SHA:600000 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	261,447	265,116	288,125	297,598	299,520	300,693
Interest Paid on Deposits	134,640	144,633	173,408	179,163	165,851	164,735
Net Interest Income	126,807	120,483	114,717	118,435	133,669	135,958
Net Interest Income Growth	10.29%	5.03%	-3.14%	-11.40%	-1.68%	-1.89%
Gain (Loss) on Sale of Assets	238	81	20	72	84	26
Gain (Loss) on Sale of Investments	4,449	9,320	6,302	6,299	3,576	1,752
Gain (Loss) on Sale of Equity Investments	155	158	217	223	230	223
Other Non-Interest Income	45,441	43,820	49,312	47,668	50,412	52,167
Total Non-Interest Income	50,283	53,379	55,851	54,262	54,302	54,168
Non-Interest Income Growth	-13.08%	-4.43%	2.93%	-0.07%	0.25%	-5.11%
Revenues Before Loan Losses	177,090	173,862	170,568	172,697	187,971	190,126
Provision for Loan Losses	67,304	65,700	69,437	76,754	75,952	78,331
Revenue	109,786	108,162	101,131	95,943	112,019	111,795
Revenue Growth	5.82%	6.95%	5.41%	-14.35%	0.20%	-3.72%
Selling, General & Administrative	48,002	49,582	49,795	51,424	52,607	49,978
Other Non-Interest Expense	5,279	5,074	4,073	4,520	3,790	3,468
Total Non-Interest Expense	53,281	54,656	53,868	55,944	56,397	53,446
EBT Excluding Unusual Items	56,505	53,506	47,263	39,999	55,622	58,349
Other Unusual Items	177	-132	1,103	693	527	722
Pretax Income	56,682	53,374	48,366	40,692	56,149	59,071
Income Tax Expense	4,817	2,969	2,531	3,263	4,152	5,305
Earnings From Continuing Operations	51,865	50,405	45,835	37,429	51,997	53,766
Minority Interest in Earnings	-634	-388	-578	-727	-826	-763
Net Income	51,231	50,017	45,257	36,702	51,171	53,003
Preferred Dividends & Other Adjustments	4,195	3,737	5,353	5,353	5,353	5,353
Net Income to Common	47,037	46,280	39,904	31,349	45,818	47,650
Net Income Growth	12.17%	15.98%	27.29%	-31.58%	-3.84%	-13.75%
Basic Shares Outstanding	32,399	30,422	29,352	29,352	29,352	29,352
Diluted Shares Outstanding	33,849	33,316	33,128	33,039	32,931	32,812
Shares Change	2.71%	0.57%	0.27%	0.33%	0.36%	0.42%
EPS (Basic)	1.45	1.52	1.36	1.07	1.56	1.62
EPS (Diluted)	1.42	1.42	1.25	0.99	1.44	1.50
EPS Growth	7.52%	13.68%	25.78%	-30.75%	-4.00%	-13.69%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.420	0.420	0.410	0.321	0.320	0.410
Dividend Growth	2.44%	2.44%	27.73%	0.31%	-21.95%	-14.58%
Effective Tax Rate	8.50%	5.56%	5.23%	8.02%	7.40%	8.98%