United Overseas Insurance Limited (SGX:U13)
Singapore flag Singapore · Delayed Price · Currency is SGD
8.40
-0.13 (-1.52%)
Aug 24, 2026, 4:33 PM SGT

United Overseas Insurance Statistics

Total Valuation

SGX:U13 has a market cap or net worth of SGD 521.65 million. The enterprise value is 450.24 million.

Market Cap521.65M
Enterprise Value 450.24M

Important Dates

The last earnings date was Tuesday, August 11, 2026.

Earnings Date Aug 11, 2026
Ex-Dividend Date Aug 18, 2026

Share Statistics

SGX:U13 has 61.16 million shares outstanding.

Current Share Class 61.16M
Shares Outstanding 61.16M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 14.17%
Owned by Institutions (%) 0.86%
Float 16.56M

Valuation Ratios

The trailing PE ratio is 15.01.

PE Ratio 15.01
Forward PE n/a
PS Ratio 4.06
PB Ratio 0.99
P/TBV Ratio 0.99
P/FCF Ratio 33.60
P/OCF Ratio 30.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.08, with an EV/FCF ratio of 29.00.

EV / Earnings 12.96
EV / Sales 3.51
EV / EBITDA 13.08
EV / EBIT 13.79
EV / FCF 29.00

Financial Position

The company has a current ratio of 9.03, with a Debt / Equity ratio of 0.00.

Current Ratio 9.03
Quick Ratio 6.91
Debt / Equity 0.00
Debt / EBITDA 0.00
Debt / FCF 0.00
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.96% and return on invested capital (ROIC) is 6.17%.

Return on Equity (ROE) 6.96%
Return on Assets (ROA) 3.17%
Return on Invested Capital (ROIC) 6.17%
Return on Capital Employed (ROCE) 4.99%
Weighted Average Cost of Capital (WACC) 4.45%
Revenue Per Employee 980,542
Profits Per Employee 265,298
Employee Count132
Asset Turnover 0.20
Inventory Turnover n/a

Taxes

In the past 12 months, SGX:U13 has paid 108,000 in taxes.

Income Tax 108,000
Effective Tax Rate 0.31%

Stock Price Statistics

The stock price has increased by +7.01% in the last 52 weeks. The beta is 0.04, so SGX:U13's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change +7.01%
50-Day Moving Average 8.46
200-Day Moving Average 8.04
Relative Strength Index (RSI) 42.20
Average Volume (20 Days) 3,000

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, SGX:U13 had revenue of SGD 128.45 million and earned 34.75 million in profits. Earnings per share was 0.57.

Revenue128.45M
Gross Profit 35.81M
Operating Income 32.64M
Pretax Income 34.86M
Net Income 34.75M
EBITDA 34.41M
EBIT 32.64M
Earnings Per Share (EPS) 0.57
Full Income Statement

Balance Sheet

The company has 115.79 million in cash and 24,000 in debt, with a net cash position of 71.41 million or 1.17 per share.

Cash & Cash Equivalents 115.79M
Total Debt 24,000
Net Cash 71.41M
Net Cash Per Share 1.17
Equity (Book Value) 527.17M
Book Value Per Share 8.62
Working Capital 144.51M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 16.96 million and capital expenditures -1.44 million, giving a free cash flow of 15.53 million.

Operating Cash Flow 16.96M
Capital Expenditures -1.44M
Depreciation & Amortization n/a
Net Borrowing 1,000
Free Cash Flow 15.53M
FCF Per Share 0.25
Full Cash Flow Statement

Margins

Gross margin is 27.88%, with operating and profit margins of 25.41% and 27.06%.

Gross Margin 27.88%
Operating Margin 25.41%
Pretax Margin 27.14%
Profit Margin 27.06%
EBITDA Margin 26.79%
EBIT Margin 25.41%
FCF Margin 12.09%

Dividends & Yields

This stock pays an annual dividend of 0.29, which amounts to a dividend yield of 3.35%.

Dividend Per Share 0.29
Dividend Yield 3.35%
Dividend Growth (YoY) 32.88%
Years of Dividend Growth 1
Payout Ratio 50.27%
Buyback Yield n/a
Shareholder Yield 3.35%
Earnings Yield 6.66%
FCF Yield 2.98%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 13, 1993. It was a forward split with a ratio of 1.49999925.

Last Split Date Sep 13, 1993
Split Type Forward
Split Ratio 1.49999925

Scores

Altman Z-Score n/a
Piotroski F-Score 3