Jiangsu Financial Leasing Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	8,676	8,068	7,524	6,706	6,153	5,303
Total Interest Expense	2,637	2,860	2,724	2,559	2,562	1,991
Net Interest Income	6,039	5,208	4,800	4,147	3,591	3,312
Commissions and Fees	0.5	0.44	0.35	207.53	417.88	495.37
Other Revenue	114.93	120.34	37.77	25.11	19.37	12.22
Revenue Before Loan Losses	6,154	5,329	4,838	4,380	4,029	3,820
Provision for Loan Losses	1,021	715.68	691.37	639.44	793.88	924.69
Revenue	5,133	4,613	4,147	3,741	3,235	2,895
Revenue Growth (YoY)	15.13%	11.24%	10.86%	15.64%	11.74%	18.73%
Cost of Services Provided	907.44	687.03	628.55	475.53	407.53	376.05
Other Operating Expenses	44.73	40.11	22.28	12.63	8.52	6.65
Total Operating Expenses	952.18	727.14	650.83	488.16	416.05	382.71
Operating Income	4,181	3,886	3,496	3,253	2,819	2,512
Currency Exchange Gain (Loss)	15.87	19.9	53.85	0.41	-46.37	-5.33
EBT Excluding Unusual Items	4,196	3,905	3,536	3,216	2,764	2,501
Other Unusual Items	28.23	16.17	7.33	-0.88	0.38	2.24
Pretax Income	4,224	3,921	3,543	3,216	2,764	2,503
Income Tax Expense	1,060	977.85	883.26	803.93	691.44	626.32
Earnings From Continuing Ops.	3,164	2,943	2,660	2,412	2,072	1,877
Minority Interest in Earnings	-2.19	-0.72	-	-	-	-
Net Income	3,161	2,943	2,660	2,412	2,072	1,877
Preferred Dividends & Other Adjustments	3.92	3.92	3.27	-	-	-
Net Income to Common	3,158	2,939	2,657	2,412	2,072	1,877
Net Income Growth	11.08%	10.63%	10.30%	16.36%	10.40%	18.56%
Shares Outstanding (Basic)	5,813	4,721	4,208	4,151	4,140	4,147
Shares Outstanding (Diluted)	5,920	5,729	5,621	5,142	4,328	4,157
Shares Change (YoY)	2.63%	1.91%	9.32%	18.80%	4.12%	-0.58%
EPS (Basic)	0.54	0.62	0.63	0.58	0.50	0.45
EPS (Diluted)	0.54	0.53	0.49	0.49	0.48	0.45
EPS Growth	5.90%	6.81%	0.64%	2.02%	6.78%	18.86%
Free Cash Flow	-1,797	679.89	2,477	-415.49	833.72	-1,124
Free Cash Flow Per Share	-0.30	0.12	0.44	-0.08	0.19	-0.27
Dividend Per Share	0.400	0.270	0.320	0.250	0.250	0.214
Dividend Growth	25.00%	-15.63%	28.00%	-	16.66%	25.03%
Operating Margin	81.45%	84.24%	84.30%	86.95%	87.14%	86.78%
Profit Margin	61.51%	63.71%	64.07%	64.47%	64.07%	64.84%
Free Cash Flow Margin	-35.00%	14.74%	59.73%	-11.11%	25.77%	-38.82%
Effective Tax Rate	25.11%	24.94%	24.93%	25.00%	25.02%	25.02%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.