Bank of Hangzhou Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	62,868	60,313	55,025	48,724
Interest Paid on Deposits	-	38,411	36,880	32,168	27,689
Net Interest Income	-	24,457	23,433	22,857	21,036
Net Interest Income Growth (YoY)	-	4.37%	2.52%	8.66%	9.15%
Gain (Loss) on Sale of Assets	-	-0.09	-2.93	42.93	0.76
Gain (Loss) on Sale of Investments	-	-300.07	1,111	-120.87	141.3
Gain (Loss) on Sale of Equity Investments	-	440.22	371.76	317.14	212.14
Other Non-Interest Income	38,799	13,450	9,635	9,513	7,971
Total Non-Interest Income	38,799	13,590	11,115	9,752	8,325
Non-Interest Income Growth (YoY)	185.49%	22.27%	13.98%	17.14%	50.44%
Revenues Before Loan Losses	38,799	38,047	34,548	32,609	29,361
Provision for Loan Losses	-	7,446	8,069	9,855	10,500
Revenue	38,799	30,601	26,478	22,753	18,861
Revenue Growth (YoY)	26.79%	15.57%	16.37%	20.64%	27.03%
Selling, General & Administrative	-	11,286	10,293	9,760	8,017
Other Non-Interest Expense	17,610	389.47	366.07	323.17	264.03
Total Non-Interest Expense	17,610	11,676	10,659	10,083	8,228
EBT Excluding Unusual Items	21,189	18,926	15,819	12,670	10,633
Other Unusual Items	-	300.57	462.57	332.29	-38.3
Pretax Income	21,189	19,226	16,282	13,003	10,595
Income Tax Expense	2,159	2,244	1,898	1,323	1,334
Earnings From Continuing Operations	19,030	16,983	14,383	11,679	9,261
Net Income	19,030	16,983	14,383	11,679	9,261
Preferred Dividends & Other Adjustments	-	687	687	807	807
Net Income to Common	19,030	16,296	13,696	10,872	8,454
Net Income Growth	12.06%	18.07%	23.15%	26.11%	29.77%
Basic Shares Outstanding	7,154	5,942	5,930	5,930	5,930
Diluted Shares Outstanding	7,154	7,142	7,156	7,117	6,796
Shares Change (YoY)	0.17%	-0.19%	0.55%	4.72%	20.00%
EPS (Basic)	2.66	2.74	2.31	1.83	1.43
EPS (Diluted)	2.66	2.34	1.97	1.58	1.29
EPS Growth	13.67%	18.69%	24.49%	23.05%	10.17%
Dividend Per Share	-	0.650	0.520	0.400	0.350
Dividend Growth	-	25.00%	30.00%	14.29%	-
Effective Tax Rate	10.19%	11.67%	11.66%	10.18%	12.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.