Jiangsu Financial Leasing Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	9,237	8,880	8,068	7,524	6,706	6,153
Total Interest Expense	2,632	2,596	2,860	2,724	2,559	2,562
Net Interest Income	6,605	6,283	5,208	4,800	4,147	3,591
Commissions and Fees	0.57	0.51	0.44	0.35	207.53	417.88
Other Revenue	141.61	124.01	120.34	37.77	25.11	19.37
Revenue Before Loan Losses	6,747	6,408	5,329	4,838	4,380	4,029
Provision for Loan Losses	1,160	1,007	715.68	691.37	639.44	793.88
Revenue	5,587	5,401	4,613	4,147	3,741	3,235
Revenue Growth (YoY)	17.24%	17.08%	11.24%	10.86%	15.64%	11.74%
Cost of Services Provided	1,097	1,007	687.03	628.55	475.53	407.53
Other Operating Expenses	39.65	35.73	40.11	22.28	12.63	8.52
Total Operating Expenses	1,137	1,043	727.14	650.83	488.16	416.05
Operating Income	4,451	4,358	3,886	3,496	3,253	2,819
Currency Exchange Gain (Loss)	-10.99	-0.19	19.9	53.85	0.41	-46.37
EBT Excluding Unusual Items	4,420	4,342	3,905	3,536	3,216	2,764
Other Unusual Items	10.64	10.64	16.17	7.33	-0.88	0.38
Pretax Income	4,421	4,342	3,921	3,543	3,216	2,764
Income Tax Expense	1,111	1,091	977.85	883.26	803.93	691.44
Earnings From Continuing Ops.	3,309	3,251	2,943	2,660	2,412	2,072
Minority Interest in Earnings	-18.63	-10.82	-0.72	-	-	-
Net Income	3,291	3,241	2,943	2,660	2,412	2,072
Preferred Dividends & Other Adjustments	0.7	0.7	3.92	3.27	-	-
Net Income to Common	3,290	3,240	2,939	2,657	2,412	2,072
Net Income Growth	9.59%	10.12%	10.63%	10.30%	16.36%	10.40%
Shares Outstanding (Basic)	5,774	5,790	4,721	4,208	4,151	4,140
Shares Outstanding (Diluted)	5,774	5,791	5,729	5,621	5,142	4,328
Shares Change (YoY)	-1.19%	1.08%	1.91%	9.32%	18.80%	4.12%
EPS (Basic)	0.57	0.56	0.62	0.63	0.58	0.50
EPS (Diluted)	0.57	0.56	0.53	0.49	0.49	0.48
EPS Growth	8.04%	6.06%	6.94%	0.64%	2.02%	6.78%
Free Cash Flow	2,053	-1,014	679.89	2,477	-415.49	833.72
Free Cash Flow Per Share	0.36	-0.17	0.12	0.44	-0.08	0.19
Dividend Per Share	0.300	0.300	0.270	0.320	0.250	0.250
Dividend Growth	11.11%	11.11%	-15.63%	28.00%	-	16.66%
Operating Margin	79.66%	80.69%	84.24%	84.30%	86.95%	87.14%
Profit Margin	58.88%	59.99%	63.71%	64.07%	64.47%	64.07%
Free Cash Flow Margin	36.75%	-18.77%	14.74%	59.73%	-11.11%	25.77%
Effective Tax Rate	25.14%	25.12%	24.94%	24.93%	25.00%	25.02%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.