United Overseas Insurance Limited (SGX:U13)
Singapore · Delayed Price · Currency is SGD 8.40
-0.13 (-1.52%)
Aug 24, 2026, 4:33 PM SGT
United Overseas Insurance Financials Overview
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 128.45 | 142.74 | 124.5 | 112.01 | 89.92 | 52.76 |
Revenue Growth | -10.01% | 14.65% | 11.15% | 24.56% | 70.44% | -0.63% |
Operating Income Operating Income Growth | 32.64 | 39.93 | 27.54 | 36.2 | 15.94 | 29.32 |
Net Income Net Income Growth | 34.75 | 32.3 | 29.8 | 29.26 | 18.93 | 26.59 |
Earnings Per Share EPS Growth | 0.57 | 0.53 | 0.49 | 0.48 | 0.31 | 0.43 |
EPS Growth | 7.61% | 8.35% | 1.86% | 54.55% | -28.79% | 10.30% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Offshore Insurance Fund (OIF) Offshore Insurance Fund (OIF) Growth | 27.16 | 31.79 | 31.9 | 29.7 | 30.35 | 14.93 |
Singapore Insurance Fund (SIF) Singapore Insurance Fund (SIF) Growth | 91.28 | 97.52 | 87.52 | 151.86 | 60.27 | 32.88 |
Shareholders Fund (SHF) Shareholders Fund (SHF) Growth | 10.01 | 13.43 | 5.08 | 14.6 | -0.7 | 5.51 |
Total Total Growth | 128.45 | 142.74 | 124.5 | 196.17 | 89.92 | 53.32 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 71.43 | 56.97 | 97.98 | 64.95 | 44.34 | 38.48 |
Total Debt Total Debt Growth | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
Net Cash (Debt) Net Cash Growth | 71.41 | 56.95 | 97.95 | 64.93 | 44.31 | 38.45 |
Net Cash Growth | 25.40% | -41.86% | 50.87% | 46.53% | 15.24% | -31.50% |
Net Cash Per Share Net Cash Per Share Growth | 1.17 | 0.93 | 1.60 | 1.06 | 0.72 | 0.63 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 16.96 | 15.9 | 4.3 | 22.06 | 7.01 | 10.04 |
Capital Expenditures CapEx Growth | -1.44 | -0.48 | -0.35 | -0.69 | -1.99 | -6.04 |
Free Cash Flow Free Cash Flow Growth | 15.53 | 15.42 | 3.95 | 21.37 | 5.02 | 4 |
Free Cash Flow Growth | 0.70% | 290.50% | -81.52% | 325.28% | 25.76% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 25.41% | 27.98% | 22.12% | 32.32% | 17.73% | 55.58% |
Pretax Margin | 27.14% | 22.36% | 27.25% | 29.65% | 26.67% | 62.10% |
Profit Margin | 27.06% | 22.63% | 23.94% | 26.13% | 21.06% | 50.40% |
FCF Margin | 12.09% | 10.80% | 3.17% | 19.07% | 5.59% | 7.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.286 | 0.180 | 0.170 | 0.170 | 0.170 | 0.170 |
Dividend Per Share Growth | 32.88% | 5.88% | 0% | 0% | 0% | 0% |
Dividend Yield | 3.35% | 2.42% | 2.57% | 3.15% | 2.97% | 2.93% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.01 | 14.56 | 14.45 | 12.41 | 20.99 | 15.76 |
P/FCF Ratio | 33.60 | 30.50 | 109.05 | 17.00 | 79.12 | 104.86 |
PS Ratio | 4.06 | 3.30 | 3.46 | 3.24 | 4.42 | 7.94 |