United Overseas Insurance Statistics
Total Valuation
SGX:U13 has a market cap or net worth of SGD 521.65 million. The enterprise value is 450.24 million.
| Market Cap | 521.65M |
| Enterprise Value | 450.24M |
Important Dates
The last earnings date was Tuesday, August 11, 2026.
| Earnings Date | Aug 11, 2026 |
| Ex-Dividend Date | Aug 18, 2026 |
Share Statistics
SGX:U13 has 61.16 million shares outstanding.
| Current Share Class | 61.16M |
| Shares Outstanding | 61.16M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 14.17% |
| Owned by Institutions (%) | 0.86% |
| Float | 16.56M |
Valuation Ratios
The trailing PE ratio is 15.01.
| PE Ratio | 15.01 |
| Forward PE | n/a |
| PS Ratio | 4.06 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 33.60 |
| P/OCF Ratio | 30.76 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.08, with an EV/FCF ratio of 29.00.
| EV / Earnings | 12.96 |
| EV / Sales | 3.51 |
| EV / EBITDA | 13.08 |
| EV / EBIT | 13.79 |
| EV / FCF | 29.00 |
Financial Position
The company has a current ratio of 9.03, with a Debt / Equity ratio of 0.00.
| Current Ratio | 9.03 |
| Quick Ratio | 6.91 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.00 |
| Debt / FCF | 0.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.96% and return on invested capital (ROIC) is 6.17%.
| Return on Equity (ROE) | 6.96% |
| Return on Assets (ROA) | 3.17% |
| Return on Invested Capital (ROIC) | 6.17% |
| Return on Capital Employed (ROCE) | 4.99% |
| Weighted Average Cost of Capital (WACC) | 4.45% |
| Revenue Per Employee | 980,542 |
| Profits Per Employee | 265,298 |
| Employee Count | 132 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SGX:U13 has paid 108,000 in taxes.
| Income Tax | 108,000 |
| Effective Tax Rate | 0.31% |
Stock Price Statistics
The stock price has increased by +7.01% in the last 52 weeks. The beta is 0.04, so SGX:U13's price volatility has been lower than the market average.
| Beta (5Y) | 0.04 |
| 52-Week Price Change | +7.01% |
| 50-Day Moving Average | 8.46 |
| 200-Day Moving Average | 8.04 |
| Relative Strength Index (RSI) | 42.20 |
| Average Volume (20 Days) | 3,000 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, SGX:U13 had revenue of SGD 128.45 million and earned 34.75 million in profits. Earnings per share was 0.57.
| Revenue | 128.45M |
| Gross Profit | 35.81M |
| Operating Income | 32.64M |
| Pretax Income | 34.86M |
| Net Income | 34.75M |
| EBITDA | 34.41M |
| EBIT | 32.64M |
| Earnings Per Share (EPS) | 0.57 |
Balance Sheet
The company has 115.79 million in cash and 24,000 in debt, with a net cash position of 71.41 million or 1.17 per share.
| Cash & Cash Equivalents | 115.79M |
| Total Debt | 24,000 |
| Net Cash | 71.41M |
| Net Cash Per Share | 1.17 |
| Equity (Book Value) | 527.17M |
| Book Value Per Share | 8.62 |
| Working Capital | 144.51M |
Cash Flow
In the last 12 months, operating cash flow was 16.96 million and capital expenditures -1.44 million, giving a free cash flow of 15.53 million.
| Operating Cash Flow | 16.96M |
| Capital Expenditures | -1.44M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1,000 |
| Free Cash Flow | 15.53M |
| FCF Per Share | 0.25 |
Margins
Gross margin is 27.88%, with operating and profit margins of 25.41% and 27.06%.
| Gross Margin | 27.88% |
| Operating Margin | 25.41% |
| Pretax Margin | 27.14% |
| Profit Margin | 27.06% |
| EBITDA Margin | 26.79% |
| EBIT Margin | 25.41% |
| FCF Margin | 12.09% |
Dividends & Yields
This stock pays an annual dividend of 0.29, which amounts to a dividend yield of 3.35%.
| Dividend Per Share | 0.29 |
| Dividend Yield | 3.35% |
| Dividend Growth (YoY) | 32.88% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 50.27% |
| Buyback Yield | n/a |
| Shareholder Yield | 3.35% |
| Earnings Yield | 6.66% |
| FCF Yield | 2.98% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 13, 1993. It was a forward split with a ratio of 1.49999925.
| Last Split Date | Sep 13, 1993 |
| Split Type | Forward |
| Split Ratio | 1.49999925 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |