	n/a
Payout Ratio	31.85%
Buyback Yield	n/a
Shareholder Yield	3.16%
Earnings Yield	6.70%
FCF Yield	0.89%

Dividend Details

Stock Splits

The last stock split was on September 13, 1993. It was a forward split with a ratio of 1.49999925.

Last Split Date	Sep 13, 1993
Split Type	Forward
Split Ratio	1.49999925

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a