United Overseas Insurance Limited (SGX:U13)
Singapore · Delayed Price · Currency is SGD 8.40
-0.01 (-0.12%)
Oct 2, 2026, 3:07 PM SGT
United Overseas Insurance Ratios and Metrics
Market cap in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 514 | 470 | 431 | 363 | 398 | 419 | |
Market Cap Growth | 9.09% | 9.23% | 18.52% | -8.62% | -5.11% | 1.93% |
Enterprise Value | 442 | 414 | 340 | 313 | 370 | 374 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.78 | 14.56 | 14.45 | 12.41 | 20.99 | 15.76 |
PS Ratio | 4.00 | 3.30 | 3.46 | 3.24 | 4.42 | 7.94 |
PB Ratio | 0.97 | 0.90 | 0.92 | 0.82 | 0.95 | 0.94 |
P/FCF Ratio | 33.09 | 30.50 | 109.05 | 17.00 | 79.12 | 104.86 |
P/OCF Ratio | 30.29 | 29.59 | 100.15 | 16.47 | 56.71 | 41.74 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.44 | 2.90 | 2.73 | 2.80 | 4.12 | 7.10 |
EV/EBITDA Ratio | 12.85 | 9.93 | 11.66 | 8.31 | 21.57 | 12.47 |
EV/EBIT Ratio | 13.55 | 10.37 | 12.33 | 8.65 | 23.22 | 12.77 |
EV/FCF Ratio | 28.49 | 26.86 | 86.01 | 14.66 | 73.69 | 93.73 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / EBITDA Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt / FCF Ratio | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 |
Net Debt / Equity Ratio | -0.13 | -0.11 | -0.21 | -0.15 | -0.11 | -0.09 |
Net Debt / EBITDA Ratio | -2.08 | -1.37 | -3.36 | -1.72 | -2.58 | -1.28 |
Net Debt / FCF Ratio | -4.60 | -3.69 | -24.81 | -3.04 | -8.82 | -9.62 |
Quick Ratio | 6.91 | 8.30 | 9.11 | 7.31 | 11.61 | 1.27 |
Current Ratio | 9.03 | 10.92 | 12.04 | 11.54 | 23.38 | 2.01 |
Asset Turnover | 0.20 | 0.23 | 0.21 | 0.19 | 0.15 | 0.08 |
Return on Equity (ROE) | 6.96% | 6.51% | 6.54% | 6.80% | 4.37% | 6.09% |
Return on Assets (ROA) | 3.17% | 3.97% | 2.89% | 3.91% | 1.62% | 2.83% |
Return on Invested Capital (ROIC) | 6.17% | 8.05% | 5.31% | 7.41% | 2.91% | 5.45% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 6.77% | 6.87% | 6.92% | 8.05% | 4.76% | 6.35% |
FCF Yield | 3.02% | 3.28% | 0.92% | 5.88% | 1.26% | 0.95% |
Dividend Yield | 3.40% | 2.42% | 2.57% | 3.15% | 2.97% | 2.93% |
Payout Ratio | 50.27% | 40.71% | 34.88% | 35.53% | 67.83% | 39.10% |
Buyback Yield / Dilution | - | -0.02% | 0.01% | - | - | - |
Total Shareholder Return | 3.40% | 2.41% | 2.58% | 3.15% | 2.97% | 2.93% |